# Valo \| Benefit Tracking — Your card benefits, simplified > Automated credit card benefit tracking and value maximization. (iPhone/iPad app by Credit Card Buddy, LLC.) - Source: https://appshunter.io/ios/app/valo-benefit-tracking/id6754577827 (this page in markdown: same URL + `.md`) - Developer: [Credit Card Buddy, LLC](https://appshunter.io/developer/1849025490) - Category: Finance - Price: Free - Rating: 5.00/5 from 5 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 76 MB - Languages: American English - Released: 2025-11-12 - Data updated: 2026-08-08 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/valo-benefit-tracking/id6754577827/reviews.md ## What is Valo | Benefit Tracking? Premium credit card membership fees have skyrocketed. They provide thousands of dollars in potential value, but require constant attention to ensure you're getting your money's worth. Leave that to Valo. Valo connects to your credit card provider and automatically monitors your progress on redeeming your credit card benefits. It gives you smart reminders when a benefit is due to expire and you haven't used it, along with helpful suggestions on how to use the benefits. Valo also provides you with dashboards to understand the value you're getting out of your credit cards. Valo is an independent third-party app and is not affiliated with, endorsed by, or sponsored by any credit card providers. Currently, Valo supports: - American Express Platinum Card® - American Express® Gold Card - Chase Sapphire Reserve® - with more to come Valo requires a subscription to use. Try it for free for 14 days. After that, pay $5 every three months or $15 every year for continued use. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://valo.cards/privacy ## Key features - Automatic benefit monitoring - Smart expiry reminders - Benefit usage suggestions - Value dashboards - Supports Amex and Chase cards ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/valo-benefit-tracking/id6754577827/reviews.md ### 5/5 — Worth way more than $15/year *2025-12-09* As soon as I downloaded Valo, I noticed tons new credit card benefits and have already gotten $300 cash back in a couple weeks!! Credit card companies are incentivized to market their benefits but then hide them from actually being used, or make you jump thru hoops to use them. This handy app reminds me that I can save money and takes me step by step through how to do so. It also is great for peace of mind to know that my benefit actually worked and posted to my account - I don’t need to comb thru weeks of credit card statements to verify. ### 5/5 — Great little app! *2025-12-07* Added my chase sapphire reserve card and immediately saw that I was missing out on a bunch of benefits… I’m honestly impressed. I think it would be great if it supported more cards, but for the cards it does support, SUPER useful! Nice work. ### 5/5 — Life changing *2025-12-07* I met the love of my life on this app, she is a good pious devout woman and makes the best pie at the county fair. Also it saved me all kinds of money. ### 5/5 — Fight Back Against “Coupon Book” CCs *2025-12-06* Banks have turned every great credit card we know and love (any OG CSR users out there??) into a “coupon book” model. What used to be simple rewards and cash back have turned into a smorgasbord of small, rotating, and frequently expiring benefits across a myriad of services. Food, shows, fitness, specific travel providers… you l need a spreadsheet to keep track of it all. And I WAS using a spreadsheet until… Valo. I linked up my bank, and boom, it automatically found the credit cards with rewards, organized all my befits, and showed my progress LIVE. I immediately noticed several categories expiring in the next month I could use!! Within five minutes, the app paid for itself. If you have credit cards with rewards and “coupon fatigue,” but still want to get the most out of them, let Valo do it for you. I am immediately a huge fan. This is a small and new app that punches way above its weight and is absolutely worth a shot (14 day free trial!) ## Frequently asked questions about Valo | Benefit Tracking ### What credit cards does Valo support? Valo currently supports the American Express Platinum Card®, American Express® Gold Card, and Chase Sapphire Reserve®. The developer plans to add support for more cards in the future. ### How much does Valo cost? Valo offers a 14-day free trial. After the trial, it costs $5 every three months or $15 annually for continued use. ### Is Valo secure for my financial information? Valo is an independent third-party app and is not affiliated with, endorsed by, or sponsored by any credit card providers. Specific security measures for connecting to credit card providers are not detailed, but it is designed to help you manage your card benefits. ### How often is Valo updated? The latest version of Valo is 1.0.18, and it was last updated on December 3, 2025. This indicates regular updates to improve functionality and support. ### What devices can I use Valo on? Valo is available for iPhone, iPad, and iPod devices. ### Does Valo have ads? Yes, Valo contains advertisements. ### What is the age rating for Valo? Valo has an age rating of 4+, making it suitable for a wide range of users. ### Can I cancel my Valo subscription? While not explicitly stated, subscription services typically allow for cancellation. Users can usually manage their subscriptions through their device's app store settings. ## Version history (last 4 releases) ### 1.1.1 — 2026-08-06 Subscriptions through App Store now supported. ### 1.1.0 — 2026-07-18 Subscriptions through App Store now supported. ### 1.0.18 — 2025-12-03 Initial Valo release with quality-of-life improvements ### 1.0 — 2025-11-12 No release notes. ## Apps similar to Valo | Benefit Tracking | App | Rating | Price | Category | | --- | --- | --- | --- | | [Marks Wealth](https://appshunter.io/ios/app/marks-wealth/id1552250179) | 5.0 (2) | Free | Finance | | [PerkRadar](https://appshunter.io/ios/app/perkradar/id6755332515) | 5.0 (1) | Free | Finance | | [Innovative Asset Advisors Grp.](https://appshunter.io/ios/app/innovative-asset-advisors-grp/id6751916557) | — | Free | Finance | | [CardBrain - Benefit Tracker](https://appshunter.io/ios/app/cardbrain-benefit-tracker/id6761742264) | — | Free | Finance | | [BenefitBuddy for Credit Cards](https://appshunter.io/ios/app/benefitbuddy-for-credit-cards/id6755207612) | 5.0 (2) | Free | Finance | | [Perqly](https://appshunter.io/ios/app/perqly/id6749399477) | 5.0 (2) | Free | Finance | ## Related topics [credit card benefits tracker](https://appshunter.io/ios/topics/credit-card-benefits-tracker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*