# Vella Finance — Send & Receive with Vella > Digital wallet for payments, savings, bill pay, and multi-currency card services. (iPhone/iPad app by Vella Technologies Limited.) - Source: https://appshunter.io/ios/app/vella-finance/id1601289531 (this page in markdown: same URL + `.md`) - Developer: [Vella Technologies Limited](https://appshunter.io/developer/1601289533) - Category: Finance - Price: Free - Rating: 3.60/5 from 17 App Store ratings · 10 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 56 MB - Languages: American English - Released: 2022-02-08 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/vella-finance/id1601289531/reviews.md ## What is Vella Finance? Vella is the new, convenient and easy way to send and receive money, buy airtime, data, top up friends, pay bills and do business in minutes. VellaTag and peer to peer payments: Send money to your friends and family quickly with your unique VellaTag. Vella Vault: Save And Earn up to 10% interest. Unlock your savings potential. With Vella, you can save and earn interest on your savings Bills and utilities Discounted for life Airtime and data top-up in seconds: Enjoy the Vella experience! We are the new, convenient and cheaper way to buy airtime, data and top up friends in minutes at your fingertips. Fast, simple and secure - Pay your bills with Vella: Pay your bills effortlessly, even from abroad in just a few simple steps on Vella. Easy to use, affordable and convenient. Vella Checkout and Retail Payment: Pay merchants online and offline directly from your Vella wallet, no card, no complex checkout process. Multi-currency Cards: Create a virtual/physical card to spend online, complete your purchases and withdraw cash from ATMs Worldwide. Connect and spend seamlessly with your fiat and crypto card. Pay subscriptions and run your Ads without interruption ## Key features - Peer-to-peer payments via VellaTag - Earn up to 10% interest on savings - Discounted bill and utility payments - Instant airtime and data top-up - Merchant payments online and offline - Virtual and physical multi-currency cards ## Recent user reviews (10 of 10) All indexed reviews: https://appshunter.io/ios/app/vella-finance/id1601289531/reviews.md ### 1/5 — KYC verification *2024-02-09* My KYC verification got stocked since September 2023 and I can’t find a way to use Vella for some payments ### 5/5 — Great App *2023-06-28* Making transactions in Nigeria smooth 👌✨✨ ### 1/5 — Scammers *2023-03-31* Heavy bunch of scammers! Don’t dare deal with these idiots, they would only take your money and never reply you again when you lay complaint.. nobody should fall victim of their useless cheap tricks anymore! ### 1/5 — Scammers *2023-02-21, version 1.2.0* Lost more than 300k to this useless set of scammers. Use at your own risk. ### 5/5 — Seamless and easy transactions *2023-01-31, version 1.2.0* Vella has made my transactions very smooth and easy. The developers really did a good work with the app. Nice one 👍👏 ### 1/5 — Scam Alert *2022-08-19, version 1.1.3* It’s a scam. Please don’t fall victim. ### 1/5 — Correct scam *2022-07-14, version 1.1.0* I deposited money into it but up till now the money have not reflect,, don't fall a victim it's a scam ### 1/5 — Not what I expected *2022-07-06, version 1.1.0* You won’t believe I deposit money through the app and over 1hr it’s not yet to be reflect. They are telling me to send proof. I provide all what they need. Suddenly no response from them again. If you fall victim na you sabi oo. I regret trying the app. Thank God the money is not much. Scam everywhere. Don’t mind that useless review. They might even be the one do it. ### 5/5 — Great user experience *2022-03-08, version 1.0.5* Really great friendly user experience ### 5/5 — BEST *2022-03-03, version 1.04* This app is really great, smooth and flawless operation, excellent interface, sure has saved me a lot ## Frequently asked questions about Vella Finance ### What is Vella Finance? Vella Finance is a digital wallet application designed for sending and receiving money, buying airtime and data, paying bills, and managing savings. It also offers virtual and physical multi-currency cards for global spending. ### How does Vella Finance's savings feature work? Vella Finance offers a savings feature called Vella Vault, where users can save money and potentially earn up to 10% interest on their savings. This feature aims to help users unlock their savings potential. ### Can I pay bills with Vella Finance? Yes, Vella Finance allows users to pay bills and utilities effortlessly, even from abroad. The app states that these payments are discounted for life and can be completed in a few simple steps. ### What are the security features of Vella Finance? The app description emphasizes that Vella Finance is fast, simple, and secure. However, specific security protocols or measures are not detailed in the provided information. ### What devices is Vella Finance available on? Vella Finance is available on iOS devices, specifically iPhones, iPads, and iPods. It is not mentioned as being available on Android devices. ### How often is Vella Finance updated? The latest version of Vella Finance is 1.2.2, which was last updated on August 26, 2023. This indicates a relatively recent update frequency. ### What is the user rating for Vella Finance? Vella Finance has a rating of 3.6 stars based on 17 ratings. User sentiment appears to be mixed, with an average rating below 4 stars. ### Does Vella Finance have ads? No, Vella Finance does not contain advertisements. The app is described as being free to use without interruptions from ads. ## Version history (last 5 releases) ### 1.2.2 — 2023-08-26 Introducing the addition of BEDC to our electricity bills service, making it even easier for you to manage your utility payments. Enjoy an improved USD card service experience, with enhanced functionality and user-friendly features. We've addressed various bugs and made behind-the-scenes improvements to enhance app performance and reliability. Thank you for choosing our Vella! ### 1.2.1 — 2023-03-22 With this update, we have focused on improving the user experience and making it easier for our customers to get started with the app. One of the key changes in this release is the redesign of our onboarding flow. We understand that for many users, the onboarding process can be confusing and time-consuming. To address this, we have streamlined the process and made it more intuitive and user-friendly. Here are some of the key features of the new onboarding flow: Simplified Steps: We have reduced the number of steps required to complete the onboarding process, making it quicker and easier for users to get started with the app. Clearer Instructions: We have improved the clarity of the instructions and made them more concise and easier to understand, so users can complete the process with ease. KYC: Global users can signup We believe that these changes will greatly enhance the onboarding experience for our customers, making it easier and more enjoyable for them to get started with the app. We hope you enjoy the new update and look forward to hearing your feedback! ### 1.2.0 — 2023-01-03 *Latest Fixes ### 1.1.9 — 2023-01-02 *Bug Fixes ### 1.1.8 — 2022-12-30 *Crash Fix ## Apps similar to Vella Finance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Grip - Redefining Finance](https://appshunter.io/ios/app/grip-redefining-finance/id1592388664) | 5.0 (2) | Free | Finance | | [Eyowo X](https://appshunter.io/ios/app/eyowo-x/id1353757720) | 3.2 (76) | Free | Finance | | [:Brij](https://appshunter.io/ios/app/brij/id1574402328) | — | Free | Finance | | [FXKUDI](https://appshunter.io/ios/app/fxkudi/id1549550516) | 4.1 (38) | Free | Finance | | [Kredi – Loan, Savings & Bills](https://appshunter.io/ios/app/kredi-loan-savings-and-bills/id1524201515) | 3.0 (120) | Free | Finance | | [Bingpay](https://appshunter.io/ios/app/bingpay/id1589089598) | 3.9 (38) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*