# Vault – Borderless Banking — Global low-cost money app > Global low-cost money app for instant currency transfer and exchange. (iPhone/iPad app by DEVERE GROUP LIMITED.) - Source: https://appshunter.io/ios/app/vault-borderless-banking/id1218784569 (this page in markdown: same URL + `.md`) - Developer: [DEVERE GROUP LIMITED](https://appshunter.io/developer/1218784568) - Category: Finance - Price: Free - Rating: 3.12/5 from 17 App Store ratings · 44 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 110 MB - Languages: English - Released: 2017-03-27 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/vault-borderless-banking/id1218784569/reviews.md ## What is Vault? Vault is a global money app that allows you to instantly transfer and exchange currency to and from your account in real time with no stress, no hassle and no hidden charges. With the multi-currency deVere Vault Prepaid Mastercard®, you can spend money online, in store or at any ATM locations across the globe that has the Mastercard® acceptance mark. Designed to fit around your busy schedule, Vault gives you full control of your own finances in the palm of your hand. Our Goals We want to implement greater transparency within the banking world by providing a secure, seamless experience that facilitates your currency exchange with no hidden fees. Features Create an account in five settlement currencies: GBP, USD, EUR, CHF, PLN. Transfer money between accounts instantly and for free anywhere in the world. Transfer and store in a further 22 currencies Top up your wallet by bank transfer, or instantly via debit card. Instant Vault-2-Vault transfers between users. Receive money from third-party bank accounts. Add up to 3 Companion Cards for family and friends under the primary Vault user account. See the exact exchange rate before committing to a conversion. Set up dynamic FX rate alerts to exchange at the optimum time. Get real-time notifications after every transaction. Enable and disable contactless/magstripe/online transactions or ATM withdrawals in app. Turn payments on and off when you're abroad. Get rewarded for recommending Vault to family and friends. Secure touch/face ID login Experience instant live chat support Freeze and unfreeze your card on the go deVere Vault Prepaid Mastercard® The deVere Vault Prepaid Mastercard® is a multi-currency card that can be ordered from the app at the touch of a button. The card can then be used online, in store and at any ATM locations across the globe that have the Mastercard® Acceptance Mark. Security Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Card Transactions All Vault Card transactions are processed by a Mastercard® Certified processor which has attained the necessary PCI DSS (Payment Card Industry Data Security Standard) Level 1 accreditations required. Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Instant Vault allows you to instantly load and convert money in up to 27 currencies. Whether you need to send money to friends, pay bills overseas or just want to save money on currency exchange, our user-friendly app is the only travel companion you need. Currency Create and fund your account in five major currencies: GBP, USD, EUR, CHF and PLN, with the option to exchange, spend and store in a further 22 currencies. Make transactions and purchases anywhere in the world, with the deVere Vault Prepaid Mastercard®. Freedom We eliminate hidden banking fees by always showing you the exact conversion rate before you commit to an exchange. Vault users have complete control over every aspect of their account, meaning payments are secure and can be made anywhere Mastercard® is accepted. ## Key features - Instant currency exchange - Multi-currency prepaid Mastercard - Free global money transfers - Real-time transaction notifications - Dynamic FX rate alerts - Companion cards for family - Secure touch/face ID login ## Recent user reviews (10 of 44) All indexed reviews: https://appshunter.io/ios/app/vault-borderless-banking/id1218784569/reviews.md ### 1/5 — Escape from this sort of bank *2025-11-14, version 3.17.13* No serious, they closed my account suddenly without reasonable explanation ### 1/5 — rijected the registration (🇩🇪) *2025-03-13, version 3.17.12* no futher information given ### 1/5 — Very Frustrating App *2024-11-03, version 3.17.11* This app just won’t let you verify your identity. It’s so frustrating and it’s the most stupid app i have ever came across. ### 5/5 — Funktioniert gut *2024-10-28, version 3.17.11* Funktioniert alles einwandfrei. Nur die Gebühr für die Überweisung ist nicht so gut. ### 1/5 — Arrgh *2024-01-26, version 3.17.4* Very frustrating company! Chopping and changing services , causing more hassle for the user and sender. O/10 ### 1/5 — DO *2023-05-23, version 3.15.7* Awful app honestly they will take your money ### 5/5 — Fantastic *2022-12-28, version 3.15.6* Easy to use and seamlessly integrated in a way that allows you to be flexible with low costs and high efficiency! ### 5/5 — bonusss *2022-07-28, version 3.14.9* CA66LU721 ### 1/5 — Unreliable *2022-06-11, version 3.14.6* do not download it, in the meantime it is impossible to contact assistance and it is also difficult to find the site online for any eventuality. I have tried several times to contact support but it is impossible to make mistakes even from their site ### 1/5 — Delete account *2022-05-07, version 3.14.4* There are any button to delete the account ## Frequently asked questions about Vault ### What does Vault do? Vault is a global money app that allows you to instantly transfer and exchange currency with no hidden charges. It provides a secure and seamless experience for managing your finances, including spending money online, in-store, or at ATMs worldwide with a prepaid Mastercard. ### What are the key features of Vault? Key features include instant free money transfers globally, the ability to create accounts in five settlement currencies (GBP, USD, EUR, CHF, PLN), and store/transfer in an additional 22 currencies. You can also get a multi-currency prepaid Mastercard, set FX rate alerts, and manage card transactions in-app. ### How much does Vault cost? Based on the provided information, the app itself is free to use. The monetization model is listed as 'free', suggesting there are no upfront costs or subscription fees for the core banking services. Specific details about card fees or exchange rate markups are not provided. ### Is Vault available on all devices? The application is described as a mobile app, implying it is available for smartphones and tablets. It is designed to fit around a busy schedule and offers features like in-app card management and live chat support, suggesting compatibility with common mobile operating systems. ### Who is Vault best suited for? Vault is ideal for individuals who need to manage money across different currencies, such as frequent travelers, expatriates, or those who send money internationally. Its low-cost, transparent approach to currency exchange and transfers makes it a practical tool for saving money on international financial transactions. ## Version history (last 5 of 5) ### 3.17.15 — 2026-06-03 We update the app regularly so we can make it better for you. Get the latest version for all the available features. This version includes several bug fixes and performance improvements. ### 3.17.14 — 2025-12-04 We update the app regularly so we can make it better for you. Get the latest version for all the available features. This version includes several bug fixes and performance improvements. ### 3.17.13 — 2025-08-06 We update the app regularly so we can make it better for you. Get the latest version for all the available features. This version includes several bug fixes and performance improvements. ### 3.17.12 — 2024-11-07 We update the app regularly so we can make it better for you. Get the latest version for all the available features. This version includes several bug fixes and performance improvements. ### 3.17.11 — 2024-07-29 We update the app regularly so we can make it better for you. Get the latest version for all the available features. This version includes several bug fixes and performance improvements. ## Apps similar to Vault | App | Rating | Price | Category | | --- | --- | --- | --- | | [Currenxie Global Account](https://appshunter.io/ios/app/currenxie-global-account/id1550022183) | 2.6 (5) | Free | Finance | | [KRAKONS Wallet](https://appshunter.io/ios/app/krakons-wallet/id1524413440) | — | Free | Finance | | [Continental Bank](https://appshunter.io/ios/app/continental-bank/id1527526340) | 4.2 (5) | Free | Finance | | [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance | | [Gold Loan at Home](https://appshunter.io/ios/app/gold-loan-at-home/id1527737940) | — | Free | Finance | | [Currency Now](https://appshunter.io/ios/app/currency-now/id1525402900) | — | Free | Finance | ## More apps by DEVERE GROUP LIMITED - [deVere Crypto – crypto wallet](https://appshunter.io/ios/app/devere-crypto-crypto-wallet/id1335720589) - [deVere Core Portfolio Tracking](https://appshunter.io/ios/app/devere-core-portfolio-tracking/id1382175922) - [deVere Planner](https://appshunter.io/ios/app/devere-planner/id1415668583) - [Ident Me](https://appshunter.io/ios/app/ident-me/id1516502671) All apps by DEVERE GROUP LIMITED: https://appshunter.io/developer/1218784568 ## Related topics [borderless banking](https://appshunter.io/ios/topics/borderless-banking) · [bankera](https://appshunter.io/ios/topics/bankera) · [paysera](https://appshunter.io/ios/topics/paysera) · [my vault](https://appshunter.io/ios/topics/my-vault) · [airwallex](https://appshunter.io/ios/topics/airwallex) · [amwal](https://appshunter.io/ios/topics/amwal) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*