# Valley First — Personal & business banking

> Secure mobile banking for personal and business accounts with transaction management. (iPhone/iPad app by Tru Cooperative Bank.)

- Source: https://appshunter.io/ios/app/valley-first/id6752957266 (this page in markdown: same URL + `.md`)
- Developer: [Tru Cooperative Bank](https://appshunter.io/developer/528868838)
- Category: Finance
- Price: Free
- Rating: 4.41/5 from 778 App Store ratings · 58 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 7 MB
- Languages: English
- Released: 2026-05-05
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/valley-first/id6752957266/reviews.md

## What is Valley First?

Valley First Mobile Banking gives you an easy, secure way to manage your money—whether you’re checking a balance, paying a bill, or moving money between accounts. Designed to provide you with helpful, full-service banking at your fingertips.

GET IN QUICK
• Save login profiles and switch between them easily
• Forgot your username or password? Reset it right in the app
• Sign in faster with biometric login (Face ID and Touch ID on supported devices)
• Quick Balance lets you view balances without signing in

YOUR ACCOUNTS, YOUR WAY
• View chequing, savings, credit cards, and linked investment accounts in tile or list view
• Pin your top 3 accounts to customize your dashboard view
• See account details, transaction history, and scheduled transactions

MOVE MONEY WITH EASE
• Pay bills, add payees, and see your last payment date
• Send and receive Interac e Transfer® and save trusted contacts
• Transfer money between your accounts
• Pay business taxes right from your phone

DEPOSIT, DOCUMENTS & MORE
• Deposit cheques using your device camera
• Order cheques anytime
• Stop payments on cheques and pre authorized payments
• View, download, and manage e Statements and e Documents
• Set your statement and paperless preferences

SET UP & STAY ORGANIZED
• Open another account with just a few taps
• Move direct deposits and recurring payments
• Set up CRA direct deposit
• Use built in tools and calculators to plan ahead
• Get helpful highlights with the latest offers and advice

BUILT FOR SMALL BUSINESS
• Access for multiple account signers
• Transaction approvals
• Create and manage delegate user access
• Consolidate retail memberships
• Business service alerts

SECURITY YOU CAN COUNT ON
• Manage your password, username, one time passcodes, biometrics, and trusted devices
• Customize security and account alerts to stay informed

WE’RE HERE WHEN YOU NEED US
• Secure messaging and Message Centre
• Chat with an Advisor
• Book an appointment
• Find a nearby branch or ATM

ACCESS
Valley First is a division of Tru Cooperative Bank.  Access is available to all members who currently use our online banking service.  Not a member? Simply visit join.valleyfirst.com to set up a new membership and you’ll get access as soon as your account is approved.

Use of our Mobile App is subject to the terms and conditions found in our Account Access Agreement for both personal and business accounts which can be found on the privacy page of our website.

Notes:
• By tapping Install, you consent to the installation of the app and any future updates or upgrades.
• Interac e Transfer is a registered trademark of Interac Corp.

## Key features

- Biometric login
- Quick Balance view
- Bill payment
- Interac e Transfer
- Mobile check deposit
- Business tax payments
- eStatement management

## Recent user reviews (10 of 58)

All indexed reviews: https://appshunter.io/ios/app/valley-first/id6752957266/reviews.md

### 5/5 — App update

*2026-08-21, version 1.0.6*

This is so much easier to use

### 5/5 — Always treated with kindness and respect

*2026-08-15, version 1.0.6*

The title says it all really. Whether I have 5 bucks or 500 thousand they always treat me good here !

### 5/5 — Fabulous Service

*2026-08-07, version 1.0.6*

The Advisors are all Saints in my opinion. I’ve been helped more than once to access my accounts. 
I love the new website. It’s never been easier to maneuver and the look of it is spectacular. 
Thanks so much for making things easier!

### 1/5 — Worth switching banks

*2026-07-23, version 1.0.6*

Credit card STILL not integrated. I have to phone them every time I want a Balance— unreal. Switching Banks

### 5/5 — So great!

*2026-07-18, version 1.0.6*

Love the new app!!!

### 5/5 — Mobile banking app

*2026-07-16, version 1.0.6*

Great service, fast and easy to use

### 3/5 — Mainly functional, issue with Apple Pay & no mention of deposit hold

*2026-07-06, version 1.0.6*

As said, it would be great if the Apple Pay integration were a bit more straightforward and also there’s nothing to clearly tell you if one of your deposits is on hold.

### 5/5 — Significant upgrade

*2026-06-26, version 1.0.6*

Great app compared to the old one

### 3/5 — Logging in

*2026-06-26, version 1.0.6*

It was horrible logging in.  My envision accounts and this weren’t linked. I had to spend hours on the phone and go to the branch three times.  You should’ve worked out those kinks before launch. 🤬🙁. It was many hours and that wasn’t fair.

### 1/5 — Don’t fix what’s not broken or you break it.

*2026-06-16, version 1.0.3*

Honestly, the layout is nicer for the app but having to wait five minutes for the app to open makes me wanna switch banks. You might have times I have to close it. Open it close and open it close it open it just to get the thing to load is frustrating. Please fix the loading issue.

## Frequently asked questions about Valley First

### Is Valley First secure for banking?

Yes, Valley First offers robust security features including biometric login (Face ID, Touch ID), password management, and customizable security alerts to protect your accounts. You can manage your trusted devices and one-time passcodes within the app.

### What types of accounts can I manage with Valley First?

You can manage chequing, savings, credit cards, and linked investment accounts through the app. It also supports business accounts with features like multiple account signers and transaction approvals.

### Can I deposit checks using Valley First?

Yes, Valley First allows you to deposit checks conveniently using your device's camera. This feature streamlines the process of adding funds to your accounts without needing to visit a branch.

### Does Valley First support Interac e Transfers?

Yes, the app facilitates sending and receiving Interac e Transfers, a common method for transferring money between individuals in Canada. You can also save trusted contacts for easier future transfers.

### How often is Valley First updated?

The app was last updated on June 18, 2026, indicating ongoing development and maintenance. Users can expect regular updates to improve features and security.

### What devices can I use Valley First on?

Valley First is available for iPhone and iPod devices. The app is rated for ages 4 and up, making it accessible for a wide range of users.

### Can I pay bills through Valley First?

Yes, you can easily pay bills, add new payees, and view your last payment date directly within the app. This feature simplifies managing your recurring expenses.

### Does Valley First offer business-specific features?

Absolutely. For small businesses, Valley First provides features like access for multiple account signers, transaction approvals, delegate user access management, and business service alerts.

## Version history (last 4 releases)

### 1.0.6 — 2026-06-18

Say hello to the new Valley First Mobile Banking app. We’ve rolled out a completely refreshed look and feel, along with usability improvements throughout. Enjoy a redesigned dashboard that puts what matters most front and centre—quick actions, recent transactions, and clearer account insights including helpful touches like seeing your last bill payment date. Plus, enjoy more QuickView options, profile personalization, and merchant logos in transactions for quick reference.

### 1.0.3 — 2026-06-09

Say hello to the new Valley First Mobile Banking app. We’ve rolled out a completely refreshed look and feel, along with usability improvements throughout. Enjoy a redesigned dashboard that puts what matters most front and centre—quick actions, recent transactions, and clearer account insights including helpful touches like seeing your last bill payment date. Plus, enjoy more QuickView options, profile personalization, and merchant logos in transactions for quick reference.

### 1.0.2 — 2026-05-06

Say hello to the new Valley First Mobile Banking app. We’ve rolled out a completely refreshed look and feel, along with usability improvements throughout. Enjoy a redesigned dashboard that puts what matters most front and centre—quick actions, recent transactions, and clearer account insights including helpful touches like seeing your last bill payment date. Plus, enjoy more QuickView options, profile personalization, and merchant logos in transactions for quick reference.

### 1.0.1 — 2026-05-05

No release notes.

## More apps by Tru Cooperative Bank

- [Valley First](https://appshunter.io/ios/app/valley-first/id528868835)
- [Envision Financial](https://appshunter.io/ios/app/envision-financial/id528870806)
- [Envision Financial](https://appshunter.io/ios/app/envision-financial/id6752957281)
- [Island Savings](https://appshunter.io/ios/app/island-savings/id6752957362)

All apps by Tru Cooperative Bank: https://appshunter.io/developer/528868838

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
