# Vault: AI Financial Freedom — Your financial independence

> AI-powered financial planning for achieving financial independence and early retirement. (iPhone/iPad app by Mark Berladyn.)

- Source: https://appshunter.io/ios/app/vault-ai-financial-freedom/id6775625007 (this page in markdown: same URL + `.md`)
- Developer: [Mark Berladyn](https://appshunter.io/developer/1877705297)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 17.6 · 15 MB
- Languages: American English, Ukrainian
- Released: 2026-07-06
- Data updated: 2026-08-19
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/vault-ai-financial-freedom/id6775625007/reviews.md

## What is Vault?

Vault: AI Financial Freedom

Vault provides financial education and projections, not personalized investment advice. Consult a licensed financial advisor before making investment decisions.

Take control of your financial future with Vault — your AI-powered path to Financial Independence, Retire Early (FIRE).

Vault analyzes your income, expenses, debts, and savings to calculate your personal FIRE number and builds a clear weekly action plan to get you there faster.

What Vault does for you:
Calculates your FIRE number based on your real financial data
Builds a personalized 5-stage roadmap to financial independence
Gives you one clear action every week — not generic advice, your plan
Tracks debts, savings, and expenses in one place
AI financial coach available 24/7 — ask anything, get specific answers
Scan receipts with your camera to log expenses instantly

How it works:
Enter your income, expenses, debts, and savings during onboarding
Vault calculates your FIRE number and builds your roadmap
Follow your weekly checklist and watch your progress

Vault Pro subscription: $1.99 for your first month, then $9.99/month. A subscription is required for full access to the AI consultant, weekly checklist, and spending analysis. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Payment is charged to your Apple ID account at confirmation of purchase.

Privacy first:
Your financial data is encrypted and never sold. Full details in our Privacy Policy:
https://markflarens.github.io/vault-privacy/

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Calculates personal FIRE number
- Personalized 5-stage roadmap
- Weekly action plan
- Debt, savings, and expense tracking
- AI financial coach
- Receipt scanning for expense logging


## Frequently asked questions about Vault

### What is Vault's FIRE number calculation based on?

Vault calculates your FIRE number based on your real financial data, including income, expenses, debts, and savings. This personalized approach helps create a roadmap tailored to your specific financial situation.

### How does Vault provide weekly action plans?

Vault builds a personalized 5-stage roadmap to financial independence and provides one clear action item each week. This ensures you receive specific guidance rather than generic financial advice.

### Is Vault's AI financial coach available 24/7?

Yes, the AI financial coach is available 24/7 to answer your questions and provide specific answers regarding your financial plan. This feature is part of the Vault Pro subscription.

### What are the subscription costs for Vault Pro?

Vault Pro costs $1.99 for your first month, and then $9.99 per month. A subscription is required for full access to the AI consultant, weekly checklist, and spending analysis features.

### How can I cancel my Vault Pro subscription?

Your subscription automatically renews unless canceled at least 24 hours before the end of the current period. Payment is charged to your Apple ID account at confirmation of purchase.

### Is my financial data safe with Vault?

Yes, Vault prioritizes privacy. Your financial data is encrypted and never sold. Full details are available in their Privacy Policy.

### What devices does Vault support?

Vault is currently supported on iPhone devices. The app was last updated on August 16, 2026, with version 1.3.

### What is the age rating for Vault?

Vault has an age rating of 4+, making it suitable for a wide range of users interested in financial planning.

## Version history (last 3 releases)

### 1.3 — 2026-08-16

"This version adds Ukrainian localization. To test: change device language to Ukrainian (Settings → Vault → Language), the app localizes UI and server content. Existing demo accounts remain valid; subscription flow unchanged from approved 1.2."

### 1.1 — 2026-08-12

Subscription improvements and bug fixes for a smoother experience.

### 1.23 — 2026-07-06

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*