# Vault: Payday Budget — Payday-first budgeting

> Payday-first budgeting (iPhone/iPad app by Mare Greyling.)

- Source: https://appshunter.io/ios/app/vault-payday-budget/id6795021332 (this page in markdown: same URL + `.md`)
- Developer: [Mare Greyling](https://appshunter.io/developer/1438270924)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 36 MB
- Languages: American English
- Released: 2026-09-23
- Data updated: 2026-10-25

## What is Vault?

Vault is budgeting built around your payday, not the calendar.

Your month starts the day you get paid. Log an expense or income in
seconds — type it, speak it, or scan a till slip and let Vault read the
amount and pick the place. Every bank account keeps its own running truth,
so you always know what's really left to spend before the next payday.

- Payday-first months that reset when your salary lands
- Fast quick-log keypad, voice and receipt scanning
- A live map of where you actually spend, with trip logging
- Savings pots with real deposits and withdrawals
- A daily WhatsApp recap so nothing slips

Vault keeps your money honest without the spreadsheet. Start free, then
keep everything for R59/month or R590/year.

Vault Pro subscription: R59/month or R590/year. Payment is charged to your Apple Account at purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in your Apple Account settings.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Vault Pro (Monthly) | $2.99 | per month |
| Vault Pro (Yearly) | $29.99 | per year |


## Is Vault safe?

Not enough ratings yet to assess Vault.

## Is Vault legit?

Vault: Payday Budget appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Vault is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.0.5 — 2026-10-15

What's new in Vault 1.0.5

- Simple view: a calmer home with just what you need. Switch any time in Account.
- Scan a till slip and Vault fills in the shop for you, picking the closest one you've saved. You can still change it.
- Each expense now shows its spend breakdown, and a total you set yourself is respected everywhere.
- New month: your banks open at their real balance, and you can plan the month before you start it.
- Statement import accepts PDF or Excel, suggests your monthly debit orders with their debit day, and spots price changes.
- Paid something twice? Count it towards next month instead.
- Adding a recurring item asks whether it starts this month or next.
- Quick log remembers your shop and bank.
- Saves made offline are never logged twice when you're back online.
- Safe-to-spend on Home now matches your real leftover.
- Search the in-app guides, and check your shop-alert settings from Account.
- Many smaller fixes.

### 1.0.3 — 2026-09-26

- Safe to spend a day now follows your real leftover, the same figure as the web and the watch. It no longer drops to R0 when money is set aside in savings.
- After a receipt scan, Vault scrolls straight to the expense, bank, place and category it picked, so you can check them before saving.
- After you log a spend, choose "Repeat this?": daily, weekly on chosen days, or monthly.
- Formula suggestions now use the real month and give you two or three options.
- Plan next month before payday. The plan shows what carries over and closes once the month has started.
- The new-month screen opens each bank at its actual balance.
- Ticking your salary received moves you straight to the new month.
- Recurring items keep their units every month.
- Statement import takes PDF or Excel, suggests monthly bills with their debit day, and spots price changes.
- Pasting a receipt falls back to copied text or a Yoco link.
- One simpler bottom navigation bar.
- Shop arrival alerts buzz on one of your devices, not all of them.

### 1.0.2 — 2026-09-23

No release notes.

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## More apps by Mare Greyling

- [Konsensus Collaborate](https://appshunter.io/ios/app/konsensus-collaborate/id6754670265)
- [Maré Greyling](https://appshunter.io/ios/app/mare-greyling/id6771274740)
- [Simple Bru Coffee](https://appshunter.io/ios/app/simple-bru-coffee/id6779582804)
- [Rhonda & Kahlua](https://appshunter.io/ios/app/rhonda-and-kahlua/id6782251132)
- [Vault Watch](https://appshunter.io/ios/app/vault-watch/id6795024574)

All apps by Mare Greyling: https://appshunter.io/developer/1438270924

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*