# Vectra Mobile Banking > Mobile banking app for personal and business accounts with payment, security, and account management features. (iPhone/iPad app by Zions Bancorporation, N.A..) - Source: https://appshunter.io/ios/app/vectra-mobile-banking/id337009941 (this page in markdown: same URL + `.md`) - Developer: [Zions Bancorporation, N.A.](https://appshunter.io/developer/337012802) - Category: Finance - Price: Free - Rating: 4.76/5 from 4,329 App Store ratings · 67 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 72 MB - Languages: English - Released: 2009-12-10 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/vectra-mobile-banking/id337009941/reviews.md ## What is Vectra Mobile Banking? Managing your finances on the go has never been easier with the Vectra Bank Mobile Banking app.¹ Personal banking features Account management • View account balances, details, and activity across accounts • See your free personal credit score and report • Apply for new accounts • Review statements and notices • Export transactions options Payments & transfers² • Send/receive money with Zelle® • Transfer funds, pay bills, and send wires • Mobile check deposit Security & card controls • Use biometrics for sign-in on supported devices • Lock/unlock cards instantly • Set up and manage security alerts Rewards & offers • View credit card rewards • Discover personalized offers Self service • Find a branch and ATM • Schedule travel notifications • And more Business banking features Payments & Transfers² ³ ⁴ • Pay bills and employees • Send and receive wire transfers • Use Zelle® for business payments • Send ACH direct deposits • Mobile check deposit • Edit or cancel payments • Review payment history User management⁵ • Manage users and permissions • Reset passwords and access • Receive personalized activity alerts Invoice & Get Paid³ ⁴ • Create and send invoices • Share payment links and QR codes • Accept cards, ACH, and Apple Pay Security & authorization⁶ • Use biometric sign-in • Multi-factor authentication (MFA) • Enable dual authorization • Manage alerts and secure messages To use the App, you must: • Have a deposit, loan, line of credit, or credit card account with Vectra Bank • Have a compatible mobile device and U.S. phone number • Be connected to Wi-Fi or a mobile internet data service** Have a comment or question? Email us at MobileBankingCustomerSupport@zionsbancorp.com. **Message and data rates may apply. Please check with your carrier for details. 1 Mobile Banking requires enrollment in Digital Banking. Fees from your wireless provider may apply. Please refer to the applicable Rate and Fee Schedule (Personal or Business Accounts Schedule of Fees or Service Charge Information). Subject to terms and conditions of the Digital Banking Service Agreement. Trademarks used are the property of their registered owner and Vectra Bank is neither affiliated with nor endorses these companies or their products/services. 2 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. See your Zelle® and Other Payment Services Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services are subject to change without notice. Zelle® is intended for sending money to family, friends, and people you know and trust. It is recommended that you do not use Zelle® to send money to people you don’t know. Neither Zions Bancorporation, N.A. nor Zelle® offer a protection program for any authorized purchase made with Zelle®. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC. and are used herein under license. 3 Wire Transfers and ACH Direct Deposit require enrollment in each service. See the Personal or Business Accounts Schedule of Fees for fees associated with each service. 4 Feature availability for business users is subject to user Entitlements. 5 User Management and certain administrative capabilities are restricted to Customer System Administrators (CSAs) on the business profile. Other conditions may apply, such as if the business has enrolled in Dual Authorization for certain transactions. Refer to the Digital Banking Service Agreement for more information. 6 Approvals are currently applicable for businesses who are enrolled in Dual Authorization, where two business users are required to complete certain transactions (one initiator and one approver). ## Key features - View account balances and activity - Mobile check deposit - Send/receive money with Zelle® - Pay bills and employees - Lock/unlock cards instantly - Biometric sign-in - Create and send invoices ## What do users think of Vectra Mobile Banking? Overall sentiment: negative **Pros** - 🚀 Smooth and works great - 👍 Easy to use - 👍 Convenient mobile banking - 👍 Excellent bank - 👍 Great app - 👍 Very good - 👍 Helpful - 👍 Excellent update **Cons** - 🐛 Confusing and cluttered UI after update - 🐛 Bugs and glitches after update - 🐛 Frequent maintenance downtime - 🐛 Issues with check deposit - 🐛 Unusable on iPad - 🐛 Difficult to use - 🐛 Downgraded from previous version - 🐛 Unreliable mobile deposit **Commonly reported bugs** - Login issues with biometrics and credentials - Check deposit failures - Incompatibility with VPN - Inability to see account details and transaction history **Most requested features** - Add Zelle integration - Bring back 4-digit PIN login - Improve transaction history and filtering - Add account alerts and balance thresholds - Optimize app for tablet/iPad use ## Recent user reviews (10 of 67) All indexed reviews: https://appshunter.io/ios/app/vectra-mobile-banking/id337009941/reviews.md ### 1/5 — Bank Elsewhere!!! *2026-06-13, version 8.0.35* I cannot emphasize enough how much I hate this bank…. And the list continues to grow on a regular basis. They put holds on my checks for weeks at a time, they don’t even accept transfers from one bank account to another same day. I did a Zelle transfer from my primary bank TO this bank and they returned it. Only reason I have to use them is because of my HELOC loan which they make it sooooo hard to take out my own money AND pay back MY OWN money that the frustration and inconvenience has been so bad that I’m doing a CASH advance from a credit card to pay this off and be rid of them. On top of that, they wouldn’t even reimburse me the annual fee of $25 after returning my check 3 times. It wasn’t about the month, it was the ethical gesture that would have made a difference. They said sorry it’s too high for them to credit back. Run… RUN…. I historically don’t do business with banks and this catastrophe has cemented my stance as to why. ### 5/5 — It’s great *2026-05-15, version 8.0.34* Fast app ### 5/5 — Great app *2025-12-30, version 8.0.32* Great Bank ### 1/5 — Hate new upgrade on the APP *2025-06-27, version 8.0.19* The pages in each accounts are completely all confusing and appears cluttered. Please change back to the previous APP settings. ### 4/5 — Zelle option *2025-04-01, version 8.0.18* Overall, the app is smooth and works great. Day to day functionality gets me what I need. However there is no way to link Zelle with the app and it’s extremely frustrating when trying to make online transactions or bill payments. If this was fixed I would easily give a five star! ### 1/5 — Get it fixed! *2024-11-22, version 8.0.17* After the most recent update, I can no longer do an internal transfer of money from my checking to pay my credit card. Why don’t you test before you release updates? ### 1/5 — Constantly under maintenance *2024-10-05, version 8.0.10* I can’t tell you how many times I’m out on a weekend night trying to check my balance before picking up a dinner tab and the app is unavailable because of “maintenance”Completely unprofessional. ### 4/5 — New version needs bug fixes! *2024-01-07, version 8.0.4* The coustomer service I get from Vectra is always 10/10 that’s why I rate it so well, but the app is such a pain. It gives me an error code when I try to log in with biometrics, and now it’s saying invalid credentials when I try to log in manually. I know my password is not invalid. The update has just been awful, too many bugs! ### 4/5 — Mostly good *2024-01-02, version 8.0.4* Trouble with check deposit feature occasionally, but otherwise happy with this app ### 1/5 — Poorly Done and Vectra Knows It *2023-11-16, version 8.0.0* And they are to cheap to fix it. Wells Fargo, here I come ## Frequently asked questions about Vectra Mobile Banking ### What can I do with the Vectra Bank Mobile Banking app? The app allows you to manage both personal and business finances. You can view account balances and activity, deposit checks, send and receive money with Zelle®, pay bills, and control your cards. Business users can also manage payments, users, and send invoices. ### Is the Vectra Bank Mobile Banking app free to use? Yes, the app itself is free to download and use. However, message and data rates from your wireless provider may apply. Specific fees for certain services are detailed in the applicable Rate and Fee Schedule. ### What are the security features of the app? The app offers robust security features including biometric sign-in on supported devices, the ability to lock and unlock cards instantly, and setting up and managing security alerts. Business accounts also benefit from multi-factor authentication (MFA) and dual authorization. ### Who is eligible to use the Vectra Bank Mobile Banking app? To use the app, you must have a deposit, loan, line of credit, or credit card account with Vectra Bank. You also need a compatible mobile device and a U.S. phone number, and be connected to Wi-Fi or a mobile internet data service. ### Can I use Zelle® through this app? Yes, the app supports sending and receiving money with Zelle® for both personal and business payments. A U.S. checking or savings account is required to use Zelle®, and transactions between enrolled users typically occur in minutes. ## Version history (last 5 releases) ### 8.0.36 — 2026-06-25 Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Make sure to turn on auto updates to ensure you always have the latest version of our app. ### 8.0.35 — 2026-05-21 Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Included in this release: • Send instant transfers to your external account and receive funds in minutes • Payments package services for our business customers Make sure to turn on auto updates to ensure you always have the latest version of our app. ### 8.0.34 — 2026-03-19 Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Make sure to turn on auto updates to ensure you always have the latest version of our app. ### 8.0.33 — 2026-01-15 Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Make sure to turn on auto updates to ensure you always have the latest version of our app. ### 8.0.32 — 2025-12-18 New Digital Banking updates are here! • Transaction downloads improved with running balances in multi-account reports. • Simplified alert settings with clearer organization and navigation. • Activate personal credit cards directly in the app. We also fixed bugs and made performance improvements. Enable auto updates to get the latest features. ## Apps similar to Vectra Mobile Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [Alpine Bank - Alpine Mobile](https://appshunter.io/ios/app/alpine-bank-alpine-mobile/id1114672871) | 4.8 (17,478) | Free | Finance | | [TBK Bank Mobile App](https://appshunter.io/ios/app/tbk-bank-mobile-app/id990325217) | 4.7 (3,580) | Free | Finance | | [Elevations Credit Union](https://appshunter.io/ios/app/elevations-credit-union/id506168516) | 4.8 (4,367) | Free | Finance | | [Meritrust Colorado](https://appshunter.io/ios/app/meritrust-colorado/id634529900) | 4.8 (2,976) | Free | Finance | | [Community Banks of Colorado](https://appshunter.io/ios/app/community-banks-of-colorado/id6474360579) | 4.3 (547) | Free | Finance | | [Bank of Colorado](https://appshunter.io/ios/app/bank-of-colorado/id514412364) | 4.8 (5,428) | Free | Finance | ## More apps by Zions Bancorporation, N.A. - [NB\|AZ Mobile Banking](https://appshunter.io/ios/app/nbaz-mobile-banking/id337007406) - [Nevada State Bank](https://appshunter.io/ios/app/nevada-state-bank/id449066465) - [CBT Mobile Banking](https://appshunter.io/ios/app/cbt-mobile-banking/id449071371) - [CBT Positive Pay](https://appshunter.io/ios/app/cbt-positive-pay/id1438893174) - [NB\|AZ Positive Pay](https://appshunter.io/ios/app/nbaz-positive-pay/id1438893341) All apps by Zions Bancorporation, N.A.: https://appshunter.io/developer/337012802 ## Related topics [vectra bank](https://appshunter.io/ios/topics/vectra-bank) · [vectra bank businessrdc](https://appshunter.io/ios/topics/vectra-bank-businessrdc) · [vectra bank positive pay](https://appshunter.io/ios/topics/vectra-bank-positive-pay) · [basisbank mobile](https://appshunter.io/ios/topics/basisbank-mobile) · [solera bank](https://appshunter.io/ios/topics/solera-bank) · [the antwerp exchange bank](https://appshunter.io/ios/topics/the-antwerp-exchange-bank) · [zenoti mobile](https://appshunter.io/ios/topics/zenoti-mobile) · [verabank mobile](https://appshunter.io/ios/topics/verabank-mobile) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*