# VCFC – Personal Finance — Cards, Payments and Concierge

> Cards, Payments and Concierge (iPhone/iPad app by Insignia Cards Limited.)

- Source: https://appshunter.io/ios/app/vcfc-personal-finance/id6737512768 (this page in markdown: same URL + `.md`)
- Developer: [Insignia Cards Limited](https://appshunter.io/developer/1575893142)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 42 MB
- Languages: American English, Maltese
- Released: 2026-01-27
- Data updated: 2026-08-31
- User reviews in markdown: https://appshunter.io/ios/app/vcfc-personal-finance/id6737512768/reviews.md

## What is VCFC?

VCFC - Personal Finance, Cards & Concierge

Manage international payments and money transfers, while accessing exclusive concierge and travel services in a single secure platform. Designed for individuals seeking premium service and support, VCFC strives to be your ultimate luxury financial and lifestyle partner. Benefit from transparent currency exchange, 24/7 assistance and a range of features designed to support your needs - anytime, anywhere.

Key features:
 - Dedicated 24/7 support – Premium human support, whenever you need it.
 - Premium Concierge – Lifestyle, travel, and bespoke personal assistance services on-call.
 - Multi-currency IBAN – Manage instant international payments with ease.
 - Real-time currency conversion – Transparent, real-time FX rates for 64+ currencies.
 - Secure Card Access – View and manage your card details securely, from anywhere.
 

Whether you’re sending money abroad, managing a multi-currency account, or travelling internationally, VCFC empowers you to handle global payments with confidence, precision, and privacy.

VCFC is a limited liability company registered under the laws of Malta bearing company registration number C 54426 and registered address at Quad Central Q2 Level 10 Triq l-Esportaturi Birkirkara Malta CBD 1040. The Company is licensed by the Malta Financial Service Authority (the “MFSA”), as a financial institution pursuant to the Financial Institutions Act (Chapter 376 of the laws of Malta) (the “Act”).


## Version history (last 5 releases)

### 1.1.5 — 2026-08-27

This update includes performance improvements, bug fixes, and general enhancements to make the app more stable and reliable.

### 1.1.4 — 2026-08-03

We’ve made performance improvements and fixed minor bugs to make the app more stable and reliable.

### 1.1.2 — 2026-07-02

This update includes general improvements, performance enhancements, and bug fixes to make the app more stable and reliable.

### 1.1.1 — 2026-06-15

We’ve made performance improvements and fixed several bugs to make the app more stable and reliable.

### 1.1.0 — 2026-06-08

This version includes general improvements to the app experience, usability, stability, and security.

## Apps similar to VCFC

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Spike](https://appshunter.io/ios/app/spike/id6575385992) | — | Free | Finance |
| [Prosegur ChangeGroup Money](https://appshunter.io/ios/app/prosegur-changegroup-money/id6755590755) | — | Free | Finance |
| [Beyond by RS2](https://appshunter.io/ios/app/beyond-by-rs2/id6753936881) | — | Free | Finance |
| [Bankz Cards](https://appshunter.io/ios/app/bankz-cards/id6470017919) | — | Free | Finance |
| [HY10](https://appshunter.io/ios/app/hy10/id6745618249) | — | Free | Finance |
| [Starboard Card](https://appshunter.io/ios/app/starboard-card/id6756570619) | — | Free | Finance |

## More apps by Insignia Cards Limited

- [Insignia Cards](https://appshunter.io/ios/app/insignia-cards/id1575893140)
- [Insignia Wellness](https://appshunter.io/ios/app/insignia-wellness/id6740535894)
- [VCFC – Corporate Finance](https://appshunter.io/ios/app/vcfc-corporate-finance/id6771732139)

All apps by Insignia Cards Limited: https://appshunter.io/developer/1575893142

## Related topics

[vcfc](https://appshunter.io/ios/topics/vcfc)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*