# Vast Bank Mobile — First Bank to Crypto > High-yield checking account with optional cryptocurrency trading. (iPhone/iPad app by Vast Bank N.A..) - Source: https://appshunter.io/ios/app/vast-bank-mobile/id1572241586 (this page in markdown: same URL + `.md`) - Developer: [Vast Bank N.A.](https://appshunter.io/developer/893240946) - Category: Finance - Price: Free - Rating: 3.39/5 from 83 App Store ratings · 26 written reviews indexed - Age rating: 17+ - Requires: iOS 14.0 · 57 MB - Languages: English - Released: 2021-08-23 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/vast-bank-mobile/id1572241586/reviews.md ## What is Vast Bank Mobile? Are you earning interest on your checking? We think you should. Set up your 4.05% APY* checking account in minutes. Crypto curious? As a bonus, you have the option to buy, sell, hold crypto currencies. With 40+ years as a trusted financial institution, we're held to the highest financial, security, and privacy standards. We strive to deliver the ideal blend of high-tech innovation and high-touch service for our customers. Here’s some of what we offer: EARN 4.05% APY* ON USD You work hard, so should your money. When you deposit money into your Vast checking account you earn 4.05% APY*. It’s that simple. PAY BILLS Just add a new payee and keep life in order. REMOTE DEPOSIT Snap a pic and your money is on the way. CUSTOMER SUPPORT We are a real bank, staffed by caring professionals. We’re here to help when you need it. USE YOUR DEBIT CARD WORLDWIDE With our Visa(TM) debit card, you can spend easily and withdraw cash at more than 56,000 ATMs worldwide. INSURANCE AND PRIVACY At Vast Bank, we’re a bank first and have been for 40 years. Our top priority is to safeguard your assets and protect your privacy. Your personal information is never shared or sold to anyone. FOR THE CRYPTO CURIOUS – OPTION TO BUY, SELL HOLD CRYPTO As a bonus, you get an account that allows you to buy, sell and hold cryptocurrencies. *APY=annual percentage yield ## Key features - 4.05% APY checking account - Buy, sell, and hold cryptocurrencies - Bill pay - Remote check deposit - Worldwide debit card access - 24/7 customer support ## Recent user reviews (10 of 26) All indexed reviews: https://appshunter.io/ios/app/vast-bank-mobile/id1572241586/reviews.md ### 1/5 — Do better *2022-11-11, version 1.7.4* Super suspicious app, can’t delete. Wouldn’t trust it. ### 3/5 — I’m scared but Lemme try *2022-09-13, version 1.7.4* From the reviews seen here I’m scared but lemme try depositing $10 and see if my money gets stolen 😅. I will be back with feedback ### 1/5 — Bank closed my account without cause *2022-06-22, version 1.7.4* RUN away from this bank. My crypto checking account was closed without notice for no reason. I received a email stating my account was being closed. I contacted the bank and received no useful information to explain the closure. Never do business with this bank…… RUN AWAY **Developer response:** Please contact our crypto support team via email so we can sort this out - cryptosupport@vast.bank. ### 1/5 — Extremely Bad Experience with this Bank *2022-03-24, version 1.7.3* I downloaded the vast bank app and went trough the registration process, after successfully completing registration I funded the account and bought some crypto. About a day later I was locked out of my account and I did not receive an email stating the reason why. So I called customer service and had to provide my FULL social security number over the phone in order to verify the account. Vast bank should inform customers that they are going to perform accounts reviews before completing registration and allowing customers to transfer funds into the account. The experience has been very frustrating and agravating. I just hope to get my money back in a timely manner. **Developer response:** Thank you for your feedback, that sounds frustrating. We're always looking to improve user experience. ### 1/5 — Cant login 403 error *2022-02-15, version 1.6.3* Hi, please fix login page, when im trying to login i see 403 error ### 1/5 — Login issues *2022-01-22, version 1.6.1* Suddenly I can’t login anymore **Developer response:** Hey there, sorry to hear about this! Contact our support teams directly at cryptosupport@vast.bank so we can help you troubleshoot. ### 3/5 — Okay *2022-01-01, version 1.6.1* Positives: -Creating an account was smooth and easy enough; open and usable in minutes -Interface is free from clutter, easy to understand and operate; buying, selling, transferring, all a breeze -Customer support has been reliable and helpful; anytime I’ve had an issue it’s been resolved and clarified -1% fees on all crypto transactions doesn’t seem too bad compared to what I’ve seen but I could be uninformed Negatives: -Lack of accessibility with regards to account; changing address, e-mail, other personal touches, aren’t possible from the app -App only platform hurts; no desktop version is available to my knowledge -No crypto price tracking or charts; all you can see is the current price -They give you access to your initial deposit right away, but after that it’s 5+ days to wait for A2A transfer, 9+ for mobile deposit, that can be lessened with account maturity; universal bank standards I was told, and I’m sure others can vouch for, but being given immediate access to the first deposit and having to wait for every deposit afterwards? Non-sense. Overall: Given the competitive nature of finance apps, there are certainly better options on the market than this. It’s too limited as both a banking app and as a crypto app. I appreciate the push for innovation/integration but if you already have a checking account, I’d stay away from this bank until it rolls out more features to set this service apart from what other crypto apps have to offer. **Developer response:** Whoa, that's a ton of feedback! Thank you so much for the detailed review, we're always looking to improve user experience. ### 1/5 — Incompetent back office at vast bank *2021-12-23, version 1.6.1* I made a mobile deposit of a check that was given to me by a corporation then suddenly my deposit disappeared and there is no information about it on the app so I called the 800 number and it seems like some incompetent loser in the back office decided on their own without verifying anything that the check was no good so they rejected it and closed the account .What pitiful bunch of losers .I would not bank with them again I recommend you stay away from them **Developer response:** Very sorry for your frustrating experience and thank you for your honest feedback. ### 1/5 — Selective Banking *2021-12-20, version 1.6.0* I was denied was told selfie, passport and provided information not preferable. They may flop soon others having troubles signing up too. More banks in the sea with crypto plus old school banks getting on board with crypto. I have 1 on November 24 somehow 5 showed. I put back on December 20 after noticing it. **Developer response:** Thank you for the positive review! ### 1/5 — Can’t login *2021-12-16, version 1.6.0* I created my account and funded it was pending for days Now I’m unable to login anymore and my money was taken **Developer response:** Apologies for the confusion, but we can assure you your money wasn't taken. Please contact our crypto support team to help you get logged in - cryptosupport@vast.bank. Thank you. ## Frequently asked questions about Vast Bank Mobile ### What does Vast Bank Mobile do? Vast Bank Mobile allows you to open a checking account that earns a 4.05% APY on your USD deposits. It also provides the option to buy, sell, and hold various cryptocurrencies, integrating traditional banking with digital asset management. ### What are the key features of Vast Bank Mobile? Key features include earning 4.05% APY on your checking account, the ability to trade cryptocurrencies, paying bills, depositing checks remotely by taking a picture, and worldwide debit card access with over 56,000 ATMs. ### Is Vast Bank Mobile free to use? Based on the provided information, the app itself is free to download and use. There are no mentions of subscription fees or upfront costs for the banking services or cryptocurrency trading features. ### Who is Vast Bank Mobile for? This app is designed for individuals who want to earn a competitive interest rate on their checking account and are also interested in exploring or actively participating in the cryptocurrency market. It appeals to those seeking a blend of traditional and digital finance. ### How does the cryptocurrency feature work? As a bonus to opening a checking account, users have the option to buy, sell, and hold cryptocurrencies directly within the app. This feature allows for easy integration of crypto trading into your overall financial management. ## Version history (last 5 releases) ### 1.7.15 — 2024-01-03 Misc UI Updates ### 1.7.14 — 2023-08-15 UI Improvements ### 1.7.13 — 2023-08-14 Bug fixes and enhancements ### 1.7.12 — 2023-07-13 App naming change, bug fixes and performance improvements. ### 1.7.10 — 2023-06-29 Bug Fixes & Performance Improvements ## Apps similar to Vast Bank Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [Bancovinet](https://appshunter.io/ios/app/bancovinet/id1524741720) | 5.0 (1) | Free | Finance | | [River: Buy Bitcoin](https://appshunter.io/ios/app/river-buy-bitcoin/id1536176542) | 4.9 (8,134) | Free | Finance | | [Ford Credit](https://appshunter.io/ios/app/ford-credit/id1523100320) | 4.5 (1,138) | Free | Finance | | [Central Liverpool Credit Union](https://appshunter.io/ios/app/central-liverpool-credit-union/id1530792600) | — | Free | Finance | | [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance | | [Wirex: All-In-One Trading App](https://appshunter.io/ios/app/wirex-all-in-one-trading-app/id1090004654) | 3.7 (831) | Free | Finance | ## More apps by Vast Bank N.A. - [Vast Bank - Branch Banking](https://appshunter.io/ios/app/vast-bank-branch-banking/id893240943) - [Vast Bank](https://appshunter.io/ios/app/vast-bank/id6502666524) - [Vast Bank Mobile](https://appshunter.io/ios/app/vast-bank-mobile/id6746946721) - [Vast Elevated](https://appshunter.io/ios/app/vast-elevated/id6746946831) All apps by Vast Bank N.A.: https://appshunter.io/developer/893240946 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*