# Veracash > Digital gold and silver investment and payment platform with a free global payment card. (iPhone/iPad app by Veracash.) - Source: https://appshunter.io/ios/app/veracash/id1153129058 (this page in markdown: same URL + `.md`) - Developer: [Veracash](https://appshunter.io/developer/1153129057) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 50 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 83 MB - Languages: English, French - Released: 2016-09-27 - Data updated: 2026-06-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/veracash/id1153129058/reviews.md ## What is Veracash? VeraCash allows you to buy gold and silver online in a simple, secure and totally dematerialized way. Open your VeraCash account in a few minutes and take advantage of a free account and payment card with no commission on your transactions worldwide. VeraCash can be used as a savings account and as an alternative means of payment: buy physical precious metals and use them at any time to pay anywhere in the world with no charge, thanks to the payment card. The VeraCash account is expressed in a digital currency called VRC with a parity of 1 VRC = 1 EUR. A GROUNDBREAKING ACCOUNT, OUTSIDE THE BANKING SYSTEM Imagine yourself buying in just a few minutes 100% physical LBMA-certified precious metals at instant time of gold price”, with a guaranteed physical counterpart and stored free of charge f in our secure vaults in Switzerland. All this from a mobile application! Sounds great, doesn't it? Choose between 4 products: GoldSpot (backed by gold ingots), GoldPremium (backed by bullion and legal tender coins), Silver and Diamond. PAY WITH THE PAYMENT CARD AND SEND MONEY ABROAD WITHOUT COMMISSIONS - Send VRC anywhere in the world, instantly and free of charge. - Pay abroad with the VeraCash® payment card at the mastercard exchange rate, close to the interbank rate. - Refer your loved ones by sending them VRC and receive a reward AN INTUITIVE ACCOUNT AND CARD MANAGEMENT SYSTEM - If you lose or misplace your card, simply block/unblock it from the application. - Activate and deactivate contactless payment - Manage your payment cap - Be free to choose your distribution, i.e. the material that will be used when you make a payment or a withdrawal by card. SECURITY IS OUR PRIORITY - Our vaults are audited by independent companies to guarantee our members the physical existence of their precious metals. - Your VeraCash® account is secured with a username, a login ID and a 4-digit password or your fingerprint/facial recognition. - VeraCash® is a French company with its computer servers in Europe. ## Key features - Buy physical gold and silver online - Dematerialized precious metal accounts - Free payment card with worldwide use - No commission on transactions - Digital currency (VRC) pegged to EUR - Secure account management - Block/unblock payment card ## Recent user reviews (10 of 50) All indexed reviews: https://appshunter.io/ios/app/veracash/id1153129058/reviews.md ### 5/5 — Très réactif *2025-11-26, version 3.0.4* Cliente depuis des années j en suis entièrement satisfaite ### 4/5 — Parfait et fiable *2025-11-12, version 3.0.2* Idéal pour contrer les banques traditionnelles, Pour ceux qui veulent préserver leur pouvoir d’achat en ayant un portefeuille placé en OR CEPENDANT Dommage qu’on ne puisse pas mettre la carte sur Apple Pay !!! ### 5/5 — L’or pratique *2025-10-29, version 3.0.0* J’utilise ce site depuis déjà un certain temps et j’en suis très contente. La sécurisation est au top et l’esthétique actuelle est très agréable. On retrouve plus facilement tous les achats effectués. Je recommande vivement Veracash pour faire des achats ´en or’ !!!! ### 3/5 — Application *2025-08-28, version 2.20.1* Pour tablette l’application présente quelques bugs à l’affichage qui semblent difficiles à régler apparemment. De plus l’application serait beaucoup mieux visible en format paysage et non pas portrait. Merci Bien cordialement ### 5/5 — Excellent Site *2025-06-07, version 2.20.1* J’ai pratiquement gagné 50% de mes versements ### 4/5 — Belle application *2025-06-04, version 2.20.1* L’application est facile d’emploi, esthétique et très au point. Petite suggestion: - intégrer les états pour ne pas avoir besoin d’aller sur un PC - en cas de vente produire un état justificatif du calcul de la plus value pour les impôts. ### 5/5 — Aum gratitude *2025-05-19, version 2.20.1* En tant que Zen Money Coach et investisseur, je suis émerveillé par l’application VeraCash. Simple et intuitive, elle me permet de gérer mes dépenses quotidiennes avec sérénité tout en investissant dans les métaux précieux. VeraCash incarne une vision consciente de la richesse, en phase avec mes valeurs. Chaque transaction est une opportunité de gratitude et d’abondance, comme l’enseigne Deepak Chopra. Fiable et innovante, cette appli est un véritable partenaire pour manifester la prospérité. Merci pour cette expérience exceptionnelle ! François, Zen Money Coach ### 1/5 — Ferme les comptes sans préavis *2025-05-13, version 2.20.1* Nous sommes plusieurs à avoir été supprimés de VeraCash, sans avertissement, pour avoir activé un programme de parrainage qu’ils ont eux-mêmes proposé. Aucune fraude. Aucune pub massive. Juste des échanges honnêtes entre personnes de confiance. VeraCash a choisi de fermer les comptes plutôt que d’assumer son modèle. C’est une décision grave, qui mérite d’être visible publiquement. On est nombreux. Et on ne se laissera pas faire. ### 1/5 — Ils bannissent des comptes sans raison ! *2025-05-13, version 2.20.1* Deux de mes amies se sont vu bannir leur compte récemment sans aucune raison valable ni explication. Apparemment leur seul tort est d'avoir parrainé leurs proches en ayant bien respecté les règles de Veracash... bravo donc à Veracash qui punit ses utilisateurs pour avoir aidé à promouvoir leur site, quel comble ! Pourquoi inciter à parrainer pour ensuite supprimer les comptes qui selon vous "parrainent trop efficacement" ?? Ayant un compte depuis peu chez Veracash, j'envisageais de l'utiliser pour mes investissements en or, mais vu de leur manque de fiabilité j'irai plutôt chez la concurrence et je vous conseille de faire de même ! ### 4/5 — Application claire et fiable *2025-04-12, version 2.20.1* On regrettera seulement l’obligation de second facteur d’authentification systématique même pour la simple consultation en lecture seule du compte. ## Frequently asked questions about Veracash ### What is VeraCash? VeraCash is a mobile application that allows you to buy and sell gold and silver online in a secure, dematerialized way. It functions as both a savings account for precious metals and an alternative means of payment. Your account is expressed in a digital currency called VRC, with a parity of 1 VRC = 1 EUR. ### How can I use VeraCash for payments? You can use the VeraCash payment card to pay anywhere in the world at the Mastercard exchange rate with no commissions. You can also send VRC instantly and free of charge to anyone globally. The app allows you to manage your card's payment cap and activate/deactivate contactless payment. ### Is VeraCash free to use? Yes, VeraCash offers a free account and payment card with no commission on your transactions worldwide. The app also provides free storage for your precious metals in secure vaults in Switzerland. ### What types of precious metals can I buy? You can buy 100% physical LBMA-certified precious metals. The available products include GoldSpot (backed by gold ingots), GoldPremium (backed by bullion and legal tender coins), Silver, and Diamond. ### How secure is my VeraCash account? Security is a priority for VeraCash. Your account is secured with a username, login ID, and a 4-digit password or biometric authentication like fingerprint/facial recognition. Their vaults are audited by independent companies to guarantee the physical existence of your precious metals. ## Version history (last 5 releases) ### 3.0.16 — 2026-06-18 Improvements to app stability, security and performance. ### 3.0.15 — 2026-05-11 Updated form to simplify the entry of your information. ### 3.0.13 — 2026-04-16 Technical update to enhance application security. ### 3.0.12 — 2026-04-09 Updated identity verification flow to improve reliability. ### 3.0.10 — 2026-02-26 Improved and streamlined device pairing journey for a smoother and faster user experience. ## Apps similar to Veracash | App | Rating | Price | Category | | --- | --- | --- | --- | | [Akari](https://appshunter.io/ios/app/akari/id1629401389) | — | Free | Finance | | [Finary: Budget & Money Tracker](https://appshunter.io/ios/app/finary-budget-and-money-tracker/id1569413444) | 4.5 (91) | Free | Finance | | [Bankin' - Your money manager](https://appshunter.io/ios/app/bankin-your-money-manager/id447040033) | 4.8 (151) | Free | Finance | | [Nickel - The account for all](https://appshunter.io/ios/app/nickel-the-account-for-all/id1119225763) | 4.6 (2,390) | Free | Finance | | [Mooncard - note de frais](https://appshunter.io/ios/app/mooncard-note-de-frais/id1589208393) | 4.4 (5) | Free | Finance | | [MONI \| Mobile & Prepaid topups](https://appshunter.io/ios/app/moni-mobile-and-prepaid-topups/id1442215724) | 4.8 (11) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-20.*