# VectX - XIRR Portfolio Tracker — Net Worth, Dividends & ETFs

> Net Worth, Dividends & ETFs (iPhone/iPad app by Jia Li.)

- Source: https://appshunter.io/ios/app/vectx-xirr-portfolio-tracker/id6759666737 (this page in markdown: same URL + `.md`)
- Developer: [Jia Li](https://appshunter.io/developer/1879830798)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 9 MB
- Languages: American English, German (Germany), Japanese, Brazilian Portuguese, Chinese (Simplified, China), European Spanish, Chinese (Traditional, Taiwan)
- Released: 2026-03-17
- Data updated: 2026-10-24

## What is VectX?

"How much have you actually earned?

Your balance says +8%. Your real annualised return might be 12.3% — or 3.1%. VectX calculates XIRR, the method professionals use, so every deposit, withdrawal and dividend is weighted by the time it was invested.

No account. No broker login. Your data stays on your device and in your own private iCloud.

◆ TRUE RETURN, NOT GUESSWORK
· XIRR — money-weighted return for uneven cash flows
· P&L — total invested, current value, unrealised gain or loss
· Peak capital method — uses your historical highest net investment as the denominator, so heavy trading still gets a fair number
· Zero-cost status detected automatically

◆ EVERY PORTFOLIO IN ONE PLACE
· Independent portfolios for US stocks, mutual funds, crypto — whatever you hold
· 13 card themes, compact and standard layouts
· Categories, tags and filters, plus one-tap add from the card
· Clone a transaction instead of retyping it

◆ BUILT FOR CROSS-BORDER INVESTING
· 17 currencies with automatic rate sync and one-tap base currency switch
· Analyse in the original currency or in your base currency
· 12 date formats, 5 number formats, red-up/green-down or the reverse

◆ DEEP ANALYSIS
· Interactive trend chart — tap any point for details
· Monthly investment bars
· Market value distribution, P&L ranking, tag distribution, trading frequency and risk insight

◆ TOOLS THAT ANSWER REAL QUESTIONS
· Compound calculator with growth curves
· XIRR playground — simulate cash flows and see the result instantly
· FIRE calculator — how many years to financial independence

◆ AUTOMATION WITH APPLE SHORTCUTS
· "VectX Add Transaction" by voice or on a schedule
· "VectX Update Market Value" paired with a price source for automatic tracking

◆ PRIVACY FIRST
· Data is stored locally by default
· iCloud sync uses your own private container — we cannot read it
· No third-party analytics SDK, no ad tracking, no data sold

◆ FREE AND PRO
Free: 3 portfolios with all analytics and all calculators.
PRO: unlimited portfolios, iCloud sync across devices, CSV import and export for backup and migration.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Download VectX and make every investment traceable."

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| VectX Pro Annual | $14.99 | per year |
| VectX Pro Monthly | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| VectX Pro Lifetime | $49.99 | one-time |


## Is VectX safe?

Not enough ratings yet to assess VectX.

## Is VectX legit?

VectX - XIRR Portfolio Tracker has limited verification signals. The AppsHunter Legitimacy Score for VectX is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.10.0 — 2026-10-24

◆ New: a quick "How's VectX doing?" prompt once you've seen your XIRR — one tap, honest feedback, no nagging.
◆ Improved: your PRO status is now remembered offline, so portfolios no longer disappear when the network drops.
◆ Improved: if the free plan hides extra portfolios, a banner now tells you exactly how many and how to reveal them.
Thanks for using VectX. A rating helps us keep shipping.

### 1.9.1 — 2026-09-23

Bug fixes and performance improvements.

### 1.9.0 — 2026-09-05

- Portfolio details now include a P&L ratio: the P&L card shows the gain/loss percentage right below the P&L amount
- Portfolio management page enhanced: the title now shows the current portfolio count in real time
- Batch market value update improved: the list now displays each portfolio's category tag next to its name
- Bug fixes and performance improvements

### 1.8.1 — 2026-08-20

Bug fixes and performance improvements.

### 1.8.0 — 2026-08-18

- Enhanced Batch Market Value Update: Enter a new market value to see real-time gain/loss differences and percentages.
- New Date Range Filter in Portfolio Details: Filter transactions by start/end date to review income and expenses within any specific period.
- Improved XIRR Cash Flow Controls: Tap the Buy/Sell label on any cash flow to switch its direction directly — no need to delete and recreate it.
- New "Feedback & Suggestions": Submit your ideas or report issues directly to the developer from Settings.
- Bug fixes and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*