# Vault AI by Nagisa — Financial clarity, simplified

> Personal finance tracker for daily spending clarity and budgeting. (iPhone/iPad app by Nagisa Ikeda.)

- Source: https://appshunter.io/ios/app/vault-ai-by-nagisa/id6762421739 (this page in markdown: same URL + `.md`)
- Developer: [Nagisa Ikeda](https://appshunter.io/developer/1894108067)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 9 MB
- Languages: American English
- Released: 2026-04-20
- Data updated: 2026-07-08
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/vault-ai-by-nagisa/id6762421739/reviews.md

## What is Vault AI by Nagisa?

App Store Description
Know exactly what you can safely spend, every day.
Vault helps you understand your money at a glance and make confident decisions without second-guessing.
No spreadsheets. No complicated setup. No overwhelm.

What you can do with Vault
Safe to Spend (your real budget)
See how much you can actually spend after bills, savings, and goals, updated in real time.
Weekly Limits
Stay in control with a clear weekly budget that adapts to your spending habits.
Voice-powered input
Add transactions and accounts in seconds:
“Spent $42 at Trader Joe’s”
“Savings account with $2,000 at Chase”
No typing. No friction.
Accounts and Net Worth
Track all your accounts in one place and understand your full financial picture, including assets and liabilities.
Clear insights
See where your money goes with simple breakdowns and actionable insights.

Privacy and security
Your financial data stays on your device.
Use Face ID to securely access your app and keep your information protected.

Why Vault feels different
Vault is designed to be calm, simple, and instantly useful.
Set up in minutes.
Track everything effortlessly.
Know what you can afford right away.

Vault AI Pro (Optional)
Unlock smarter, personalized insights powered by AI.
$4.99/month
Cancel anytime

No more second-guessing your spending
Vault gives you clarity, control, and confidence—so you can focus on living, not calculating.

## Key features

- Safe to Spend daily budget
- Adaptive weekly limits
- Voice-powered transaction input
- All accounts and net worth tracking
- Clear spending insights
- On-device data privacy
- AI-powered personalized insights

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Vault AI Pro | $4.99 | per month |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/vault-ai-by-nagisa/id6762421739/reviews.md

### 5/5 — Cool new type of finance app!

*2026-05-27*

I started using Ahead just a few weeks ago and I love it! It is totally different than other budgeting apps, rather a calm Ai companion always advise me best course of action given my spending history and financial goals. I felt so much calmer and assured after asking Ahead about my spending. Highly recommend to people with financial anxieties.

### 5/5 — Very positive

*2026-05-20*

Honestly this is the first finance app that doesn’t make me anxious. The AI feels surprisingly thoughtful, and I like that it focuses on where I’m headed instead of shaming me for past spending. It feels more like guidance than budgeting

## Frequently asked questions about Vault AI by Nagisa

### What is Vault AI Pro?

Vault AI Pro is an optional subscription that unlocks smarter, personalized insights powered by AI. It costs $4.99 per month and can be canceled anytime.

### How secure is my financial data with Vault AI?

Your financial data stays on your device, offering enhanced privacy. The app also supports Face ID for secure access, protecting your information.

### What devices does Vault AI support?

Currently, Vault AI is supported on iPhone devices. It was last updated on May 10, 2026, with version 1.0.2.

### How quickly can I set up Vault AI?

Vault AI is designed for quick setup, allowing you to track everything effortlessly and know what you can afford right away. Users can set up in minutes.

### Does Vault AI have ads?

No, Vault AI does not contain advertisements. The app is free to download and use, with an optional paid subscription for advanced features.

### What kind of transactions can I add with voice?

You can add various transactions using voice commands, such as 'Spent $42 at Trader Joe’s' or 'Savings account with $2,000 at Chase'. This eliminates the need for typing.

### How does Vault AI help me understand my spending?

Vault AI provides clear insights by showing simple breakdowns of where your money goes. It helps you make confident decisions without second-guessing your spending.

### What is the age rating for Vault AI?

Vault AI has an age rating of 4+, making it suitable for a wide range of users looking to manage their personal finances.

## Version history (last 2 releases)

### 1.0.2 — 2026-05-10

New: Safe to Spend and Weekly Limits for smarter budgeting
Use voice to add transactions and accounts in seconds
FaceID
Faster, simpler onboarding experience
Improved goal tracking and insights

### 1.0 — 2026-04-21

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*