# VCB Smart OTP > Mobile OTP generator for secure banking authentication. (iPhone/iPad app by Joint Stock Commercial Bank for Foreign Trade of Vietnam.) - Source: https://appshunter.io/ios/app/vcb-smart-otp/id944568124 (this page in markdown: same URL + `.md`) - Developer: [Joint Stock Commercial Bank for Foreign Trade of Vietnam](https://appshunter.io/developer/944568123) - Category: Finance - Price: Free - Rating: 3.40/5 from 73 App Store ratings · 86 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 21 MB - Languages: English - Released: 2014-12-03 - Data updated: 2026-07-06 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/vcb-smart-otp/id944568124/reviews.md ## What is VCB Smart OTP? VCB Smart OTP is mobile application developed by Vietcombank, VCB Smart OTP genarates 2nd factor OTP on your mobile phone for authentication with Vietcombank services. Please use your current active credentials registered with Vietcombank services in order to register VCB Smart OTP, i.e. mobile phone number for individuals or username for corporates. In case you need any further information, feel free to contact us. Hotline: 1900545413. Or you can visit our website at: www.vietcombank.com.vn ## Key features - Generates 2nd factor OTP - Mobile authentication - Secure access to banking services - User credential registration - Corporate username support ## Recent user reviews (10 of 86) All indexed reviews: https://appshunter.io/ios/app/vcb-smart-otp/id944568124/reviews.md ### 2/5 — Không hoạt động *2026-04-05, version 2.1.3* Không nhận được mã kích hoạt ### 1/5 — Khong kich hoat duoc *2026-02-04, version 2.1.3* Khong nhan duoc otp kich hoat, cai app nay ảo quá ### 1/5 — Lằng nhằng phức tạp *2026-01-24, version 2.1.3* Đổi điện thoại mà bắt phải ra ngân hàng đăng ký lại. Thời đại 5.0 rồi mà ngân hàng còn ở những năm 70 à? Thời đại này ng ta đổi dt xoành xoạch như cơm bữa. Cứ mỗi lần vậy phải ra ngân hàng kích hoạt lại thì thôi đóng app luôn đi. Mang tiếng ngân hàng lớn nhất nước ### 1/5 — Giả mạo *2025-12-31, version 2.1.3* Giả mạo ### 1/5 — App khó hiểu *2025-12-08, version 2.1.3* 1 ngân hàng dùng 2 app rồi nhiều loại mật khẩu và đăng ký phức tạp! Sẽ chuyển sang ngân hàng khác dùng! ### 1/5 — App ngu *2025-11-20, version 2.1.3* App ngu như bò ### 1/5 — Không mở được app rồi sao mà dùng? *2025-11-19, version 2.1.3* Iphone 17 ios 26.1 không mở được rồi sao duyệt lệnh ### 1/5 — Không mở app được *2025-11-11, version 2.1.3* Mở app không chạy, ko tương thích iOs 26.1? ### 1/5 — Stupid logic *2025-08-07, version 2.1.3* Please follow Tpb tcb pleas ### 1/5 — 2025 rồi mà hành quá *2025-08-02, version 2.1.3* Xoá cài lại xong là không kích hoạt được. Ko OTP không gửi cái gì về để kích hoạt lại cả. Giờ phải lếch xác ra bank. ## Frequently asked questions about VCB Smart OTP ### What does VCB Smart OTP do? VCB Smart OTP is a mobile application that generates one-time passwords (OTPs). These OTPs serve as a second factor for authentication when accessing Vietcombank services, ensuring secure transactions and account access. ### How do I register for VCB Smart OTP? To register for VCB Smart OTP, you need to use your current active credentials registered with Vietcombank services. This includes your mobile phone number for individuals or your username for corporate accounts. ### Is VCB Smart OTP free to use? Based on the provided information, VCB Smart OTP is a free application. There are no mentions of subscription fees, in-app purchases, or advertisements within the app. ### What are the main benefits of using VCB Smart OTP? The primary benefit is enhanced security for your banking activities. By generating OTPs on your mobile device, it provides a second layer of authentication, making it more difficult for unauthorized access to your Vietcombank accounts and services. ### Who is the target audience for VCB Smart OTP? The app is designed for existing Vietcombank customers, both individuals and corporations, who utilize the bank's digital services and require a secure method for authentication. ## Version history (last 5 releases) ### 3.0.0 — 2026-07-02 This update introduces face activation and authentication for legal/authorized representatives when approving payment transactions. ### 2.1.3 — 2023-09-18 Update new features Optimize UI/UX and app performance ### 2.1.2 — 2023-03-31 Update new features Optimize UI/UX and app performance ### 2.0.9 — 2022-09-15 Update new features Optimize UI/UX and app performance ### 2.0.8 — 2021-09-24 Update new features Optimize UI/UX and app performance ## Apps similar to VCB Smart OTP | App | Rating | Price | Category | | --- | --- | --- | --- | | [BIDV Smart OTP](https://appshunter.io/ios/app/bidv-smart-otp/id1406211054) | 1.4 (16) | Free | Finance | | [VietinBank iPay](https://appshunter.io/ios/app/vietinbank-ipay/id689963454) | 4.5 (1,363) | Free | Finance | | [VPBank NEO](https://appshunter.io/ios/app/vpbank-neo/id1209349510) | 4.8 (3,743) | Free | Finance | | [VCBS Mobile](https://appshunter.io/ios/app/vcbs-mobile/id1559554802) | 4.5 (233) | Free | Finance | | [BIDV iBank](https://appshunter.io/ios/app/bidv-ibank/id1402377886) | 2.8 (12) | Free | Finance | | [Sacombank mSign](https://appshunter.io/ios/app/sacombank-msign/id1260852735) | 3.5 (18) | Free | Finance | ## More apps by Joint Stock Commercial Bank for Foreign Trade of Vietnam - [VCB Digibank](https://appshunter.io/ios/app/vcb-digibank/id561433133) - [VCB SalesApp](https://appshunter.io/ios/app/vcb-salesapp/id1329717448) - [VCB DigiBiz](https://appshunter.io/ios/app/vcb-digibiz/id1592900514) - [VCB CashUp](https://appshunter.io/ios/app/vcb-cashup/id6737966819) - [VCB Merchant](https://appshunter.io/ios/app/vcb-merchant/id6753335439) All apps by Joint Stock Commercial Bank for Foreign Trade of Vietnam: https://appshunter.io/developer/944568123 ## Related topics [vcb smart otp](https://appshunter.io/ios/topics/vcb-smart-otp) · [vcb](https://appshunter.io/ios/topics/vcb) · [vcb digibank](https://appshunter.io/ios/topics/vcb-digibank) · [vcb digibiz](https://appshunter.io/ios/topics/vcb-digibiz) · [vietcombank jsc](https://appshunter.io/ios/topics/vietcombank-jsc) · [bpce vietnam advanced otp](https://appshunter.io/ios/topics/bpce-vietnam-advanced-otp) · [vietcombank digibiz](https://appshunter.io/ios/topics/vietcombank-digibiz) · [vietcom](https://appshunter.io/ios/topics/vietcom) · [hdbank otp](https://appshunter.io/ios/topics/hdbank-otp) · [vietcombank](https://appshunter.io/ios/topics/vietcombank) · [vcb bank](https://appshunter.io/ios/topics/vcb-bank) · [bhxh](https://appshunter.io/ios/topics/bhxh) · [commercial security](https://appshunter.io/ios/topics/commercial-security) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*