# Verath: NIN & BVN Alerts — Know when your ID is checked > Real-time alerts for NIN and BVN checks to prevent identity theft. (iPhone/iPad app by VERATH LLR.) - Source: https://appshunter.io/ios/app/verath-nin-and-bvn-alerts/id6825176928 (this page in markdown: same URL + `.md`) - Developer: [VERATH LLR](https://appshunter.io/developer/6825176930) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 53 MB - Languages: American English - Released: 2026-10-23 - Data updated: 2026-11-06 - Monetization: free ## What is Verath? Know every time your NIN or BVN is checked, and act if it wasn’t you. Your NIN and BVN are used to open bank accounts, apply for loans and verify your identity. Today you usually find out about misuse only when a debt collector calls or an account appears in your name. Verath changes that. HOW IT WORKS • Protect your identity: add your NIN and/or BVN and prove they are yours, so nobody else can monitor them. • Get alerted: when a bank, lender, fintech or verification provider connected to Verath checks your identity, you get an alert with who checked it, when, and why. • Say “Not me”: one tap sends a dispute to the institution’s fraud team, so they can stop it early. • See your history: every check Verath has received for your identity, in one place. BUILT FOR PRIVACY • Your NIN and BVN are encrypted the moment they reach us and are never shown in full again. • Institutions never learn who an alert went to, and can’t combine their data to track you. • Verath never sees your bank accounts: no account numbers, balances or transactions. • Lock the app with Face ID, Touch ID or your passcode. • Download your history or delete your account and data at any time. GOOD TO KNOW • Verath alerts you about checks reported by institutions connected to its network. Coverage grows as more partners join. • Verath does not move or recover money. For fraud, contact your bank first; the app gives you clear next steps. • Verath will never ask for your PIN, password or a one-time code. Verath is currently in an invite-only pilot in Nigeria. Join the waitlist at verath.io to be invited. ## Key features - NIN and BVN monitoring - Real-time identity check alerts - One-tap dispute submission - Identity check history - Encrypted sensitive data - Biometric app lock ## Is Verath safe? Not enough ratings yet to assess Verath. ## Is Verath legit? Verath: NIN & BVN Alerts has limited verification signals. The AppsHunter Legitimacy Score for Verath is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Verath ### How does Verath protect my NIN and BVN? Your NIN and BVN are encrypted upon submission and never displayed in full again. Institutions do not learn who an alert was sent to, and cannot combine data to track you. Verath also offers biometric app lock options like Face ID and Touch ID for added security. ### What happens if I see an unauthorized check on my identity? If you notice a check that wasn't you, Verath allows you to send a dispute directly to the institution's fraud team with a single tap. This helps initiate a stop to potential misuse early on. ### Does Verath have ads? No, Verath does not contain advertisements. The app is designed to provide a secure and uninterrupted experience for monitoring your identity. ### What kind of checks does Verath alert me about? Verath alerts you about identity checks performed by institutions connected to its network. This includes banks, lenders, fintech companies, and verification providers that report checks through Verath's system. ### Can Verath recover stolen money? Verath does not move or recover money. If you suspect fraud involving your bank accounts, you should contact your bank first. The app provides guidance on the next steps to take in such situations. ### Is Verath available on all devices? Currently, Verath is available on iPhone devices. Support for other platforms may be introduced in future updates. ### How often is Verath updated? The latest version of Verath is 1.0.1, which was last updated on November 4, 2026. Updates are released to improve functionality and security. ### What is the age rating for Verath? Verath has an age rating of 4+, making it suitable for users of all ages. This indicates that the content is generally appropriate and does not contain mature themes. ## Version history (last 2 releases) ### Version 1.0.1 — 2026-11-04 What's new in 1.0.1 • Extra protection for your identity: before you unlock a NIN or BVN, allow an institution once, or delete your account, Verath may ask you to confirm with a code we email you. This keeps your identity safe even if someone gets hold of your phone or password. • Clearer colours on the Home tab, so each issue stands out by how urgent it is. • Small fixes and improvements. ### 1.0.0 — 2026-10-24 No release notes. ## Related topics [bvn](https://appshunter.io/ios/topics/bvn) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*