# Vanguard Agent ONE > Real estate closing cost calculator for professionals. (iPhone/iPad app by VANGUARD TITLE INSURANCE AGENCY, LLC (MI).) - Source: https://appshunter.io/ios/app/vanguard-agent-one/id1627210838 (this page in markdown: same URL + `.md`) - Developer: [VANGUARD TITLE INSURANCE AGENCY, LLC (MI)](https://appshunter.io/developer/1627210840) - Category: Business, Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 9+ - Requires: iOS 16.0 · 357 MB - Languages: American English - Released: 2022-06-10 - Data updated: 2026-08-18 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/vanguard-agent-one/id1627210838/reviews.md ## What is Vanguard Agent ONE? Vanguard Agent ONE is a city/county-specific closing cost app that comes preloaded with calculations and closing costs for real estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. Vanguard Agent is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry's #1 Closing Cost app to the next level with ONE Premium! Here's how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We offer both monthly and annual subscription plans. ONE Premium costs $0.99 per month (monthly plan) or $9.99 per year (annual plan). Payment will be charged to your Apple Account at the confirmation of purchase. You can cancel at any time during your 30-day free trial by going to your Apple Account subscription settings, and you will not be charged if you cancel before the trial ends. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. To learn more, please review our Terms of Use: http://palmagent.com/terms/ With ONE Premium you have: • Users can opt in for a free 30-day trial but are required to enter their payment information first. They will be charged for the monthly or annual subscription, depending on the option they choose, after the free 30-day trial is complete, unless they cancel before the next billing date. • After the 30-day free trial, payment will be charged to your Apple Account according to the subscription plan you selected. • ONE Premium subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current period, and the renewal cost will be displayed. • Subscriptions may be managed by the user, and auto-renewal may be turned off by going to the user's Apple Account subscription settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription, where applicable. If you're not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. For more information, please review our Privacy Policy and Terms of Use: https://palmagent.com/privacy/ https://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our customer support team is just an email away—simply write to support@palmagent.com. ## Key features - City/county specific closing cost calculations - Seller net sheets - Buyer estimates - Quick and professional reports - Free 30-day trial - Monthly and annual subscription options ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly | $0.99 | per month | | Yearly | $9.99 | per year | ## Frequently asked questions about Vanguard Agent ONE ### Does VanguardAgent ONE have ads? No, VanguardAgent ONE does not contain advertisements. The app is free to use with an optional premium subscription. ### What is the cost of VanguardAgent ONE Premium? VanguardAgent ONE Premium offers a monthly plan for $0.99 or an annual plan for $9.99. Both plans include a 30-day free trial. ### How do I cancel my VanguardAgent ONE subscription? You can cancel your subscription at any time through your iTunes account settings. Auto-renewal can be turned off at least 24 hours before the end of your current subscription period. ### What devices are supported by VanguardAgent ONE? VanguardAgent ONE is available for iPhone and iPad devices. ### How often is VanguardAgent ONE updated? The app was last updated on April 20, 2026, indicating a recent update. Specific update frequency is not detailed but suggests ongoing development. ### What is the age rating for VanguardAgent ONE? VanguardAgent ONE has an age rating of 9+, making it suitable for a wide range of users. ### Can I use VanguardAgent ONE without a subscription? Yes, you can still run buyer and seller estimates with the free plan of VanguardAgent ONE, even if you are not ready for unlimited access with the premium subscription. ### How is the customer support for VanguardAgent ONE? PalmAgent offers customer support via email at support@palmagent.com. Users can expect to speak to a real person for assistance. ## Version history (last 5 releases) ### 1.8.5.1 — 2026-08-11 * HomeLink Intelligence — AI-powered estimated monthly holding costs for any property, instantly calculated from public records and PalmAgent’s proprietary models. * Buy Now vs. Buy Later — Show fence-sitting buyers the real cost of waiting, with national, state, and local appreciation data. * Price vs. Rate Calculator — Compare the real impact of price and interest rate on a buyer’s monthly payment. * All New Content — Fresh market data, infographics, and educational tools to help agents educate and close. * Bug fixes and performance improvements. ### 1.8.5 — 2026-04-20 * HomeLink Intelligence — AI-powered estimated monthly holding costs for any property, instantly calculated from public records and PalmAgent’s proprietary models. * Buy Now vs. Buy Later — Show fence-sitting buyers the real cost of waiting, with national, state, and local appreciation data. * Price vs. Rate Calculator — Compare the real impact of price and interest rate on a buyer’s monthly payment. * All New Content — Fresh market data, infographics, and educational tools to help agents educate and close. * Bug fixes and performance improvements. ### 1.8.4 — 2026-02-27 This update introduces powerful new tools and important enhancements: • FinCEN alerts, built in. Stay ahead with automatic alerts designed to support compliance workflows. • HOA support in the Buydown calculator. Create more accurate scenarios with HOA costs included. • Improved saved estimates. Faster access, better organization, and a smoother experience. • Performance improvements and refinements throughout the app. ### 1.8.2 — 2026-01-14 Big news! We’ve added 4 powerful new calculators designed for today’s market: • Sell or Rent – Compare the benefits of listing vs. leasing • Holding Cost – Show the true cost of waiting to sell • TruValue Analysis – Compare pricing strategies side-by-side and visualize net proceeds • Buydown Calculator – Revamped and simplified to clearly communicate the numbers to your clients These tools are built to spark better pricing conversations—and they’re available in your app now. ### 1.8 — 2025-08-19 Big news! We’ve added 4 powerful new calculators designed for today’s market: • Sell or Rent – Compare the benefits of listing vs. leasing • Holding Cost – Show the true cost of waiting to sell • TruValue Analysis – Compare pricing strategies side-by-side and visualize net proceeds • Buydown Calculator – Revamped and simplified to clearly communicate the numbers to your clients These tools are built to spark better pricing conversations—and they’re available in your app now. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*