# VA Compensation Calculator — Combined ratings, SMC, backpay

> VA disability compensation calculator using official VA formulas. (iPhone/iPad app by Ian Marrero Falcon.)

- Source: https://appshunter.io/ios/app/va-compensation-calculator/id6746081239 (this page in markdown: same URL + `.md`)
- Developer: [Ian Marrero Falcon](https://appshunter.io/developer/1815051584)
- Category: Productivity, Finance
- Price: Free with in-app purchases
- Rating: 4.90/5 from 35 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 5 MB
- Languages: American English
- Released: 2025-05-19
- Data updated: 2026-08-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/va-compensation-calculator/id6746081239/reviews.md

## What is VA Compensation Calculator?

Accurately calculate your VA combined disability rating, estimated monthly compensation, and retroactive backpay using the official VA math from 38 CFR 4.25, 4.26, and 3.31.
WHAT IT DOES
Enter your service-connected disabilities and their ratings. The app combines them using the same method the VA uses — not simple addition — and shows your official combined rating along with your estimated monthly compensation. Track pending claims, see what your rating could be if approved, calculate retroactive backpay across rating timelines, and configure Special Monthly Compensation when applicable.
KEY FEATURES
- VA Combined Ratings Calculator using the official VA formula
- Bilateral Factor support for disabilities affecting both sides of the body (left knee + right knee, etc.)
- Backpay Calculator — estimate retroactive compensation across a timeline of rating changes, with full COLA-boundary handling per 38 CFR 3.31
- Special Monthly Compensation (SMC) — supports SMC-K, S, L, R1, and R2 with accurate stacking rules
- Track Rated, Pending, and Denied claims separately
- Projected Rating calculator — see what your combined rating could be if pending claims are approved
- Compensation rate tables for 2018 through 2026 with annual COLA adjustments
- Dependent-based compensation for spouse, children, and parents
- Spouse Aid & Attendance support
- Step-by-step calculation breakdown showing exactly how your rating is calculated
- Share your breakdown with privacy options to redact disability names, hide dependents, or include pending claims
- Filter and sort disabilities by name, percentage, or status
- Built-in links to r/VeteransBenefits and the Veterans Benefits Knowledge Base for community support
BUILT FOR VETERANS
- 100% free — no ads, no accounts, and no third-party trackers
- Your VA data — disabilities, ratings, dependents, and notes — stays on your device and is never uploaded.
- Clean interface designed for both iPhone and iPad
- Accurate to VA regulations (38 CFR 4.25, 4.26, and 3.31)
WHO IS THIS FOR?
- Veterans exploring what their combined rating could be
- Veterans tracking pending claims and what-if scenarios
- Veterans adding a new claim and wondering how it affects their overall rating
- Veterans estimating backpay from a recent rating decision or upcoming retroactive award
- Veterans receiving Special Monthly Compensation
- Anyone helping a veteran understand their disability compensation
DISCLAIMER
This app is not affiliated with the U.S. Department of Veterans Affairs. It is an independent tool for estimation purposes only. Always verify your rating and compensation with the VA directly.

## Key features

- Official VA combined ratings calculator
- Bilateral Factor support
- 2025/2026 compensation rates
- Dependent compensation calculation
- Spouse Aid & Attendance support
- Step-by-step calculation breakdown
- Shareable breakdown with privacy options

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Small Tip | $1.99 | one-time |
| Coffee | $4.99 | one-time |
| Lunch | $9.99 | one-time |
| Dinner | $19.99 | one-time |


## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/va-compensation-calculator/id6746081239/reviews.md

### 5/5 — Great app!

*2026-07-02*

This app is very simple and useful.  It’s a very nice tracking resource and put the knowledge right in your hands.

### 5/5 — Awesome app for tracking VA Disability

*2026-04-26*

This app is really great for tracking pending, rated, & denied VA disabilities. It does all the VA math so you can know exactly what your percentage is. It’s nice that you can type in whatever you want and pick a rating and it does all the work. Really clean, useful app!

### 5/5 — Finally Makes VA Math Easy

*2026-03-15*

This is hands down one of the easiest VA disability calculators I’ve used. The interface is clean, straightforward, and actually makes VA math understandable. I like that it lets you track disabilities, dependents, and bilateral conditions without making the process confusing like the VA website sometimes does.

The breakdown of the combined rating and monthly compensation is extremely helpful for planning and understanding your benefits. Everything feels fast, organized, and well thought out.

If you’re a veteran trying to understand your rating or estimate future claims, this app is a great tool to have on your phone. Highly recommended.

### 5/5 — Nice app for figuring out exact %

*2026-01-07*

Gets the job done

### 5/5 — Great job. My only suggestion would be adding SMC rates

*2025-05-21*

This app is very simple and easy to use. Just type in your condition, choose your ratings, dependents, etc. the VA website is a lot more confusing. 

This makes it easier to understand your rates and forecast changes to your rating. 

I just wish it also included SMC rates. I’m not complaining but that is the only critique I can think of.

Edit: Maybe a backpay calculator would also be helpful so if someone’s ratings increase they can get an idea of what the back pay would be.

## Frequently asked questions about VA Compensation Calculator

### How does VA Compensation Calculator determine combined ratings?

VA Compensation Calculator uses the official VA math from 38 CFR 4.25 and 4.26, which is not simple addition. It accurately combines your service-connected disabilities and their ratings to provide an official combined rating.

### Does VA Compensation Calculator support bilateral factors?

Yes, VA Compensation Calculator supports bilateral factors for disabilities affecting both sides of the body, such as left knee and right knee issues, ensuring a more accurate calculation.

### What compensation rates does VA Compensation Calculator use?

The app includes the 2025 and 2026 compensation rate tables, incorporating COLA adjustments to provide the most up-to-date estimations for your monthly compensation.

### Can VA Compensation Calculator estimate compensation for dependents?

Yes, it supports dependent-based compensation calculations for spouses, children, and parents, as well as for Spouse Aid & Attendance.

### Is VA Compensation Calculator affiliated with the U.S. Department of Veterans Affairs?

No, this app is an independent tool for estimation purposes only and is not affiliated with the U.S. Department of Veterans Affairs. Always verify your rating and compensation directly with the VA.

### Does VA Compensation Calculator have ads?

No, VA Compensation Calculator is 100% free with no ads, no accounts, and no data collection. All data stays on your device.

### On what devices can I use VA Compensation Calculator?

VA Compensation Calculator is available for iPhone and iPad, ensuring accessibility for a wide range of Apple users.

### How often is VA Compensation Calculator updated?

The latest version, 1.26.2_11, was released on March 23, 2026, indicating regular updates to maintain accuracy and functionality. The initial release was on May 19, 2025.

## Version history (last 5 releases)

### 1.26.10 — 2026-07-19

Symptom Log — build claim evidence over time.

• Symptom Log: record migraines, seizures, breathing or GI flare-ups, mental-health episodes, and chronic-pain flares as they happen — duration, severity, symptoms, and prostrating attacks. The app summarizes each condition in VA rating-criteria language and exports a report (text or PDF) for your VSO or provider. It logs and summarizes — it never rates or diagnoses. Everything stays on your device.

• Full Special Monthly Compensation ladder: added the intermediate SMC levels (L½, M, M½, N, N½, O/P) and SMC-T, with 2025 and 2026 rates.

• Backpay now handles life events: add dependents that changed during the retroactive period (a marriage or a new child) for a more accurate estimate.

• Contact Me replaces the old feedback form — report a bug, ask a question, or suggest a feature right in the app.

• Various bug fixes and improvements.

Free, veteran-owned, no ads, no account, no subscriptions.

### 1.26.9 — 2026-07-17

• Veterans Crisis Line + quick links to VA claims, benefits, and health care
• Send Feedback is now one tap from the Help menu
• Optional anonymous usage analytics to guide development — on by default,
  off anytime in Settings → Analytics; your VA data never leaves your device
• More accurate Backpay for rating decreases; CRDP now reflects TDIU
• Clearer 38 CFR Diagnostic Codes guidance
• Tip Jar is quicker to reach from the main screen
• iPad multi-window PDF export fix, performance improvements, bug fixes

### 1.26.8 — 2026-06-12

• Improved accuracy of combined ratings and monthly compensation
• Claim Tracker events are now saved reliably
• Updated 38 CFR Diagnostic Codes to the latest VA schedule
• Various bug fixes and improvements

### 1.26.7 — 2026-06-06

New in this update:

• Tap any code → "Add to My Disabilities" — name and DC pre-filled, with a sensible starting rating suggested

• Per-percentage rating criteria — see exactly what the VA requires for each rating band. Hand-edited copy on ~50 of the most-claimed codes (PTSD, sleep apnea, hypertension, diabetes, migraines, the full Mental Disorders and Spine formulas) plus auto-extracted criteria for the rest of the 700+ codes

• "Most Claimed" section at the top — tinnitus, hearing loss, PTSD, knee, back, sleep apnea, and the rest of the top 15 are one tap away, no scrolling through 15 body systems

• Full 38 CFR Part 4 coverage (700+ codes) instead of the curated subset

• Neurological section is now grouped by nerve. Each nerve shows one row that expands to reveal paralysis (highest rated), neuritis, and neuralgia variants

Plus:

• "Back to top" link at the bottom of the How to Use guide
• App display name on the home screen now matches the App Store name (VA Compensation Calculator)
• Some small UI changes and improvements
• Various bug fixes

### 1.26.6 — 2026-05-14

This is a big update — new tools, new tracking, new privacy features, and a refreshed layout.

NEW TOOLS
• Claim Tracker — track upcoming C&P exams, hearings, deadlines, and decision dates with optional reminders
• What If? Scenario — interactively explore how rating changes affect your combined rating and monthly compensation
• 38 CFR Diagnostic Codes — searchable reference covering ~300 codes across 15 body systems
• TDIU support — new schedular Eligibility Check, plus a Settings toggle to pay at the 100% rate when granted
• Save as PDF — export your Compensation Breakdown or Backpay results as a styled PDF for VSOs, attorneys, or your records
• Notes per disability — track effective dates, decision letter references, or symptom history
• Diagnostic-code search when adding a disability — fills the name and suggests common ratings (tinnitus auto-fills at 10%)

PRIVACY & APPEARANCE
• Biometric lock — optionally require Face ID or Touch ID to open the app
• Saved data is now encrypted while your device is locked (iOS Complete File Protection)
• Dark Mode — System / Light / Dark in Settings → Appearance

LAYOUT REFRESH
• Per-screen Help (?) and Settings (gear) icons in the top-right of every screen
• Dedicated Help screen — How to Use, What's New, Support & Community, Rate & Review, and Tip Jar in one place
• New Calculators & References section on the main screen — Backpay, Pay Date Predictor, Combined Ratings Table, Healthcare Priority Group, Future COLA Estimator, CRDP / CRSC, plus the new tools above
• Search bar and new sort options on the Disabilities screen
• Quick orientation sheet on first launch and after this update

TIP JAR
• Four optional tip tiers ($2 / $5 / $10 / $20) if you'd like to support development. The app stays free and ad-free forever; tipping unlocks no features.

ALSO
• Backpay now accepts future dates for projecting retroactive pay
• Sorting Disabilities no longer reorders your saved list
• Backpay screen reworded for clarity
• Various small UI improvements and bug fixes

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## More apps by Ian Marrero Falcon

- [MediaHarbor: NAS Media Player](https://appshunter.io/ios/app/mediaharbor-nas-media-player/id6792407366)

All apps by Ian Marrero Falcon: https://appshunter.io/developer/1815051584

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*
