# VaultWise: Money Manager — Budget & Expense Tracker > Budget & Expense Tracker (iPhone/iPad app by Unsel Consultancy Ltd.) - Source: https://appshunter.io/ios/app/vaultwise-money-manager/id6763589911 (this page in markdown: same URL + `.md`) - Developer: [Unsel Consultancy Ltd](https://appshunter.io/developer/1895390026) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 13 MB - Languages: American English, French (France), German (Germany), European Spanish, Turkish - Released: 2026-05-15 - Data updated: 2026-09-11 - User reviews in markdown: https://appshunter.io/ios/app/vaultwise-money-manager/id6763589911/reviews.md ## What is VaultWise? Do you know exactly where your money goes each month? VaultWise is a personal finance and money management app that brings your accounts, expenses, budgets, credit cards, assets and everyday spending together in one place. Track your money, understand your spending habits, manage debt and see how your financial position changes over time — without juggling multiple apps. NET WORTH & ACCOUNT TRACKING Keep personal accounts, savings, investments, precious metals and other assets together. VaultWise calculates your net worth automatically and shows how it changes over time. With multi-currency support, accounts in different currencies can be converted into your preferred main currency for a clear overview of your finances. BUDGET & EXPENSE TRACKING See where your money is actually going. Create monthly budgets for categories such as groceries, dining, transport and shopping. Track spending as it happens and receive an alert when you reach 80% of a budget. Detailed statistics and transaction history help you understand your spending patterns instead of simply recording them. CREDIT CARDS & DEBT Keep statement dates, due dates, balances and interest rates organised in one place. Track your credit card spending and upcoming payments so your next statement doesn't come as a surprise. TRACK YOUR PERSONAL INFLATION Official inflation figures don't necessarily reflect what you buy. Create your own shopping basket and track how the prices of everyday products change over time. Follow items such as groceries, coffee or fuel and see their price history on clear charts. You can also add individual purchases directly to inflation tracking. ON-DEVICE RECEIPT SCANNING — EXPERIMENTAL Scan physical receipts and turn them into transactions with individual line items. Receipt processing is performed on your device, helping you enter purchases faster while keeping your financial information private. The feature is currently experimental and can be enabled from Settings. DETAILED PURCHASE TRACKING Record individual items within a transaction, including discounts, so you can keep a more accurate history of what you actually paid. Single-item purchases such as fuel can also be added directly to your personal inflation data. MULTI-CURRENCY FINANCES Manage accounts in TRY, GBP, EUR, USD and other supported currencies while viewing your overall financial position in a single main currency. Ideal for anyone who manages money across countries or holds accounts and assets in different currencies. PRIVACY & SECURITY Your financial information deserves protection. VaultWise includes PIN protection, startup locking and additional privacy safeguards designed to keep your financial data secure. VAULTWISE IS BUILT FOR PEOPLE WHO WANT TO: • Track income and expenses • Manage monthly budgets • Keep multiple accounts organised • Monitor credit cards and debt • Track net worth and assets • Understand their real spending habits • Measure their own personal inflation • Manage finances across multiple currencies ONE PURCHASE. NO SUBSCRIPTION. VaultWise is available as a one-time purchase. No recurring subscription and no hidden monthly fee. Take control of your money with VaultWise. ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | VaultWise Premium | $14.99 | one-time | ## Version history (last 5 releases) ### 1.10 — 2026-08-31 • Added experimental on-device receipt scanning (Settings → Experimental). • Line items now have a discount field. • A new icon lets you add single-item purchases (e.g. fuel) to inflation tracking. • Strengthened PIN, startup lock, and privacy protections. • Several small but critical fixes. ### 1.0.9 — 2026-08-15 You can now attach photos to transactions using the camera or your photo library. Attached photos can be viewed in transaction details and replaced or removed while editing. Photos are stored privately within the app and included in backups. Transactions with an attachment are now identified by a photo icon in lists and details. Account selection now follows the order configured under Settings > Accounts. We have also added a new “What’s New” screen that highlights the changes included with each update. This release also includes security, stability and performance improvements. ### 1.0.8 — 2026-08-08 - Added a clear status message when a purchase is awaiting approval (e.g. Ask to Buy). - Improved purchase verification reliability. - General stability improvements. ### 1.0.7 — 2026-07-24 In this update: • New: Home Screen widgets — Net Worth, Budget, Upcoming Payments, Accounts, Recent Transactions, Financial Goal, Debt Summary, and Quick Add Transaction • Cleaner, faster transaction lists • Categories in Filters are now sorted alphabetically • Simplified loan details screen • Various UI improvements and bug fixes ### 1.0.6 — 2026-07-14 Added a secure migration layer that automatically prepares your on-device financial data for the upcoming fully native iOS version. Data preparation runs safely in the background without creating duplicates. We also improved the migration notice and the speed and reliability of iCloud backups. ## More apps by Unsel Consultancy Ltd - [Where – Item Tracker](https://appshunter.io/ios/app/where-item-tracker/id6768056119) - [Life in The UK Test](https://appshunter.io/ios/app/life-in-the-uk-test/id6768366844) - [Worklio: Job Tracker](https://appshunter.io/ios/app/worklio-job-tracker/id6771109813) - [RideMeter](https://appshunter.io/ios/app/ridemeter/id6797054371) All apps by Unsel Consultancy Ltd: https://appshunter.io/developer/1895390026 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*