# vested - savings goals — A fitness tracker, for money

> A savings goal tracker that simplifies personal finance with smart recommendations and budgeting tools. (iPhone/iPad app by Rainbox Studio.)

- Source: https://appshunter.io/ios/app/vested-savings-goals/id1509968544 (this page in markdown: same URL + `.md`)
- Developer: [Rainbox Studio](https://appshunter.io/developer/1086491368)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 3.70/5 from 6 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 69 MB
- Languages: American English
- Released: 2022-08-16
- Data updated: 2026-08-12
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/vested-savings-goals/id1509968544/reviews.md

## What is vested?

Finally, a fitness tracker — for saving money. 

From once-in-a-lifetime financial goals to everyday financial health, vested makes saving a simple pleasure.

Monthly Loops
Saving up to close your loops is just as satisfying as updating a finance spreadsheet—but simpler. Savings loops give you real-time clarity on where you stand each month. Aim to close your monthly loops, and you are one step closer to reaching your goal.

Goal Wizard
Link your financial accounts for instant goal recommendations tailored to your needs. Whether an emergency fund, paying off a credit card, or saving up for something special, the Goal Wizard will recommend just the right amount.  

Guilt-Free Saving
Why stress about the math? Let vested do the heavy lifting to make finance fun and simple. Monthly vested notifications let you know where you stand. Fall off the path, and they will guide you back to your goal or to a better suited one.

Security 
vested, provides bank-level security and read-only financial access. 

What you will love about vested:

SMART GOAL RECOMMENDATIONS
No need to try and come up with an arbitrary goal. vested checks your historical income and spending to see how much you can gain each month.

BYE BYE IMPULSE PURCHASES
Picture yourself about to tap the “Add to Cart” button, but instead you pull up vested. You see your monthly loop about to close, and the choice to purchase or hold off becomes much easier to make.

OK-TO-SPEND
OK-to-Spend is smart budgeting that does the “can I afford this?” math for you.  It’s how much you can spend at the moment, and still reach your monthly goal. You’ll be better prepared to make smart financial decisions on the spot.

WHERE-YOU-SHOULD-BE
Where-you-should-be is another budgeting tool that keeps you on track to your goal, showing you where you should be on the loop, to reach the month's goal.

Try it free for two-month, and put yourself on a path to saving. 

vested is currently available only for financial institutions based in the US and Canada.

Privacy Policy: https://vestedapp.com/privacy
Terms of Use: https://vestedapp.com/terms

## Key features

- Monthly savings loops for real-time clarity
- Goal Wizard for instant recommendations
- Guilt-free saving with automated math
- Smart goal recommendations based on income/spending
- OK-to-Spend budgeting tool
- Where-you-should-be tracking for goals

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Saver | $1.99 | per month |
| Yearly Saver | $19.99 | per year |


## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/vested-savings-goals/id1509968544/reviews.md

### 5/5 — Easy and effective

*2025-07-11*

Vested finally helped me save! It’s simple, user-friendly, and actually keeps me motivated. Love it.

### 5/5 — Easy and effective

*2025-06-07*

Love using this app. It’s easy to use and help me meet my savings goals.

### 5/5 — Great savings tracker!

*2025-06-07*

Great to use to set a goal for savings!

### 5/5 — A game-changer for saving money

*2024-12-24*

Okay, I’m not usually one to stick with budgeting or savings apps, but this one hooked me. After I set it up, it suggested saving $250 a month, based on my actual spending. I didn’t have to do any math or guesswork—it just made sense. What’s cool is it updates in real time, so I can see how I’m doing without stressing about it. The interface is clean and easy to use, which is a big deal for me because I get overwhelmed with bloated apps. I’ve already hit my first goal, and it weirdly satisfying. If you’re like me and need a push to stay consistent, this is it.

### 1/5 — Not worth it.

*2024-05-17*

I wanted to be able to make several savings goals but with this I can only do one at a time.

## Frequently asked questions about vested

### Does vested have ads?

No, vested does not contain advertisements. The app is free to download and use, with optional in-app purchases for premium features.

### How much does vested cost?

vested is free to download and use. It offers two subscription plans: Monthly Saver for $1.99/month and Yearly Saver for $19.99/year, both with a two-month free trial.

### What financial institutions does vested support?

vested is currently available only for financial institutions based in the US and Canada. It provides bank-level security and read-only financial access.

### How often is vested updated?

The latest version of vested is 1.0.4, and it was last updated on December 24, 2024. Updates typically occur to improve features and reliability.

### What devices can I use vested on?

vested is available for iPhone and iPad. The app is designed to be user-friendly across these Apple devices.

### What is the age rating for vested?

vested has an age rating of 4+, making it suitable for a wide range of users. The app focuses on financial education and goal setting.

### How does vested help prevent impulse purchases?

vested helps by providing real-time clarity on your savings progress and your 'OK-to-Spend' amount. Seeing your monthly loop status makes it easier to make conscious decisions about purchases.

### Can I link my bank accounts to vested?

Yes, you can link your financial accounts to vested. This allows the app to provide instant goal recommendations tailored to your financial situation.

## Version history (last 4 releases)

### 1.0.4 — 2024-12-24

Reintroduced subscription plans for premium features. Minor performance improvements and bug fixes.

### 1.0.3 — 2023-08-04

We update our app regularly to make it easier to start financial goals to save for the things that matter.

### 1.0.2 — 2022-09-30

Bug fixes and improvements.

### 1.0.0 — 2022-08-16

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*