# VIABUY > Prepaid Mastercard account alternative to traditional banking for managing funds. (iPhone/iPad app by Dock Financial S.A..) - Source: https://appshunter.io/ios/app/viabuy/id1558465257 (this page in markdown: same URL + `.md`) - Developer: [Dock Financial S.A.](https://appshunter.io/developer/1521659226) - Category: Finance - Price: Free - Rating: 4.67/5 from 3 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 28 MB - Languages: English - Released: 2021-03-26 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/viabuy/id1558465257/reviews.md ## What is VIABUY? The VIABUY account with prepaid Mastercard card is an independent alternative to traditional bank accounts with debit or credit card. Join more than one million happy customers and take full control over your funds and financial data. Opening your VIABUY account is fast and easy. Simply enter your data, verify your mobile phone number and your card will be personalised and shipped the next business day. • No bank account required, no credit check • No proof of income, no salary slips • Online verification with nearly 100% acceptance rate for EU residents • Premium card design with no difference to conventional credit cards Whether you are looking for an alternative to a traditional bank account or credit card, want to safeguard your personal bank details with a separate payment card, or just aim for managing personal budgets – VIABUY comes with a lot of benefits and uses: • Manage your finances without hassle and without borders. • Shop online and pay worldwide at over 40 million merchants accepting Mastercard – always monitoring your spending with our instant notifications. • Manage your money on the go using secure in-app data access with authentication via password or fingerprint. • Load your account via domestic/SEPA bank transfer or choose one of many alternative payment methods incl. instant loading options. • Load and pay 100% secure – we’ve got you covered with zero liability in case of card fraud. • Use VIABUY as a fully-functional account for receiving your salary, with an account-specific IBAN for SEPA transfers. • Minimise the risk of losing cash while traveling or studying abroad by loading the VIABUY account safely and securely from the app. • Plan your travel budget in advance and take advantage of favorable exchange rates and secure online bookings. • Play online games and pay discreetly, assured in the knowledge that you are protected from abuse. • Stop worrying about overspending, credit fees or debt culture – your prepaid account comes without any form of loan or credit. • Send money from VIABUY account to VIABUY account in real-time and for free. • In case of any questions our email and phone support service is available, in addition to our customer self-service. Download your VIABUY app today and make sure to keep your personal finances at your own fingertips. © Dock Financial S.A. All rights reserved. Dock Financial S.A., 110, route d'Arlon, L-1150 Luxembourg, Luxembourg. Dock Financial S.A. is authorised for the issuing of electronic money by the Commission de Surveillance du Secteur Financier (CSSF), Luxembourg (B215831). VIABUY® is a registered trademark of Dock Financial S.A. VIABUY Mastercard prepaid credit cards are issued by Dock Financial S.A. pursuant to license by Mastercard International Incorporated. Mastercard® and the Mastercard symbol are registered trademarks of Mastercard International Incorporated. ## Key features - No bank account or credit check required - Fast online verification - Shop and pay worldwide with Mastercard - Instant spending notifications - Secure in-app data access - Multiple loading options - Free VIABUY to VIABUY transfers ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/viabuy/id1558465257/reviews.md ### 1/5 — Why is my money withheld *2023-04-18* This app is not what you deem it to be but a scam my money has been withheld for over a month plus with no proper explanation despite the customer verification being authenticated and not reversed or allowed access to the fund ### 5/5 — Secure and easy *2023-03-21* great alternative to regular debit credit cards. You’re master of your money. Plus it’s based in Luxemburg which is a quality stamp for me. I use it for my savings. It’s in a secure place and I have access any time I want. I can transfer funds from my other bank accounts any time. ## Frequently asked questions about VIABUY ### How secure is VIABUY? VIABUY prioritizes security with features like secure in-app data access, authentication via password or fingerprint, and zero liability in case of card fraud. The app is authorized for issuing electronic money by the Commission de Surveillance du Secteur Financier (CSSF). ### Can I receive my salary with VIABUY? Yes, VIABUY can be used as a fully-functional account for receiving your salary. It provides an account-specific IBAN for SEPA transfers, making it a convenient option for direct deposits. ### What are the loading options for VIABUY? You can load your VIABUY account via domestic/SEPA bank transfer. Additionally, there are many alternative payment methods available, including instant loading options for quick access to funds. ### Does VIABUY have any hidden fees? The app is described as a prepaid account without any form of loan or credit, aiming to stop worries about overspending or credit fees. Specific fee structures are not detailed in the provided description, but the 'free' price suggests no upfront cost for the app itself. ### How does VIABUY compare to traditional bank accounts? VIABUY serves as an independent alternative to traditional bank accounts by not requiring a bank account, credit check, or proof of income. It offers a prepaid Mastercard for global spending and fund management. ### What is the acceptance rate for EU residents opening a VIABUY account? The online verification process for EU residents has a nearly 100% acceptance rate, making it fast and easy to open a VIABUY account. ### How often is the VIABUY app updated? The VIABUY app was last updated on November 14, 2023, with version 1.3.10. This indicates regular maintenance and updates to ensure reliability and functionality. ### What devices does VIABUY support? VIABUY is available for iPhone and iPod devices, as indicated by its supported devices list. It is designed for iOS users. ## Version history (last 5 releases) ### 1.3.10 — 2023-11-14 Bug fixes and general performance improvements. ### 1.3.6 — 2023-09-06 Bug fixes and general performance improvements. ### 1.3.5 — 2023-09-05 Bug fixes and general performance improvements. ### 1.3.2 — 2023-07-13 Bug fixes and general performance improvements. ### 1.3.1 — 2023-07-04 Bug fixes and general performance improvements. ## More apps by Dock Financial S.A. - [Crosscard Business](https://appshunter.io/ios/app/crosscard-business/id1521658954) All apps by Dock Financial S.A.: https://appshunter.io/developer/1521659226 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*