# Venmo — Send Money, Debit card

> Social payment app for sending money, splitting bills, and financial management. (iPhone/iPad app by Venmo.)

- Source: https://appshunter.io/ios/app/venmo/id351727428 (this page in markdown: same URL + `.md`)
- Developer: [Venmo](https://appshunter.io/developer/351727431)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.80/5 from 15,469,251 App Store ratings · 6,896 written reviews indexed
- Age rating: 12+
- Requires: iOS 17.0 · 685 MB
- Languages: American English
- Released: 2010-04-03
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/venmo/id351727428/reviews.md

## What is Venmo?

Venmo is the fast, safe, social way to pay and get paid. Join over 90+ million people who use the Venmo app today
 
SEND AND RECEIVE MONEY
Pay and get paid for anything from your share of rent to a gift. Add a note to each payment to share and connect with friends

SPLIT A REQUEST AMONG MULTIPLE VENMO FRIENDS
You can now send a payment request to multiple Venmo friends at once and customize the amount each person owes
 
GET REWARDED WITH THE VENMO CREDIT CARD
Earn up to 3% cash back on your eligible top spend category¹ —we’ll do the math. Split card purchases with Venmo friends, and shop everywhere Visa® credit cards are accepted—online, in-store, worldwide²

BUY CRYPTO WITH AS LITTLE AS $1
Buy, hold, and sell cryptocurrency right on the Venmo app. New to crypto? Learn more with in-app resources. Crypto is volatile, so it can rise and fall in value quickly. Be sure to take it at a pace you're comfortable with³

SHOP WITH THE VENMO DEBIT CARD
Spend your money in Venmo everywhere Mastercard® is accepted around the globe  — and earn cashback from some of your favorite spots. Terms apply: venmo.me/rewards⁴

VENMO TEEN ACCOUNTS
A debit card of their very own and a Venmo account to send money to trusted friends and family⁵. All with no minimum balance or monthly fee
 
DO BUSINESS ON VENMO
Create a business profile for your side gig, small business, or anything in between—all under your same Venmo account

MANAGE YOUR MONEY
Get your Venmo money in the bank within minutes using Instant Transfer⁶. Want your paycheck up to two days earlier* than your normal payday? Try Direct Deposit
 
¹Use of cash back is subject to the terms of the Venmo account. See Rewards Program Terms: https://www.synchronycredit.com/gecrbterms/html/RewardsTerms.htm
²Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application
The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license
³Terms apply. Only available in the US and limited in certain states. Buying and selling cryptocurrency is subject to a number of risk and may result in significant losses. Venmo does not make any recommendation regarding buying or selling cryptocurrency. Consider seeking advice from your financial or tax adviser
⁴The Venmo Mastercard® is issued by The Bancorp Bank, N.A., pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo
⁵ The Venmo Teen Debit Card is available for eligible users 13-17 years old with parent or legal guardian sign up. Terms apply
⁶ Transfer speed depends on your bank and could take up to 30 minutes. Transfers are reviewed which may result in delays or funds being frozen or removed from your Venmo account. * The availability of Direct Deposit is subject to your employer sending paycheck information 1-2 days in advance of payday. Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account.


Emoji artwork is provided by emojitwo.github.io/, originally released as emojione.com/ by Ranks.com with contributions from the Emojitwo community and is licensed under creativecommons.org/licenses/by/4.0/legalcode 

Venmo
2211 N. First St., San Jose, CA 95131

## Key features

- Send and receive money
- Split payments among friends
- Buy, hold, and sell cryptocurrency
- Venmo credit and debit cards
- Teen accounts
- Business profiles
- Instant transfers and direct deposit

## Chart rankings

- #3 in Top Free · Finance (US App Store)
- #50 in Top Free (US App Store)

## What do users think of Venmo?

Overall sentiment: negative

**Pros**

- 🚀 Reliable, user-friendly, and convenient
- 🔒 Robust security features
- 👍 Untrustworthy vendor protection
- 💡 Investing feature built-in

**Cons**

- 🐛 Buggy and glitchy app
- 🔒 Weak account security
- 🔒 Unreliable customer support
- 💰 Holds funds without explanation
- 💰 Freezes accounts without notice
- 💰 Difficult to access own money

**Commonly reported bugs**

- Payments getting declined without reason
- Accounts being frozen or deleted unexpectedly
- Delays in fund transfers and withdrawals
- Inability to access own money in account

**Most requested features**

- Ability to cancel transactions
- Faster money transfers
- Better account management tools
- Improved customer service

## Recent user reviews (10 of 6,896)

All indexed reviews: https://appshunter.io/ios/app/venmo/id351727428/reviews.md

### 1/5 — This update is horrible

*2026-08-24, version 26.16.0*

Terrible new layout

### 1/5 — Caution beware

*2026-08-24, version 26.17.0*

Had more hacked charges on Venmo than a dozen other cards combined just in a year.  Multiple times I’ve had to shut card off.  Empty my Account or what’s left of it and Replace it.  At least six cards this year alone. Not a safe haven for your money.

### 1/5 — Not working

*2026-08-24, version 26.17.0*

Awful. I don’t know what changed, but it is not working. I used this for several years. I’m verified. I cannot send money to anyone! I’ve tried 4 different people, different amounts, over 2 days. I’ve deleted and reinstalled the app. I’ve unlinked and relinked my bank. I’ve also done the same with AmEx. Nothing! 
Calling was worthless. Someone overseas, thick accent, only help was to retry everything, I had just done. That’s all they could do, she said . Day 3 and it’s still not working.

### 5/5 — Mss A.nn

*2026-08-24, version 26.16.0*

It's a great way to pay using Venmo, and it's easy to use.

### 5/5 — Makes life easier

*2026-08-24, version 26.16.0*

I love Venmo I can pay my kids money and others without having to stress about making time to do it!

### 1/5 — Spam calls

*2026-08-24, version 26.16.0*

They will spam call
You 20 times back to back no joke. I haven’t used this app in 6 years and they blowing up my line like crazy.

### 1/5 — Horrible

*2026-08-24, version 26.16.0*

Horrible, DO NOT USE FOR CRYPTO CURRENCY

### 1/5 — Poor customer service

*2026-08-24, version 26.16.0*

Very poor customer service. No one actually answers the phone - all AI or chat bot. No email address listed anywhere to contact Venmo. Extremely unhappy with app. Seems great until you have a problem or question.

### 1/5 — Serious Garbage

*2026-08-24, version 26.16.0*

Cash App is exponentially more functional, useful, AND STILL more secure than this useless dysfunctional trash you call a payment platform. Seriously just take this embarrassment off the marketplace

### 2/5 — UI is terrible

*2026-08-24, version 26.16.0*

Already confusing interface now with animations and more ads! No wonder we are all looking for an alternative.

## Frequently asked questions about Venmo

### What is this app?

This app is a fast, safe, and social platform for sending and receiving money. It allows users to pay and get paid for various expenses, share notes with payments, and connect with friends.

### What are the key features?

Key features include sending and receiving money, splitting requests among multiple friends, buying cryptocurrency, using Venmo credit and debit cards, creating teen accounts, setting up business profiles, and managing money with instant transfers and direct deposit.

### Is there a cost to use this app?

The app itself is free to use. While there are no minimum balance or monthly fees for teen accounts, features like instant transfers may incur fees. Specific terms and conditions apply to the credit and debit cards offered.

### What are common use cases for this app?

Common use cases include splitting rent or utility bills with roommates, sending gifts to friends, paying back individuals, managing personal finances, and even conducting business for side gigs or small businesses.

### Is this app available on all devices?

The description does not explicitly state compatibility. However, it is a mobile application, implying availability on major smartphone operating systems like iOS and Android.

## Version history (last 5 releases)

### 26.17.1 — 2026-08-28

In an app of great prowess, they say,
Features danced in a grand display.
Bugs, once fierce, now subdued,
Tapping joyfully ensued,
As users hailed the fixes that day.

### 26.17.0 — 2026-08-24

In an app of great prowess, they say,
Features danced in a grand display.
Bugs, once fierce, now subdued,
Tapping joyfully ensued,
As users hailed the fixes that day.

### 26.16.0 — 2026-08-18

In an app of great prowess, they say,
Features danced in a grand display.
Bugs, once fierce, now subdued,
Tapping joyfully ensued,
As users hailed the fixes that day.

### 26.15.0 — 2026-08-06

In an app of great prowess, they say,
Features danced in a grand display.
Bugs, once fierce, now subdued,
Tapping joyfully ensued,
As users hailed the fixes that day.

### 26.14.1 — 2026-07-28

In an app of great prowess, they say,
Features danced in a grand display.
Bugs, once fierce, now subdued,
Tapping joyfully ensued,
As users hailed the fixes that day.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
