# Vault Savings & Retirement — Retirement, FIRE & Net Worth

> Retirement, FIRE & Net Worth (iPhone/iPad app by Ingenio Productions LLC.)

- Source: https://appshunter.io/ios/app/vault-savings-and-retirement/id6770571788 (this page in markdown: same URL + `.md`)
- Developer: [Ingenio Productions LLC](https://appshunter.io/developer/1249919346)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 12 MB
- Languages: American English
- Released: 2026-05-22
- Data updated: 2026-09-11
- User reviews in markdown: https://appshunter.io/ios/app/vault-savings-and-retirement/id6770571788/reviews.md

## What is Vault Savings & Retirement?

Net worth, retirement, and compound growth - all offline.

Most savings apps tell you what you spent. Vault shows you where you're going.

Track every account in one place: 401(k), Roth IRA, HSA, brokerage, pension, and plain savings. See your real balance history, watch your growth over time, and let compound interest quietly do its work in the background.

FORECAST YOUR FUTURE BALANCE
Project one year, five years, or thirty years out - then see exactly how much came from your deposits versus how much grew on its own. That breakdown is where saving starts to click. Every projection can switch to today's dollars, so a number thirty years out still means something you can feel.

SIMULATE ANY CHANGE
Test a higher contribution or a different rate of return without touching your real numbers, and see the difference side by side. Answer "what if I saved $200 more a month?" in about ten seconds.

RETIREMENT READINESS SCORE
Vault scores your progress against published age-based savings benchmarks, so you get an honest read on where you stand instead of a vague thumbs-up.

REAL SOCIAL SECURITY ESTIMATES
The estimator runs the actual SSA formula. Enter your income and years worked, add a spouse or a pension, pick your claim age, and see your real estimated benefit - not a rounded guess.

MAKE IT LAST
The withdrawal simulator shows how long your money lasts at different spending rates and flags when you cross the 4% guideline.

PRIVATE BY DEFAULT
No bank connection. No account. No ads. No tracking. Your data lives on your device and nowhere else.

Whether you're chasing FIRE, catching up in your 40s, or just want one clear number for your net worth - Vault turns saving from a chore into something you can actually watch pay off.


## Version history (last 5 releases)

### 1.3.0 — 2026-07-26

All app features are now completely free - no purchases, subscriptions, or ads.
We've also added new Monte Carlo financial modeling simulations, A11y enhancements, and improved app performance and reliability.

### 1.1.0 — 2026-06-05

Improved accessibility with better screen-reader support and labels throughout the app.
Improved feature stability, accuracy, and reliability.

### 1.0.3 — 2026-05-29

The Social Security estimator is now free for everyone — no Pro required.
Plus a round of interface improvements to make Vault faster and easier to use

### 1.0.2 — 2026-05-26

Added Vault Pro

### 1.0.1 — 2026-05-22

No release notes.

## More apps by Ingenio Productions LLC

- [Pool Water Calculator](https://appshunter.io/ios/app/pool-water-calculator/id1249919347)
- [AirScope: Pollen & Air Quality](https://appshunter.io/ios/app/airscope-pollen-and-air-quality/id6482578819)
- [Spectre Ghost Hunting](https://appshunter.io/ios/app/spectre-ghost-hunting/id6774707314)
- [PassStamp: PE & FE Exam Prep](https://appshunter.io/ios/app/passstamp-pe-and-fe-exam-prep/id6774922905)
- [Heliocast: Aurora Forecast](https://appshunter.io/ios/app/heliocast-aurora-forecast/id6796057193)

All apps by Ingenio Productions LLC: https://appshunter.io/developer/1249919346

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*