# ValarPay Beyond Banking App — Beyond Banking > Secure mobile banking for individuals and businesses with instant account opening and payments. (iPhone/iPad app by VALAR GLOBAL SERVICES LIMITED.) - Source: https://appshunter.io/ios/app/valarpay-beyond-banking-app/id6748968774 (this page in markdown: same URL + `.md`) - Developer: [VALAR GLOBAL SERVICES LIMITED](https://appshunter.io/developer/1821213810) - Category: Finance, Business - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 17+ - Requires: iOS 15.1 · 32 MB - Languages: American English - Released: 2025-07-23 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/valarpay-beyond-banking-app/id6748968774/reviews.md ## What is ValarPay Beyond Banking App? ValarPay – Smarter, Safer, Seamless Banking ValarPay is the official mobile banking application of Valar Global Services Limited. Designed to meet modern financial needs, ValarPay is your trusted mobile banking partner—built to simplify everyday banking and help you take control of your finances with ease. Whether you're an individual or a business owner, ValarPay offers fast, secure, and user-friendly financial services that fit your lifestyle. Open a personal or corporate account in just minutes—no paperwork, no queues. With ValarPay, banking becomes smarter, faster, and more intuitive. Key Features Instant Account Opening Set up your personal or business ValarPay account quickly with digital onboarding. Fast Transfers & Payments Send and receive money instantly. Pay bills, friends, and merchants in seconds. Airtime & Data Top-Up Recharge airtime and data for both local and international networks—anytime, anywhere. Utility Bill Payments Easily pay for electricity, water, internet, cable TV, and more right from the app. Coming Soon Virtual Cards (NGN & USD) Shop online securely using your ValarPay virtual debit cards. Travel & Lifestyle Services Book bus and flight tickets, pay school fees, and enjoy even more lifestyle features. Security You Can Trust Your funds and data are fully protected with ValarPay’s advanced encryption, fraud detection, and multi-layer security systems. Backed by Natty Group UK Limited and Valar Global Services Limited, ValarPay operates under official regulatory oversight through Natty Bank LLC, ensuring your money is in trusted, licensed hands. Get Started Today Join thousands of satisfied users who trust ValarPay for everyday banking and financial freedom. Download ValarPay now on the Apple Store and experience modern banking that fits your life. 24/7 Customer Support Have questions or need help? Our friendly support team is always here for you. Call: +234 813 4146 906 Email: support@valarpay.com Web: www.valarpay.com ## Key features - Instant account opening - Fast transfers and payments - Airtime and data top-up - Utility bill payments - Advanced security features - 24/7 customer support ## Frequently asked questions about ValarPay Beyond Banking App ### How do I open an account with ValarPay? ValarPay offers instant account opening for both personal and corporate accounts directly within the app. The digital onboarding process is designed to be quick and requires no paperwork or physical queues. ### Is ValarPay secure for my financial transactions? Yes, ValarPay prioritizes security with advanced encryption, fraud detection, and multi-layer security systems. It operates under official regulatory oversight through Natty Bank LLC, ensuring your funds and data are protected. ### What types of payments can I make with ValarPay? You can send and receive money instantly, pay utility bills (electricity, water, internet, cable TV), and recharge airtime and data for local and international networks. Future updates will include virtual card payments for online shopping. ### What devices does ValarPay support? ValarPay is available on iPhone, iPad, and iPod devices. The app is designed to provide a seamless banking experience across these Apple platforms. ### How often is ValarPay updated? The latest version of ValarPay is 1.6, and it was last updated on September 1, 2025. Updates typically include new features, security enhancements, and performance improvements. ### What is the age rating for ValarPay? ValarPay has an age rating of 17+. This is common for financial applications that handle sensitive personal and financial information. ### Does ValarPay have ads? No, ValarPay does not contain advertisements. The app is designed to provide a clean and uninterrupted user experience focused on financial management. ### How can I get help if I have issues with ValarPay? ValarPay offers 24/7 customer support. You can reach their support team via phone at +234 813 4146 906 or email at support@valarpay.com for any questions or assistance. ## Version history (last 5 releases) ### 1.6 — 2025-09-01 Bug Fixes & Improvements: We've addressed minor bugs and made performance enhancements for a smoother experience NIN Verification Updates ### 1.5 — 2025-08-30 Bug Fixes & Improvements: We've addressed minor bugs and made performance enhancements for a smoother experience ### 1.4 — 2025-08-27 Bug Fixes & Improvements: We've addressed minor bugs and made performance enhancements for a smoother experience. ### 1.3 — 2025-08-07 Biometric Payment Support: You can now securely make payments using your fingerprint or facial recognition. Bug Fixes & Improvements: We've addressed minor bugs and made performance enhancements for a smoother experience. ### 1.2 — 2025-07-30 • General bug fixes and performance improvements • Enhanced auto-logout functionality for better security • Fixed issues with Airtime and Data top-up — smoother and more reliable transactions ## More apps by VALAR GLOBAL SERVICES LIMITED - [ValarPay-Local & Global Bank](https://appshunter.io/ios/app/valarpay-local-and-global-bank/id6755668965) All apps by VALAR GLOBAL SERVICES LIMITED: https://appshunter.io/developer/1821213810 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*