# Vantage West Credit Union — user reviews

> 122 indexed App Store user reviews of Vantage West Credit Union by Vantage West Credit Union, rated 4.85/5 from 21,923 ratings.

- Source: https://appshunter.io/ios/app/vantage-west-credit-union/id418241934/reviews
- App overview in markdown: https://appshunter.io/ios/app/vantage-west-credit-union/id418241934.md
- Rating breakdown: 5★ 19,590 · 4★ 1,568 · 3★ 348 · 2★ 69 · 1★ 189

## What do users think of Vantage West Credit Union?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use app
- 🚀 Efficient mobile deposits
- 💡 Helpful credit breakdown feature
- 👍 Great customer service
- 👍 Flexible and understanding

**Cons**

- 🐛 Frequent app crashes and connectivity issues
- 🐛 Unreliable account balance and transaction tracking
- 🐛 Buggy login and locking/unlocking features
- 🐛 Glitchy and slow app performance
- 🔍 Missing or unintuitive features

**Commonly reported bugs**

- App freezes and logs users out frequently
- Mobile deposits not working for some users
- Pending transactions not deducted from available balance
- Inconsistent app behavior across devices and OS versions
- Unreliable credit score and debt tracking features

**Most requested features**

- Add home screen widgets for account balances
- Improve credit rewards tracking and presentation
- Optimize app for landscape mode on tablets
- Bring back portrait mode support on iPads
- Enhance app notifications and alerts

## Newest reviews (10 of 122)

### 2/5 — Fix the Zelle Feature!!!

*2026-04-16, version 4020.2.0*

It’s getting kind of ridiculous that every time I try to get a Zelle out it’s out, there’s an error every single time. FIX PLEASE!!!

### 5/5 — You can actually talk to a Person

*2025-02-14, version 4015.2.3*

I left Chase because contacting them was almost impossible. Vantage West has excellent customer service. My only quibble is getting rid of tellers for machines.

### 3/5 — User I’d

*2025-02-10, version 4015.2.3*

How about you put back being able to save our user id?
Remembering passwords is bad enough  but the user Id too???

### 5/5 — Easy

*2025-01-31, version 4015.2.3*

I like the app and good rates

### 5/5 — Best Service Ever!!!

*2025-01-27, version 4015.2.3*

All employees are wonderful at this credit union!!!! ❤️❤️❤️

### 4/5 — The Best Customer Service Ever

*2025-01-23, version 4015.2.3*

Hi the staff at all the locations are happy nice friendly people and 
Thank You All 🌹❤️🫶

### 5/5 — Maria

*2025-01-03, version 4014.0.0*

The years I’ve been with you, 30 plus years, should say it all!  Vantage west credit union, everything about you I love!!!

### 5/5 — Great customer service

*2024-11-06, version 4014.0.0*

Always a pleasure to talk to a VW employee. They are always at the ready, happy to help and so very professional👍

### 3/5 — Stop Wasting Our Time

*2024-09-19, version 4014.0.0*

When I open up the app to make a transfer I really want to make one, which is why I opened the app in the first place. Having the app suddenly decide- Oh you wanted to go back to the login page when you were a second away from being done making said transfer and now have to do it all over again- is really aggravating. Shaving off seconds of my fleeting existence on this Earth just to do something I was already basically done with. Other than that the app is lovey.

P.S. Not thrilled about having to wait 10 “business” days for a new card in the mail when one, in the past, could go in and get a new one same day at a branch location. 😕

### 1/5 — Customer Service

*2024-08-15, version 4012.2.0*

The app has many flaws and vantage west as a business is a a horrible credit union. I’ve been here 6 years.

## Most critical reviews (10 lowest-rated)

### 1/5 — random updates move important information without telling user where it was moved to

*2026-07-15, version 4020.2.0*

can’t find my routing number on the app anymore because the location of that information was moved in an update but the developers don’t say where anything got moved.

### 1/5 — Zelle doesn’t function correctly

*2026-05-12, version 4020.2.0*

Lost money on charging for service. Zelle doesn’t recognize me as having a Zelle account when used within the VWCU app. No one can find me, and I cannot request money through the Zelle function. Absolutely worthless

### 1/5 — Vantage West is not useful for travelers

*2026-03-19, version 4019.1.0*

I've had consistent implacable issues with Vantage West when it comes to making transactions. They are often flagged as fraud without asking me first. then getting my card unlocked is a whole ordeal, especially when I am traveling abroad, which is most of the time. I am within a millimeter of transferring my business to another bank or credit union because of consistent issues with false positives concerning denied transactions. today, I called Vantage West and attempted to remedy the issues and they told me it was fine and that the card would be unlocked. I attempted the same transaction again for airbnb and it failed again. This has been a consistent issue and has only gotten worse with time.

### 1/5 — Thief’s

*2026-03-11, version 4019.1.0*

Been banking with them since it was Davis-Monthan federal credit union. I’ve had their rewards credit card for quite some time and always treated the rewards points as an emergency savings account because they didn’t expire. Well with zero notification through their app nor email they apparently changed their credit card rewards system and stole over $2200 of money I had saved up. Of course they blamed me, told me they sent out emails of the change sometime in 2024 even though I went back through my emails to 2022 and there is nothing mentioning rewards changes beginning 2026. Pretty disappointing/ infuriating since my family has been banking there for decades but like most things these days quality service is a rare commodity.

### 1/5 — Review

*2026-02-18, version 4019.1.0*

Not a fan of No tellers and no drive up window. I actually like people!

### 1/5 — Very slow laggy app

*2025-12-14, version 4018.1.3*

Used to be a good app then they had an update now it has me log in and out

### 1/5 — Login

*2025-10-07, version 4018.0.2*

I can’t login into my account

### 1/5 — DO NOT USE THIS BANK

*2025-06-10, version 4017.1.1*

So someone spent 1000 dollars online from sea world using my card information while I was at work and the fraud team told me via letter in the mail to get ahold of sea world and deal with it myself. Do not use this bank if you want your money to be safe.

### 1/5 — Unnecessary fees

*2024-11-14, version 4014.0.0*

I accidentally pressed the protection fee because it was my first time using this app. It didn’t show me the total I was sending and the person that received the money didn’t get the full money. I wanted to cancel the transfer and it didn’t allow me to do so, so now I payed $6 more for no reason.

### 1/5 — DO NOT BLOCK YOUR CARD

*2024-11-01, version 4014.0.0*

IF YOU BLOCK YOUR CARDS USING THIS APP, THE APP WILL ALWAYS BREAK AND NOT LET YOU UNBLOCK THEM. EVEN CALLING CUSTOMER SERVICE, THE PEOPLE WHO RUN THIS BANK ARE COMPLETELY USELESS IN EVERY REGARD. THEY WILL LIE TO YOU. THEY WILL TELL YOU WHAT YOU’RE ASKING IS “IMPOSSIBLE”. DO NOT EVER USE VANTAGE WEST. I WILL BE GOING BACK TO WELLS FARGO, AND I WILL NOT BE REPAYING MY CREDIT CARD UNTIL YOU FIX THIS.

## Most praised reviews (10 highest-rated)

### 5/5 — Awesome!

*2026-06-07, version 4020.2.0*

Me and my family are very happy with vantages and their staff. They are outstanding and willing to help with your banking needs. We have been customers for so many years I can honestly tell you it’s the best bank for us. We have never have such great experience at vantage west. We have had other banks that doesn’t beat the great customer service e and banking needs as of Vantage west. Thank you everyone for outstanding service.

### 5/5 — Horrible app

*2026-05-12, version 4020.2.0*

Can’t even register after opening a bank account with vantage quickly going to close account and go with another credit union

### 5/5 — Original Tellers

*2026-04-13, version 4019.1.0*

Need to bring back at least a couple tellers to help with servicing clients.

### 5/5 — Best On-line Banking

*2026-04-11, version 4019.1.0*

I’m very familiar with other banking on-line platforms out there and Vantage West has the best, easiest and most efficient on-line banking available, others don’t even come close.
Gary Smith 
Member for 30 years +

### 5/5 — Makes life easy!

*2026-03-04, version 4019.1.0*

I love this app. Paying bills is a breeze. Everything seems to be very well thought out and easy to use. I love being able to deposit checks online since there are no Vantage West offices in Flagstaff.

### 5/5 — Vantage West

*2026-02-20, version 4019.1.0*

VW has been very good to  work
With.

### 5/5 — Well developed

*2025-10-31, version 4018.1.1*

The app works great when it does work. I have moved and been having problems with transferring in the app. I have to go in a browser to complete transfers. Also have issues with the support. I also have a hard time connecting to support through the app. The automated not makes it difficult, whether you are calling or using messaging.

### 5/5 — Service

*2025-09-24, version 4018.0.2*

I wish everyone was as helpful as Stacee. Happy to go to the branch to see a happy face.

### 5/5 — Simple and effective

*2025-05-30, version 4017.1.1*

Perfect

### 5/5 — Love it

*2025-05-28, version 4015.2.3*

Yes I love vantage west I been with you for a very long time and I get serviced very well thank you for the good service you do

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
