# Valley Credit Union (NS) — Your credit union on the go!

> Mobile banking app for account management, bill pay, and fund transfers. (iPhone/iPad app by Valley Credit Union Ltd.)

- Source: https://appshunter.io/ios/app/valley-credit-union-ns/id906528209 (this page in markdown: same URL + `.md`)
- Developer: [Valley Credit Union Ltd](https://appshunter.io/developer/906528212)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 4 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 74 MB
- Languages: English, French
- Released: 2021-12-16
- Data updated: 2026-07-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/valley-credit-union-ns/id906528209/reviews.md

## What is Valley Credit Union (NS)?

Get instant and secure access to your accounts, deposit cheques, pay your bills and transfer money with your credit union mobile banking app. View your account balances on screen without even having to log in, convenient for when you’re standing in the checkout line.

Everyday banking in the palm of your hand, no matter where you are.


FEATURES INCLUDE


QUICKVIEW
ACCOUNT DETAILS
BILL PAYMENTS
REMOTE DEPOSIT*
SCHEDULED TRANSACTIONS
TRANSFERS
INTERAC® e-Transfer
MESSAGES
ATM LOCATOR
FINANCIAL CALCULATORS 

ACCESS


You log in to the app with the same membership details as online banking and once you log out or close the app, your secure session will end. Learn more about how we keep your information secure.

To take advantage of the full functionality of this app, you must already be registered and have logged in to online banking. If you are not an online banking member, you can still use the Branch/ATM locator, Rates, and our Contact Us information.

SECURITY

Bank securely and with confidence. Our mobile banking app uses the same high level of security as our online banking. For information on security, please see our security section on our website.

PRIVACY


Your privacy is important to us. We never use your information for any other purpose other than delivering financial services to you. For information on our Privacy Policies, and how we keep your information safe, please see our privacy section on our website.

LEGAL


If you install our credit union’s app, then you must review and are subject to the terms and conditions found under the Direct Services Agreement, and the Membership Terms and Conditions that you would have received when your account was opened.  If you would like to obtain an updated copy of the Membership Terms and Conditions, please contact us.

By downloading the credit union mobile banking application, you consent to the installation of this app, its future updates and upgrades.  You can withdraw your consent at any time by deleting the app.

FEES


There is no charge for the app but mobile data downloading and internet charges may apply. Check with your mobile phone provider for details.

*The Deposit Anywhere feature uses the camera function on the mobile device

 INTERAC e-Transfer is a trademark of Interac Inc. used under license by Valley Credit Union 

Deposit Anywhere™ is a registered trademark of Central 1 Credit Union used under license by Valley Credit Union

## Key features

- Quick account balance view
- Mobile check deposit
- Bill payment
- Fund transfers
- Scheduled transactions
- ATM locator
- Financial calculators

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/valley-credit-union-ns/id906528209/reviews.md

### 2/5 — Inconvenient

*2024-10-03, version 15.2.78*

Too difficult to use compared to big bank apps. Devices never remember my password, security code is often slow, and had to be memorized before re-typing. Other banking apps place the code in the field for you.

### 4/5 — Terrible

*2023-11-21, version 15.2.78*

While I’m very thankful that my small bank has a mobile app, it is also unbelievably frustrating at times. There are so many instances where I open the app and login only to get a “session expired, please log in again” message. The credit union app also stalls out when trying to send an e-transfer and if you double click on the withdrawing account tab - the transfer won’t go through, forcing you to start over. I’m also not able to open the e-transfers I receive through the app anymore. Instead, I have to follow the link to the Credit Union website. Basically this app allows me to view my balance and that’s it.

### 2/5 — Review

*2023-09-03, version 15.2.78*

The security verification should not exist with a trusted device.  And need more options. Like print. Void checks for. Auto withdraw and deposits

### 5/5 — Love my bank. Credit Union

*2021-08-25, version 15.2.43*

Love my bank and how nice everyone has been and how easy it is to get things done.

### 2/5 — Not compatible with Apple Pay?

*2020-08-29, version 15.1.33*

In 2020... you would think Credit Union would figure out how to work with Apple Pay... get on it please!!

### 1/5 — VERY glitchy

*2019-04-01, version 13.2.3*

Love the bank, highly dislike the app. Only works 50% of the time. Not exactly convenient for online banking. Needs major fixing.

### 1/5 — Won't open

*2016-03-03, version 11.0.0*

App times out often while trying to open. Have had to delete & reinstall several times. Very frustrating. Even hen it works, will take 1-2 minutes of "spinning" before opening

## Frequently asked questions about Valley Credit Union (NS)

### Does Valley Credit Union have ads?

No, Valley Credit Union is ad-free. You can use all its features without encountering advertisements.

### How secure is the Valley Credit Union app?

The app uses the same high level of security as online banking. Your information is protected, and secure sessions end when you log out or close the app.

### What features are available on the Valley Credit Union app?

Key features include account balance viewing, bill payments, remote check deposit, fund transfers, scheduled transactions, an ATM locator, and financial calculators.

### Can I deposit checks with the Valley Credit Union app?

Yes, the app supports remote check deposit using your mobile device's camera. This feature is known as Deposit Anywhere™.

### Is the Valley Credit Union app free to download?

Yes, there is no charge for the app itself. However, mobile data downloading and internet charges may apply, so check with your mobile provider.

### What devices support the Valley Credit Union app?

The app is available for iPhone and iPad devices. It is designed for iOS users.

### How often is the Valley Credit Union app updated?

The app was last updated on December 12, 2024, with version 17.26.1. Updates and upgrades are provided to enhance functionality and security.

### What is the age rating for the Valley Credit Union app?

The app has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 18.1.1 — 2026-06-25

Minor Bug Fixes

### 18.1.0 — 2026-05-26

Minor Bug Fixes

### 17.26.1 — 2024-12-12

Refined the app's interface, ensuring smoother navigation and a more intuitive user experience.
Improved compatibility and stability. 
Improved performance and a number of bug fixes.

### 15.2.78 — 2023-08-28

Apple Pay - you can now add your Valley debit Mastercard/ debit card to Apple Pay on your iPhone or Apple Watch to pay for purchase.

### 15.2.43 — 2021-08-13

v15.2 is a significant step forward for the Valley Credit Union Limited Mobile App. Among the improvements are:
* multiple security enhancements
* improved performance
* new auto-photo feature for cheque deposit function
* fixes issue with incorrect keyboard (with comma instead of period) being shown when entering amounts
* fixes dark mode issues with date picker
* fixes multiple minor layout, interaction, and display issues

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*
