# Viet P2P

> Viet P2P (iPhone/iPad app by H-Finance company limited.)

- Source: https://appshunter.io/ios/app/viet-p2p/id6752543361 (this page in markdown: same URL + `.md`)
- Developer: [H-Finance company limited](https://appshunter.io/developer/1839781035)
- Category: Finance, Business
- Price: Free
- Age rating: 17+
- Requires: iOS 12.0 · 45 MB
- Languages: American English
- Released: 2025-11-21
- Data updated: 2026-03-25
- User reviews in markdown: https://appshunter.io/ios/app/viet-p2p/id6752543361/reviews.md

## What is Viet P2P?

Viet P2P is a platform that connects end users with licensed partner banks and financial institutions for consultation and verification purposes.
Developed by H-Finance Co., Ltd., the app helps users securely exchange information and receive support from authorized financial partners.
         All financial operations — including loan approval, disbursement, and repayment — are conducted directly by the partner institutions, not by Viet P2P.
         The app requests access to the camera so that users can take or upload photos of identification documents and supporting materials during account verification (KYC) or profile updates.
         Captured images are used solely for verification, are encrypted, and securely transmitted to the authorized partner systems. Viet P2P does not store, reuse, or share these photos for any other purpose.
         The app also uses the user’s phone number as a unique identifier (UID) to verify real users and prevent fraudulent activities.
This helps ensure authenticity, block spam registrations, and detect fake or impersonated accounts.
Phone numbers are used only for identity verification and communication with authorized financial partners. Viet P2P does not share, trade, or use phone data for any other purpose.
          Viet P2P is fully committed to user privacy protection and complies with Vietnam’s Personal Data Protection Decree (No. 13/2023/NĐ-CP) and all related data regulations.
Transparent Loan Information
          
         Transparent Loan Information
         - Loan Amount Limits:
              • Real estate loans: up to 30 billion VND
              • Business loans: up to 10 billion VND
              • Secured consumer loans: up to 5 billion VND
         - Loan Tenure: 12–240 months (no loan requires full repayment within 60 days)
         - Annual Percentage Rate (APR): 5.99% – 13% (all APR values remain below the 36% maximum required by Apple)
         - Collateral: Real estate
         - Service Fee: Up to 2%
         - Repayment Schedule: Monthly installments; the next due date is shown in the “My Loans” section
         - Total Payable Amount: Fully displayed to the user before submitting any request
         - Partner Support: NCB Hotline 1800-6166
         Link reference:  https://news.hfinance.com.vn/news/2025111700001


## Version history (last 5 releases)

### 1.0.7 — 2026-03-24

1. Improved UI/UX for a better user experience
2. Optimized and adjusted several system processes
3. Performance and stability improvements

### 1.0.6 — 2026-02-09

Viet P2P is here with a fresh update to elevate your experience.
We’ve upgraded the UI/UX with a cleaner design, smoother navigation, and faster performance.
Making every interaction simpler and more enjoyable. 
Update now and enjoy a more seamless Viet P2P. 
Happy New Year

### 1.0.5 — 2026-01-30

Version Update
- Redesigned UI for a cleaner, more modern look
- Faster performance and smoother in-app transitions
- Improved navigation to reach key features in fewer taps
- Enhanced stability with bug fixes and crash improvements
- Security & backend improvements for safer and more reliable transactions

### 1.0.3 — 2025-11-29

Added an AI chat feature (ChatGPT) directly inside the app, allowing users to:

Ask questions about products, loan processes, and repayments

Understand financial terms through clear and simple explanations

Receive step-by-step guidance whenever needed

UX improvements:

Clearer and more intuitive screen layouts

Optimized data loading speed and screen transitions

Fixed minor bugs and improved overall system stability

### 1.0.2 — 2025-11-21

No release notes.

## Related topics

[viet p2p](https://appshunter.io/ios/topics/viet-p2p)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-03-25.*