# Vertlas - Simple Finance Tools — Never pay overdraft fees again > Personal finance app for expense tracking, cash flow projection, and savings planning. (iPhone/iPad app by Vertlas, Inc..) - Source: https://appshunter.io/ios/app/vertlas-simple-finance-tools/id1546771447 (this page in markdown: same URL + `.md`) - Developer: [Vertlas, Inc.](https://appshunter.io/developer/1449677092) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 54 MB - Languages: American English - Released: 2021-01-19 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/vertlas-simple-finance-tools/id1546771447/reviews.md ## What is Vertlas? Take control of your finances! Track expenses. Quickly and easily enter one-off transactions that hit your checking account. Add recurring expenses and project them out into the future so you can quickly identify any upcoming shortfalls you need to worry about. Stop overdrafts before they happen. Link your checking account. Compare planned cash flows vs actual so you can make adjustments in the real world. Plan your savings. Quickly and easily identify how much money you have left over at the end of each month. Know how much you can tuck away into savings/investments and secure your future! Peace of mind. Never get derailed by forgotten transactions every again. Always know how much money is in your account, to the penny, so you can plan for any of life's challenges. ## Key features - Expense tracking - Cash flow projection - Savings planning - Overdraft prevention - Account linking - Transaction monitoring ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/vertlas-simple-finance-tools/id1546771447/reviews.md ### 5/5 — So Simple Yet So Powerful *2023-04-10, version 3.18.0* The most simple cash flow planner app I’ve found. With all other apps like this one, you can’t connect your bank. However you can with Vertlas. As a result, you always know what’s in your pocket. Great app! ## Frequently asked questions about Vertlas ### What is Vertlas? Vertlas is a personal finance tool designed to help you track expenses, project cash flow, and plan for savings. It aims to prevent overdrafts and provide peace of mind about your account balance. ### How does Vertlas help prevent overdrafts? Vertlas allows you to enter recurring expenses and project them into the future. This helps you identify potential shortfalls before they occur, enabling you to take action and avoid overdraft fees. ### Can I link my bank account to Vertlas? Yes, you can link your checking account to Vertlas. This feature allows you to compare your planned cash flows against your actual spending, providing a clearer picture of your financial habits. ### How does Vertlas help with savings? Vertlas helps you identify how much money you have left at the end of each month. This insight allows you to determine how much you can allocate towards savings and investments to secure your future. ### What devices does Vertlas support? Vertlas is available on iPhone and iPod devices. It is designed for users who want to manage their finances on the go. ### How often is Vertlas updated? The latest version of Vertlas is 3.18.0, which was last updated on January 18, 2023. Updates typically include improvements and new features to enhance the user experience. ### What is the age rating for Vertlas? Vertlas has an age rating of 4+, making it suitable for a wide range of users. This indicates it contains no mature content and is appropriate for younger individuals. ### Is Vertlas free to use? Yes, Vertlas is available for free. There are no costs associated with downloading or using its core features for personal finance management. ## Version history (last 5 releases) ### 3.18.0 — 2023-01-18 -Added a leftover cash cell to the transactions table so you can easily see how much money you've saved every month -Bug fixes and performance improvements ### 3.17.0 — 2023-01-07 -Track your investments over time, monitor your progress towards your financial goals -Bug fixes and performance improvements ### 3.16.0 — 2022-12-29 -We've made it easy to turn on and off which credit card accounts you're monitoring -Animation updates and improvements when archiving transactions -Bug fixes and performance improvements ### 3.15.0 — 2022-12-17 -Archive your transactions and update your starting balance -Bug fixes and performance improvements ### 3.14.0 — 2022-12-12 -Added a starting balance cell -Bug fixes and performance improvements ## Apps similar to Vertlas | App | Rating | Price | Category | | --- | --- | --- | --- | | [US Unclaimed Money](https://appshunter.io/ios/app/us-unclaimed-money/id1616923360) | 4.0 (1) | Free | Finance | | [Tyche App](https://appshunter.io/ios/app/tyche-app/id1613628600) | 5.0 (16) | Free | Finance | | [Linum: Budgeting by Invest it!](https://appshunter.io/ios/app/linum-budgeting-by-invest-it/id1612518920) | — | Free | Finance | | [DPay TL](https://appshunter.io/ios/app/dpay-tl/id1618131055) | — | Free | Finance | | [VoltCash](https://appshunter.io/ios/app/voltcash/id1232498466) | 3.7 (6) | Free | Finance | | [Kestra Loan Access](https://appshunter.io/ios/app/kestra-loan-access/id1566137321) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*