# Velo - Budget Tracker — Budgeting as easy as texting

> Budgeting as easy as texting (iPhone/iPad app by vimukthi Madhusanka.)

- Source: https://appshunter.io/ios/app/velo-budget-tracker/id6761206968 (this page in markdown: same URL + `.md`)
- Developer: [vimukthi Madhusanka](https://appshunter.io/developer/1888254668)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.6 · 88 MB
- Languages: American English
- Released: 2026-04-21
- Data updated: 2026-10-02

## What is Velo?

Budgeting shouldn't feel like a second job. Meet Velo: the smartest, fastest way to master your money using a conversational chat interface.

WHY VELO?
Skip the complex forms and endless menus of traditional trackers. Velo is built for speed. Just type "Lunch 15" or "Salary 3000" and let Velo handle the rest. No complex forms, no endless clicking—just simple, fast tracking.

KEY FEATURES:

CHAT-BASED TRACKING: Log expenses and incomes in seconds using our intuitive conversational UI.

CUSTOM FINANCIAL MONTH: Don't get paid on the 1st? No problem. Set your own start date for analytics that actually match your life.

POWERFUL ANALYTICS: Visualize where your money goes with sleek, easy-to-read charts and trend reports.

OFFLINE-FIRST PRIVACY: Your data stays on YOUR device. Velo works perfectly without an internet connection, keeping your finances 100% private.

FLEXIBLE SPENDING GOALS: Take control with category-specific limits. Whether it's a daily coffee budget, a weekly grocery cap, or a monthly rent goal, Velo keeps you on track with real-time progress.

DATA EXPORT: Unlock Velo Pro to export your history to CSV for professional accounting or personal backups.

Stop overthinking your spending. Download Velo and start budgeting at the speed of chat.

Privacy policy   : https://sites.google.com/view/velo-app/
Terms of Use    : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual Premium | $19.99 | per year |
| Velo Monthly Premium | $2.99 | per month |


## Is Velo safe?

Not enough ratings yet to assess Velo.

## Is Velo legit?

Velo - Budget Tracker has limited verification signals. The AppsHunter Legitimacy Score for Velo is 48 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 2.0.2 — 2026-07-28

We gave your Expense Distribution Pie Chart a major visual upgrade! Say goodbye to flat backgrounds and hello to a sleek, modern Glassmorphism design with translucent borders and atmospheric shadowing that makes your financial insights pop

### 2.0.1 — 2026-06-15

Version 2.0.1 - Currency Control & Polished UI 

We are constantly fine-tuning Velo to make your financial tracking as seamless and beautiful as possible.
Here is what is new in this update:
Switch Currencies on the Fly: Changed your mind on how you want to track your overseas trip? You can now instantly toggle your budget's tracking currency directly from the Event Edit menu.
Real-Time Analytics: The moment you switch tracking currencies or update your budget, your Event Analytics tab instantly recalculates and redraws your Donut Chart, timeline, and daily averages—no refreshing required.
Premium UI Polish: We have refined Velo's menus with sleek teal accents, deeper drop shadows, and an elevated glass-like feel so the interface looks as premium as it works.
Update now to experience the smoothest, smartest version of Velo yet!

### 2.0.0 — 2026-06-14

Version 2.0.0 - Introducing Event Sandboxes! 

Planning a trip overseas or organizing a big party? You can finally keep those expenses separated from your daily budget with our brand new Event Sandboxes.
Here is what’s new in Velo:
Dedicated Event Ledgers: Swipe left from your main screen to create isolated environments for your trips and parties. What happens in the sandbox, stays in the sandbox.
Multi-Currency Magic: Traveling? Set a Home and Destination currency. Type your expenses in the local currency (e.g., "Sushi 2k") and watch Velo calculate the conversion in real-time before you even hit send.
Beautiful Analytics: Swipe over to your new Event Dashboard to see a sleek, glass-themed breakdown of your spending, including dynamic "Days Left" timelines and interactive Donut Charts.
1-Tap PDF Summaries: Trip over? Tap the menu to end your event and instantly generate a beautifully formatted PDF receipt of your entire ledger. Share it with friends or save it for your records with a single tap.
Smart Reminders: Easily set notifications for things like VISA expirations or hotel bookings so you never miss a deadline.
Update now to create your first free Event Sandbox!

### 1.5.0 — 2026-06-03

This is one of Velo's biggest updates yet! We've added powerful automation tools, advanced data filters, and beautiful UI refinements to make tracking your finances completely seamless.

Automated PDF Reports (Pro): Put your financial overviews on autopilot. Set a weekly or monthly schedule at any time you want, and Velo will securely generate and deliver a stunning, detailed PDF report right to your lock screen.

Daily Insights: Ignite your routine with daily financial and wellness quotes delivered at a natural, random time between 6:30 AM and 9:30 PM. Turn it on in the three-dots menu!

Funds Transfer Between Accounts: Seamlessly transfer funds between your custom accounts (e.g., from Bank to Cash) straight from the Analytics dashboard, complete with automated history logs.

Chat View Filters: Stack your financial history by Week or Month with a single tap. Grouping your chat bubbles makes tracking macro trends incredibly easy.

Interactive Tooltips: Tap the "?" icon next to key metrics on the Analytics page to see instant, helpful deep-dives into your spending goals and monthly trends.

Visual Refresh: We have polished the Analytics interface and refreshed the Category Management windows to look crisper and match our clean, dark theme.

Love Velo? Leave us a review on the App Store! For support, reach out to velo.gravitylabs@gmail.com.

### 1.4.0 — 2026-05-27

In version 1.4.0, we are introducing powerful new tools to give you a complete view of your finances:
• Digital Wallets: Track your cash, credit cards, and bank accounts separately. You can now assign expenses or incomes to specific accounts and analyze their individual balances.
• Revamped Visuals: We've upgraded our Analytics page with beautiful, native area charts for a clearer, more precise look at your spending and earning trends over time.
• Performance Updates: Minor bug fixes and UI improvements for a more seamless experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-02.*