# ViCA

> Secure personal authentication tool for internet banking services. (iPhone/iPad app by Cardinal Kft..)

- Source: https://appshunter.io/ios/app/vica/id821510523 (this page in markdown: same URL + `.md`)
- Developer: [Cardinal Kft.](https://appshunter.io/developer/821510526)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 16.0 · 18 MB
- Languages: English, German, Hungarian, Slovak
- Released: 2014-02-25
- Data updated: 2026-07-17
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/vica/id821510523/reviews.md

## What is ViCA?

A ViCA egy új, innovatív személyi hitelesítő alkalmazás, mellyel biztonságosan tudja igénybe venni bankja internet banking szolgáltatásait. Segítségével be tud jelentkezni az internet banking szolgáltatásba, valamint alá tudja vele írni a megbízásait, tranzakcióit.
A ViCA alkalmazás segítségével megakadályozhatja, hogy csalók megszerezzék belépési adatait vagy ellopják az Ön pénzét.

Fontos: ez az alkalmazás nem használható önállóan internet bankoláshoz, meglévő internet banking szolgáltatás szükséges hozzá!

A ViCA alkalmazást jelenleg az alábbi pénzintézeti szolgáltatásokhoz lehet igénybe venni:
- CIB Business Online
- Erste Bank Electra és Vállalati NetBank
- Giro Electra
- K&H Bank Vállalati Electra Internet Banking
- KDB Bank Netbank és PC Kontakt
- OTP Electra
- Raiffeisen Bank Electra
- MBH Bank (korábban Takarék és MKB)
- Unicredit Spectra

A szolgáltatás igénybevételének módjáról és feltételeiről kérjük, érdeklődjön a számlavezető pénzintézeténél!

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A ViCA is a new, ground-breaking personal authentication tool that makes internet banking services much safer. You can use ViCA to log in to the internet banking service and you can sign your transfers with it.
ViCA can help you to avoid scams, theft of user creditentials and your money.

Important: this application can not be used by itself for internet banking purposes. An existing contract with your bank is required!

At the moment, the ViCA application is available for the users of the following services:
- CIB Business Online
- Erste Bank Electra és Vállalati NetBank
- Giro Electra
- KDB Bank Netbank és PC Kontakt
- K&H Bank Corporate Electra Internet Banking
- OTP Electra
- Raiffeisen Bank Electra
- MBH Bank (formerly Takarék and MKB)
- Unicredit Spectra

Please contact your bank for the terms and conditions to use the application!

## Key features

- Secure login to internet banking
- Authorize transactions and transfers
- Prevents credential theft and financial fraud
- Supports multiple banking services
- Ground-breaking personal authentication

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/vica/id821510523/reviews.md

### 1/5 — Poor written software.

*2019-06-25*

I don’t know how this poor written app is even allowed to be in the AppStore, not to mention it is financial services app, which is supposed to authorize your access to online banking.

Unacceptable.

## Frequently asked questions about ViCA

### What is ViCA used for?

ViCA is a personal authentication tool that enhances the security of internet banking services. It allows you to securely log in to your bank's online platform and authorize your transactions, helping to prevent fraud.

### Can I use ViCA to perform internet banking on its own?

No, ViCA cannot be used independently for internet banking. You must have an existing internet banking service contract with a supported financial institution to use ViCA.

### Which banks are supported by ViCA?

ViCA currently supports users of CIB Business Online, Erste Bank Electra and Vállalati NetBank, Giro Electra, KDB Bank Netbank and PC Kontakt, K&H Bank Corporate Electra Internet Banking, OTP Electra, Raiffeisen Bank Electra, MBH Bank, and Unicredit Spectra.

### How does ViCA help prevent fraud?

ViCA helps prevent fraud by providing a secure method for personal authentication. This makes it more difficult for scammers to obtain your login details or steal your money through unauthorized access.

### Is ViCA free to use?

Yes, ViCA is available for free. There are no costs associated with downloading or using the application itself.

### What devices can I use ViCA on?

ViCA is available for iPhone and iPod devices. The app is designed to work on these Apple platforms.

### How often is ViCA updated?

The latest version of ViCA is 4.8, and it was last updated on October 8, 2025. This indicates regular updates to maintain security and functionality.

### What is the age rating for ViCA?

ViCA has an age rating of 4+. This means it is suitable for users of all ages, with no specific age restrictions.

## Version history (last 5 releases)

### 4.9 — 2026-06-23

- Hibajavítások / Bug fixes
- Biztonsági fejlesztések / Security improvements

### 4.8 — 2025-10-08

- Hibajavítások / Bug fixes
- Biztonsági fejlesztések / Security improvements

### 4.7 — 2025-08-18

- Hibajavítások / Bug fixes
- Biztonsági fejlesztések / Security improvements

### 4.6 — 2025-06-30

- Hibajavítások / Bug fixes
- Biztonsági fejlesztések / Security improvements

### 4.5 — 2024-11-12

- Hibajavítások / Bug fixes
- Biztonsági frissítések / Security improvements

## Apps similar to ViCA

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [CIB Business Online](https://appshunter.io/ios/app/cib-business-online/id1477313126) | — | Free | Finance |
| [my Raiffeisen](https://appshunter.io/ios/app/my-raiffeisen/id1442223549) | 4.8 (492) | Free | Finance |
| [MBH Bank App](https://appshunter.io/ios/app/mbh-bank-app/id1173353774) | 4.2 (276) | Free | Finance |
| [UniCredit mBanking Business](https://appshunter.io/ios/app/unicredit-mbanking-business/id1635149853) | 5.0 (4) | Free | Finance |
| [CIB Bank](https://appshunter.io/ios/app/cib-bank/id1069396158) | 4.3 (72) | Free | Finance |
| [UniCredit mBanking](https://appshunter.io/ios/app/unicredit-mbanking/id1009211053) | 4.8 (274) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*
