# Vaultam — The Ledger That Thinks > Offline personal finance ledger with AI insights and smart budgeting. (iPhone/iPad app by MAYDAY APP.) - Source: https://appshunter.io/ios/app/vaultam/id6752839598 (this page in markdown: same URL + `.md`) - Developer: [MAYDAY APP](https://appshunter.io/developer/1417469891) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 30 MB - Languages: American English - Released: 2025-10-08 - Data updated: 2026-06-02 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/vaultam/id6752839598/reviews.md ## What is Vaultam? No accounts. No banks. No tracking. Just you, your money, and clarity. With Vaultam, you can: • Stay in control with one clear dashboard. • Create smart budgets based on your income. • Save for trips, gifts, and big purchases with progress tracking. • Discover spending patterns instantly with AI-powered insights. • Log receipts in seconds with a simple scan. • Track lending & borrowing between friends with ease. • Never miss a bill, salary, or subscription with automated reminders. • Keep everything secure with offline storage and local backups. Vaultam isn’t just another finance app. It’s a ledger reimagined for today — simple, powerful, and 100% offline. Your money, your rules. Always private. Always smart. Always with you. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vaultam.app/privacy ## Key features - Offline storage and local backups - AI-powered spending insights - Smart budgeting based on income - Progress tracking for savings goals - Automated bill and subscription reminders - Receipt scanning - Lending and borrowing tracking ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | 1-year | $39.99 | per year | | 1-Month Pro | $3.99 | per month | ## Frequently asked questions about Vaultam ### What is Vaultam's security like? Vaultam prioritizes security with offline storage and local backups, meaning your financial data is not stored on external servers. This approach ensures your information remains private and accessible only to you. ### What are the subscription options for Vaultam? Vaultam offers a 1-Month Pro subscription for $3.99 and a 1-year subscription for $39.99. These plans likely unlock additional features or remove limitations from the free version. ### Does Vaultam have ads? No, Vaultam does not contain advertisements. The app is designed to provide a clean and uninterrupted financial management experience. ### What devices does Vaultam support? Vaultam is available on iPhone, iPad, and iPod. It is designed to work across Apple's mobile ecosystem. ### How often is Vaultam updated? The latest version of Vaultam is 1.6.0, which was last updated on March 2, 2026. This indicates a recent update, suggesting active development and maintenance. ### What is the age rating for Vaultam? Vaultam has an age rating of 4+, making it suitable for a wide range of users. This rating suggests the app's content is not inappropriate for young children. ### Can Vaultam track loans between friends? Yes, Vaultam allows you to easily track lending and borrowing between friends. This feature helps manage informal debts and ensure clarity in personal financial relationships. ### Does Vaultam offer a free trial for its Pro features? While the provided data does not explicitly mention a free trial, Vaultam operates on a freemium model. Users can explore the core features for free and may find trial periods offered for Pro subscriptions within the app. ## Version history (last 5 releases) ### 1.6.0 — 2026-03-02 What's New in 1.6.0 Home Screen Widgets - Balance widget with quick action buttons - Budget progress widget for Needs, Wants, and Savings - Widgets update live after every transaction Faster Expense Entry - Quick-add chips for your most used categories - Search to find categories instantly - Scan Receipt opens camera directly from widget Bug Fixes - Fixed AI features not working (receipt scanning, insights) - Fixed dates shifting by one day - Security and stability improvements ### 1.5.1 — 2026-01-27 Bug Fixes - Fixed currency showing $ instead of your selected currency - Balance now updates immediately when changing currency - Faster app updates delivery ### 1.5.0 — 2026-01-25 What's New in 1.5.0 Family Sharing - Share budgets with your partner, family, or roommates - Track shared savings goals together with animated progress jars - Set up recurring transactions on shared accounts - Real-time sync keeps everyone updated instantly Multi-Device Sync - Access your budget from all your devices - Create an email account to enable sync - Manage your connected devices from settings Improved Experience - New Import Hub for receipts and bank statements - Better account badges showing purpose and budget status - Tap categories to see filtered transactions - Cleaner icons throughout the app Bug Fixes - Fixed account picker not appearing in some screens - Simplified budget categories for easier management - Many stability improvements ### 1.4.0 — 2025-12-14 What’s New in 1.4.0 - Smarter amount keypad with calculator support for faster transaction entry - Savings goals can now be linked to accounts for automatic balance tracking - Improved receipt scanning with account and currency selection - Reorder your accounts on the home screen to match your preferences - Better lending & borrowing tracking with clearer balances and conversions - Fixed goal editing, category deletion issues, and other stability improvements ### 1.3.0 — 2025-12-12 What’s New in 1.3.0 - New options for recurring transactions — choose weekdays, weekends, or custom days - A simpler welcome setup for new users (language, currency + free AI credits) - Faster and more reliable currency conversion for transactions and budgets - Editing transactions is now much more dependable - Fixed delete action on iOS and improved overall app stability ## Apps similar to Vaultam | App | Rating | Price | Category | | --- | --- | --- | --- | | [Subscription Manager - Subpli](https://appshunter.io/ios/app/subscription-manager-subpli/id6752722752) | 4.9 (112) | Free | Finance | | [Poketto - Money Tracker](https://appshunter.io/ios/app/poketto-money-tracker/id6463721292) | 4.9 (17) | Free | Finance | | [Expense Tracker : Bill Tracker](https://appshunter.io/ios/app/expense-tracker-bill-tracker/id6749256409) | 2.3 (3) | Free | Finance | | [Budget & Expense Tracker Monee](https://appshunter.io/ios/app/budget-and-expense-tracker-monee/id1617877213) | 4.9 (280) | Free | Finance | | [Empréstimos: Gerencie Controle](https://appshunter.io/ios/app/emprestimos-gerencie-controle/id6755940795) | 4.2 (10) | Free | Finance | | [Monthly Checklist](https://appshunter.io/ios/app/monthly-checklist/id6445912935) | — | Free | Finance | ## More apps by MAYDAY APP - [TalkSeeds — AAC App](https://appshunter.io/ios/app/talkseeds-aac-app/id6758963925) All apps by MAYDAY APP: https://appshunter.io/developer/1417469891 ## Related topics [mayday app](https://appshunter.io/ios/topics/mayday-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-02.*