# Vault: Budget, Bills & Goals — Private Personal Finance

> Private Personal Finance (iPhone/iPad app by Mariana Duarte Silva.)

- Source: https://appshunter.io/ios/app/vault-budget-bills-and-goals/id6760942966 (this page in markdown: same URL + `.md`)
- Developer: [Mariana Duarte Silva](https://appshunter.io/developer/1739602969)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.6 · 8 MB
- Languages: American English, French (France), European Portuguese
- Released: 2026-04-16
- Data updated: 2026-07-11
- User reviews in markdown: https://appshunter.io/ios/app/vault-budget-bills-and-goals/id6760942966/reviews.md

## What is Vault?

Vault is a private, local-first personal finance app built for iPhone, iPad, and Mac.

Track your transactions, manage accounts, stay on top of budgets, and plan savings goals in one polished Apple-native workspace. Vault keeps your data on your devices first, with optional private iCloud sync through your own account.

Use Vault to:

- Track income, expenses, and transfers
- Organize multiple accounts in one place
- Build budgets and monitor pacing through the month
- Set savings goals and record progress over time
- Review reports, category trends, cashflow, and net worth
- Import transaction data from CSV, OFX, and QFX files
- Export your data as CSV, PDF, JSON, or full ZIP backups
- Add receipt attachments to transactions
- Use widgets and shortcuts for quick insights and actions

Vault is designed around Apple platform features:

- SwiftUI experience across iPhone, iPad, and Mac
- Private iCloud sync with CloudKit
- Widgets for fast financial snapshots
- App Intents and Shortcuts support
- Local notifications for reminders and summaries
- Biometric lock for sensitive data

Vault Pro unlocks:

- Unlimited accounts
- Unlimited budgets
- Unlimited savings goals
- Widgets and the menu bar extra
- Private iCloud sync

Vault does not require a separate backend account. Your finance data stays local-first and private by design.

Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Vault Pro Weekly | $0.99 | per 7 days |
| Vault Pro Monthly | $3.00 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Vault Pro Lifetime | $19.00 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-04-16

No release notes.

## More apps by Mariana Duarte Silva

- [IPTV App](https://appshunter.io/ios/app/iptv-app/id6480924954)

All apps by Mariana Duarte Silva: https://appshunter.io/developer/1739602969

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-11.*