# VietinBank iPay — Embrace the digital life

> Digital banking app for VietinBank customers with account, card, loan, and payment management. (iPhone/iPad app by VIETNAM JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE.)

- Source: https://appshunter.io/ios/app/vietinbank-ipay/id689963454 (this page in markdown: same URL + `.md`)
- Developer: [VIETNAM JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE](https://appshunter.io/developer/689963457)
- Category: Finance, Business
- Price: Free
- Rating: 4.60/5 from 1,612 App Store ratings · 252 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 827 MB
- Languages: American English, Vietnamese
- Released: 2013-08-30
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/vietinbank-ipay/id689963454/reviews.md

## What is VietinBank iPay?

VietinBank iPay Mobile 6.0 – Our latest version will elevate your financial experience in every transaction:

- AI-Driven - Anticipating Every Need: Advanced AI technology suggests features tailored to your financial habits, personalizing your journey with optimized suggestions.
- Brand New Interface: A fresh design with customizable themes, offering a seamless, yet experience with a modern aesthetic that reflects our signature brand identity.
- Super Ecosystem - All-in-One Solution: Over 500 financial utilities packed into one app, connecting thousands of online service providers with endless discount offers.
- V-Wealth Investment Platform - Investing Made Easy: A comprehensive platform that integrates financial planning and asset management, perfectly aligned with your personal investment style.
- Paste to Pay - Ultra-Fast Transfers: Implementing cutting-edge AI tools to recognize transfer details instantly. Simply paste to automate your payment process—faster than ever!
- Versatile Payments: Pay via QR, Card, or Apple Pay; settle bills; and set up automated payment schedules with ease.
- Personal Financial Manager - Master Your Cash Flow: Track balance changes 24/7. Manage spending and receive personalized financial health reports.
- Optimal Security - Peace of Mind: eKYC identification, Facepay Plus and Soft OTP authentication to ensure your transactions are both secure and lightning-fast.
- Exclusive Benefits: Earn loyalty points, free iPay maintenance fees, manage accounts easily, in-app OTT balance notifications, locate branches/ATMs...

Elevate your digital lifestyle with VietinBank iPay Mobile!

Vietnam Joint Stock Commercial Bank for Industry and Trade - VietinBank
Address: 108 Tran Hung Dao, Cua Nam Ward, Hanoi City
Hotline: 1900 558 868 | Email: Contact@vietinbank.vn

## Key features

- Electronic identification (eKYC)
- FacePay biometric authentication
- Online account management
- Card management and payments
- Online savings and lending
- Bill payment and scheduling
- Loyalty points program

## What do users think of VietinBank iPay?

Overall sentiment: negative

**Pros**

- 👍 Intuitive and user-friendly
- 🚀 Fast and efficient
- 🔒 Secure transactions
- 💡 Variety of useful features

**Cons**

- 🐛 Frequent crashes and bugs
- 🕰️ Slow and unresponsive at times
- 🤖 Poor customer support
- 🤯 Overly complex registration process

**Commonly reported bugs**

- Login issues and account access problems
- Unreliable fund transfers and balance updates
- Compatibility problems with newer devices
- Recurring app crashes and freezes

**Most requested features**

- Biometric authentication support
- Improved transaction history and reporting
- Customizable app settings and notifications
- Integration with other financial services

## Recent user reviews (10 of 252)

All indexed reviews: https://appshunter.io/ios/app/vietinbank-ipay/id689963454/reviews.md

### 1/5 — App crash after key in soft otp

*2026-08-20, version 6.0.7*

Sau bản cập nhật 6 số soft otp, sau khi bấm 6 số otp thì app bị crash nhiều lần.

### 1/5 — App tệ

*2026-08-19, version 6.0.7*

app lỗi , không thông báo trước

### 5/5 — Tốt

*2026-08-14, version 6.0.6*

Tốt

### 1/5 — Không tuỳ chọn để xem  được lịch sử thời gian giao dịch.

*2026-08-03, version 6.0.5*

Đơn giản mà lại bị làm sai ngớ ngẩn.

### 5/5 — Rất hài lòng

*2026-07-20, version 6.0.4*

Rất hài lòng

### 5/5 — viettinbanhk với tôi

*2026-07-18, version 6.0.4*

dùng ngân hàng viêttinbank ko bị lỗi dùng rất ok cả nhà nhé. lestgo.

### 4/5 — Cập nhật phiên bản mới nhất mất khung QR. CHUYỂN TIỀN. QUÉT QR

*2026-07-18, version 6.0.4*

Ios cần có thanh hiển thị ứng dụng dài như cũ

### 5/5 — Chuyền tiền

*2026-07-09, version 6.0.4*

Nhanh gọn

### 4/5 — Cơ bản là ok

*2026-06-17, version 6.0.3*

Lần nào mở app cũng bắt chọn MH rất khó chịu

### 1/5 — App lỗi

*2026-06-08, version 6.0.2*

Đang dùng bình thường, nửa đêm báo update xong cả ngày hôm sau đăng nhập báo lỗi số 4. Trong khi trước đó vẫn dùng, hiện có mỗi Vieinbank lỗi, Tech và VCB vẫn bình thường. Đợi fix xong sẽ chuyển hết tiền đi và dừng sử dụng Vietin

## Frequently asked questions about VietinBank iPay

### What does VietinBank iPay do?

VietinBank iPay is a universal digital banking app designed for individual customers of VietinBank. It allows users to manage their accounts, cards, savings, and loans online. The app also provides various payment solutions, loyalty rewards, and advanced security features for financial transactions.

### What are the key features of VietinBank iPay?

Key features include electronic identification (eKYC) for online account opening, FacePay for secure biometric authentication, comprehensive account and card management, online savings and lending services, diverse bill payment options, and a loyalty program. It also connects to thousands of vendors for payments and discounts.

### Is VietinBank iPay free to use?

Yes, the app is completely free. There are no fees charged for VietinBank iPay service maintenance, account management, money transfers within VietinBank, or for receiving account balance change notifications.

### What are the security features of VietinBank iPay?

The app employs confidential and advanced technology for security. This includes electronic identification (eKYC) for opening online payment accounts, FacePay which uses biometrics and artificial intelligence for transaction authentication, and SoftOTP for quick and safe authentication.

### Who is VietinBank iPay for?

This app is intended for individual customers of VietinBank who wish to embrace digital banking. It is suitable for users who want to manage their finances conveniently, make payments, apply for loans or savings, and access various offers through a single mobile platform.

## Version history (last 5 releases)

### 6.0.7 — 2026-08-16

VietinBank iPay Mobile 6.0.7 – More convenience every day!
New features, smoother banking:
- Check foreign exchange rates
- Request refunds for internal transfers without filling an investigation
- Set emoji effects for credit balance notifications
Plus, more improvements and upgrades for a smarter, smoother iPay experience.
Update iPay 6.0.7 now and discover!

### 6.0.6 — 2026-08-09

Optimized the HomeLife feature

### 6.0.5 — 2026-07-30

What’s new in iPay 6.0.5?
-          HomeLife: Real estate ecosystem & property management
-          iShopPro: Smart sales & order management tool for businesses
-          FX sale history: View details of created FX sales
-          Loyalty: Discover the new Loyalty experience with a refreshed interface for easier point tracking and reward discovery
-          Other updates and enhancements for better customer experience

### 6.0.4 — 2026-07-09

VietinBank iPay 6.0.4 – Faster, smarter digital banking at your fingertips
• Export transaction history to excel
• Receive signed E-statements via email
• View transaction details directly from notifications
• Withdraw cash at ATMs using a code
• Buy and sell Certificates of Deposit online
• Scan QR codes to get queue numbers at branches
Plus, enjoy various enhancements for a smoother and more reliable experience.
Update now and explore the latest features!

### 6.0.3 — 2026-06-17

VietinBank iPay 6.0.3 – Discover the new experience
- Explore V-Plus and V-Advance packages with an ecosystem of exclusive benefits, privileges, and attractive offers.
- Quick and convenient inquiry for Napas 24/7 transfer transactions.
- Enhanced features and performance improvements for a smoother and more reliable experience.

## Apps similar to VietinBank iPay

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [MB Bank](https://appshunter.io/ios/app/mb-bank/id1205807363) | 4.7 (25,031) | Free | Finance |
| [MoMo-Trợ Thủ Tài Chính với AI](https://appshunter.io/ios/app/momo-tro-thu-tai-chinh-voi-ai/id918751511) | 4.2 (4,088) | Free | Finance |
| [Techcombank Mobile](https://appshunter.io/ios/app/techcombank-mobile/id1548623362) | 4.8 (10,333) | Free | Finance |
| [VPBank NEO](https://appshunter.io/ios/app/vpbank-neo/id1209349510) | 4.8 (3,743) | Free | Finance |
| [Viettel Money](https://appshunter.io/ios/app/viettel-money/id1344204781) | 4.7 (5,865) | Free | Finance |
| [Parali](https://appshunter.io/ios/app/parali/id6443763240) | — | Free | Finance |

## More apps by VIETNAM JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE

- [VietinBank OTP](https://appshunter.io/ios/app/vietinbank-otp/id1023099077)
- [VietinBank eFAST](https://appshunter.io/ios/app/vietinbank-efast/id1104126134)
- [VietinBank LAOiPay](https://appshunter.io/ios/app/vietinbank-laoipay/id1540031807)
- [VietinBank iPOS](https://appshunter.io/ios/app/vietinbank-ipos/id1623565084)
- [VietinBank LaoOTP](https://appshunter.io/ios/app/vietinbank-laootp/id6446146985)

All apps by VIETNAM JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE: https://appshunter.io/developer/689963457

## Related topics

[viettinbank](https://appshunter.io/ios/topics/viettinbank) · [vietinbank ipay](https://appshunter.io/ios/topics/vietinbank-ipay) · [vietcombank](https://appshunter.io/ios/topics/vietcombank) · [vietinbank laoipay](https://appshunter.io/ios/topics/vietinbank-laoipay) · [vietinbank efast one](https://appshunter.io/ios/topics/vietinbank-efast-one) · [efast one](https://appshunter.io/ios/topics/efast-one) · [viettinbank efast one](https://appshunter.io/ios/topics/viettinbank-efast-one) · [vietinbank efast](https://appshunter.io/ios/topics/vietinbank-efast) · [vietinbank otp](https://appshunter.io/ios/topics/vietinbank-otp) · [vietinbank mpos](https://appshunter.io/ios/topics/vietinbank-mpos) · [vietinbank de mobile banking](https://appshunter.io/ios/topics/vietinbank-de-mobile-banking) · [vietcom](https://appshunter.io/ios/topics/vietcom) · [ipay](https://appshunter.io/ios/topics/ipay) · [ipay mobile app](https://appshunter.io/ios/topics/ipay-mobile-app) · [kienlongbank](https://appshunter.io/ios/topics/kienlongbank) · [pvbank](https://appshunter.io/ios/topics/pvbank) · [efast](https://appshunter.io/ios/topics/efast) · [tpbank mobile](https://appshunter.io/ios/topics/tpbank-mobile) · [bidv](https://appshunter.io/ios/topics/bidv) · [eximbank ebiz](https://appshunter.io/ios/topics/eximbank-ebiz)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
