# victoi: money & community — One app for money & connection

> One app for money & connection (iPhone/iPad app by Victoi Inc.)

- Source: https://appshunter.io/ios/app/victoi-money-and-community/id6739982020 (this page in markdown: same URL + `.md`)
- Developer: [Victoi Inc](https://appshunter.io/developer/1787793170)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 16.0 · 294 MB
- Languages: American English, Amharic, Arabic, Bangla, Bulgarian, Czech, Danish, Dutch, Estonian, Filipino and 21 more
- Released: 2026-09-21
- Data updated: 2026-10-30

## What is victoi?

victoi exists to make life easy — for you, and for the people around you.

One platform where communities organize, support one another, and grow together. Simple, intuitive, and effortless, in a way technology rarely is.

At the center is Viki, your personal AI assistant. Tell her what you need; she takes it from there. And she grows more capable the more she helps you.

That's the whole idea: we remove the friction, and what remains is an easier, more fulfilled life. Do more, with less.

— MEET VIKI, YOUR AI —
• Ask Viki in plain language to send money, find an answer, or get something done

— SEND & SPEND, ANYWHERE —
• Send and receive money across borders in seconds
• Hold several currencies in one wallet and exchange at clear, upfront rates
• Pay by QR code and with your virtual or physical card
• Top up by card or mobile money, pay bills, and request money from friends in a tap

— GROW YOUR MONEY —
• Invest in companies from major stock exchanges, right from your phone
• Track your portfolio and the assets you follow in real time

— SAVE & RAISE, TOGETHER —
• Run a Jangi rotating-savings circle with people you trust
• Open a Pool to fund a shared goal as a group
• Launch a fundraiser for a cause close to your heart
• Create events and sell tickets in minutes

— CHAT, CALL & SHARE —
• Private and group chats with photos, voice notes, and files
• Crystal-clear voice and video calls
• Send money right inside the conversation

— GO PLACES —
• Search and book flights and hotels without ever leaving the app

— SECURE BY DESIGN —
• Strong encryption, biometric unlock, and PIN protection
• Identity verification that protects your account and your community

victoi — one app for money and connection.
Download victoi and do more, with less.

Usage of this app is subject to the Terms of Service (EULA) that can be found here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| victoi Pro | $9.99 | per month |
| victoi Max | $19.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| victoi Credit | $24.99 | one-time |
| victoi Credit | $49.99 | one-time |
| victoi Credit | $99.99 | one-time |
| victoi Credit | $249.99 | one-time |


## Is victoi safe?

Not enough ratings yet to assess victoi.

## Is victoi legit?

victoi: money & community has limited verification signals. The AppsHunter Legitimacy Score for victoi is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.3 — 2026-10-26

New in this version
• Secure your account: after you verify your phone number, add a quick face check. It protects phone-number changes and gets you back in if you ever forget your PIN.
• Faster start: the app opens much more quickly, especially on slower phones and networks.
• Picture-in-Picture for video calls.
• If your verification needs another look, you now see why, with a one-tap Try again.
• Bug fixes and performance improvements.

### 1.2 — 2026-10-15

Bug fixes and performance improvements.

• A faster, more reliable experience throughout the app
• Fixes for issues reported since the last update

### 1.1 — 2026-09-29

Added support for new languages and general bug fixes.

• More languages to choose from in Settings
• Performance and stability improvements throughout the app

### 1.0 — 2026-09-22

No release notes.

## Apps similar to victoi

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| --- | --- | --- | --- |
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| [MozaikPay](https://appshunter.io/ios/app/mozaikpay/id6759724794) | — | Free | Finance |
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| [IGB Wallet](https://appshunter.io/ios/app/igb-wallet/id6755446457) | — | Free | Finance |
| [Lama – Dollar Account](https://appshunter.io/ios/app/lama-dollar-account/id6754857232) | 5.0 (1) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-30.*
