# Vida by HomeScout > Financial assistant for mortgage readiness, budgeting, credit monitoring, and property search. (iPhone/iPad app by First Lenders Data, Inc.) - Source: https://appshunter.io/ios/app/vida-by-homescout/id1635630986 (this page in markdown: same URL + `.md`) - Developer: [First Lenders Data, Inc](https://appshunter.io/developer/1635630988) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 12.0 · 130 MB - Released: 2022-09-01 - Data updated: 2026-06-13 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/vida-by-homescout/id1635630986/reviews.md ## What is Vida by HomeScout? Vida is a financial digital assistant available to you free through an invitation from your trusted financial partner, financial advisor, lender, credit union, bank, realtor, mortgage broker, or from a direct invitation from the Home Scout team. We help you get mortgage ready and manage your financial life. Organize in one place: Your Vida dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from your financial institution, and an information center with personal finance articles and videos, all in one place. Budgeting: Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track. Free Credit Score, Report and Monitoring: Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more. Prepare: Work with your financial partner or institution to best prepare you for home ownership by planning for a down payment, establishing reserves, managing your debt to income ratio, improving or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment and sales price. Search Properties: Looking for your first home? Want to move up, or downsize? Use your account to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. Share: When you are ready to move forward with a financial transaction, you choose what accounts to share with your financial institution. All data is always encrypted. Security: Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/ Privacy: Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/ ## Key features - Financial dashboard - Budgeting and spending tracker - Free credit score and report - Mortgage readiness assessment - Real estate property search - Secure data sharing ## Frequently asked questions about Vida by HomeScout ### What is Vida by HomeScout? Vida by HomeScout is a financial digital assistant designed to help users manage their financial lives, get mortgage-ready, and search for properties. It provides tools for budgeting, credit monitoring, and financial planning. ### Is Vida by HomeScout free to use? Yes, Vida by HomeScout is available for free through an invitation from a financial partner or directly from Home Scout. The app is free to download and use. ### Does Vida by HomeScout have ads? Yes, Vida by HomeScout contains advertisements. Users will see advertisements within the application as part of its operational model. ### What financial institutions are supported by Vida by HomeScout? Vida by HomeScout is made available through invitations from various financial partners, including banks, credit unions, lenders, and realtors. Specific institution support is determined by your invitation source. ### How secure is my financial data with Vida by HomeScout? Security is a top priority for Vida by HomeScout. All connected financial accounts and uploaded documents are encrypted. More information on their security measures can be found at https://www.finlocker.com/security/. ### Can I track my credit score with Vida by HomeScout? Yes, Vida by HomeScout prominently displays your credit score on the dashboard and allows you to track changes month to month. It also provides information on factors affecting your score and offers a soft credit pull that does not impact your score. ### What devices is Vida by HomeScout available on? Vida by HomeScout is available on iPhone, iPad, and iPod devices. It is designed for iOS users. ### How often is Vida by HomeScout updated? The latest version of Vida by HomeScout is 4.5, and it was last updated on October 31, 2024. This indicates regular updates to improve functionality and security. ## Version history (last 5 releases) ### 4.5 — 2024-10-31 New Calculator Onboarding! Customize your calculator experience to your situation and timeline. Run a Readiness Snapshot based on your affordability calculations! You can find a budget for your home that is right for you and see how close you are to qualify for a mortgage. And even start your application when you are ready! ### 4.3 — 2024-09-22 First time user experience onboarding update- We've customized our onboarding to better fit your goals! New Saved Property feature- search for your dream home and save to your experience! Dashboard updates! ### 4.0 — 2024-05-22 Exciting App Update! - Fresh & clean login page - Lightning-fast biometric login - Secure password manager for your account - Document feature is back! Keep important docs safe - Lender Connect returns for a head start on applications - Bugs? Gone! Enjoy a smoother experience Update now and explore the new features! ### 3.24 — 2023-10-24 Our new Financial Insights will show you your financial trends across Net worth, Savings, and Debt-to-Income ratio (DTI). A new Step-by-Step guide will provide an easy map of your homeownership tools. Updated mortgage interest rate information helps you track daily market changes. Push notification will now alert you to the latest relevant and useful information. Bugs were propelled into the center of the Sun! ### 3.23 — 2023-09-18 New national mortgage interest rate reference based on your Credit Score. New Interest rate reference will also appears in Homeownership Snapshot for monthly payment comparison. New look for the Dashboard Offer widget. ## Apps similar to Vida by HomeScout | App | Rating | Price | Category | | --- | --- | --- | --- | | [Lock & Key](https://appshunter.io/ios/app/lock-and-key/id1666394239) | — | Free | Finance | | [KinLocker](https://appshunter.io/ios/app/kinlocker/id1627398239) | 4.0 (4) | Free | Finance | | [FinReady](https://appshunter.io/ios/app/finready/id1667883203) | — | Free | Finance | | [Futurelock](https://appshunter.io/ios/app/futurelock/id1563418577) | 5.0 (3) | Free | Finance | | [HomeHERO by Family First](https://appshunter.io/ios/app/homehero-by-family-first/id6444028528) | — | Free | Finance | | [X-Vault](https://appshunter.io/ios/app/x-vault/id1561378708) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-13.*