# Vigo Money — Manage Send and Receive Funds

> Digital wallet for sending, receiving, and managing money globally. (iPhone/iPad app by Western Union Holdings, Inc..)

- Source: https://appshunter.io/ios/app/vigo-money/id6480349377 (this page in markdown: same URL + `.md`)
- Developer: [Western Union Holdings, Inc.](https://appshunter.io/developer/424716911)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 2.10/5 from 155 App Store ratings · 39 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 42 MB
- Languages: American English
- Released: 2024-10-07
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/vigo-money/id6480349377/reviews.md

## What is Vigo Money?

Experience the power of Vigo Money that simplifies your finances in an account created for you - accessible, with an easy and speedy approval process, international passports accepted, and no credit checks required.

With Vigo Money by Western Union, you have it all in your wallet: sending, receiving, and managing your money has never been easier. Enjoy fast, reliable transfers and seamless access to your money anytime.

Fee-free Western Union wallet-to-wallet transfers in the US*: 
Send money fee-free between Western Union wallets within the US.

Free Western Union Visa® Card**: Spend your funds online or in-store, wherever Visa debit cards are accepted. 

The Visa card is issued together with a prepaid card account, linked to the Vigo Money by Western Union wallet, by Pathward® National Association.

Receive hassle-free: Get money directly into your wallet from around the globe.

A free multi-currency account and easy exchange*: Hold and convert between US dollars and 1 additional foreign currency within the app.

Send money globally: Transfer funds around the world with just a few taps. Fast and reliable transfers 24/7*.

No hidden fees: No credit checks, no monthly plan fees, and no minimum balance requirements.
Financial Freedom, Anytime, Anywhere in the US

Manage your money, track transfers, and transfer funds with convenience. Whether you're sending money to family and friends, or shopping  in-store or online with the Western Union Visa card, our new wallet makes it easy.

Get started now and enjoy the ultimate convenience of sending, receiving, and spending—all with Vigo Money and the Western Union Visa card.

++++++++++ 

FEES AND IMPORTANT DISCLOSURES 
 *Western Union makes money from currency exchange. 

**Free Western Union Visa® Card and Account: While this feature is free, other fees may be associated with the card and the wallet. See Terms and Conditions for details.

The Western Union Visa ® Card is issued by Pathward N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card accepted everywhere Visa Debit cards are accepted.
Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985. 

See terms and conditions for details. 

Western Union has offices worldwide and is headquartered in Denver, 7001 E. Belleview, Denver, CO 80237. 

Do you have questions about our services? 
Contact customer care on +1800 325 6000

## Key features

- Send and receive money globally
- Fee-free US wallet-to-wallet transfers
- Free Western Union Visa Card
- Multi-currency account
- No credit checks or hidden fees
- Track transfers and manage finances

## Recent user reviews (10 of 39)

All indexed reviews: https://appshunter.io/ios/app/vigo-money/id6480349377/reviews.md

### 1/5 — Absolutely Horrible

*2026-08-24*

Don’t download this app. Once your money is here, ITS STUCK. You can’t even link your bank account as it falsely states on WU’s website… and you can’t use the virtual card as it falsely advertises (not even for online store purchases). Hopefully you see this before you get locked into the mess. This was the difference between homelessness and a hotel for me and I can’t access the cash. Shame on this company. I hope they’re all sued for false advertising!

### 1/5 — HORRIBLE

*2026-08-07*

Do not use this app if you are trying to get money into your bank account. It is confusing, it won’t let you connect bank accounts, and then you end up having to send the money to yourself in chunks of $999 months with days in between. TERRIBLE APP TERRIBLE SERVICE

### 1/5 — Terrible app

*2026-08-07*

I downloaded this app to avoid going to physical locations to pick up money sent to me. After signing up, I tried to add my bank account to transfer my money to, but the app won’t let me do it. I had a terrible experience. Download this app at your own risk!!!

### 1/5 — Horrible APP(don’t download)

*2026-08-04*

If I could leave zero star review, I would. Just downloaded the app trying to receive money here and I can’t connect to my back for a direct transfer, also way too many glitches, idk why they don’t do anything about this. Absolute waste of time

### 1/5 — Very bad

*2026-08-01*

I This is one of the worst financial apps I have ever used. I have money in my account, but I cannot withdraw it because the app is full of bugs. The bank selection screen opens, but none of the banks are clickable. Even the Help section does not work.

I restarted my phone, reinstalled the app, and tried everything, but nothing fixed the problem. An app that handles people’s money should be reliable, but this one is not.

The developers need to spend much more time improving this app. It is frustrating, unreliable, and unacceptable for a financial service. I cannot recommend it until these serious issues are fixed.

### 1/5 — Don't download it

*2026-07-31*

A lot of steps, agreements, upload of documents for nothing!!! The app always gives you the same error message: technical issue, try again later.

### 1/5 — Absolute Scam

*2026-07-24*

I attempted to use this app in order to receive some money that was sent to me without having to go to a physical location. I signed into my existing  WU account, but had to update some of my personal information since it had changed. After going through setup nonsense, I got an error message saying “Your wallet sign-up was unsuccessful.” No reason was given, and chatting with customer support was useless. They gave excuses instead of fixing the problem. After reading the reviews and finding out that you can’t even add your bank account to transfer the money to, I’m glad I didn’t try to continue my efforts to fix the situation. I immediately deleted the app. It needs to be removed from the App Store completely, and the company needs to face consequences. Don’t walk, RUN AWAY from this app!!

### 1/5 — Trash

*2026-07-17*

App is horrible, virtual card doesn’t work, was told to make purchases the cashier needs to sign for it by customer service, unable to transfer money, the whole concept is trash. Do not use, you have been warned

### 1/5 — DO NOT USE TO RECEIVE

*2026-07-10*

I thought that this would be a seamless process through the app but it has been a nightmare. You’re not able to add your bank account to receive your funds and when you call to address the issue you will be passed around to multiple people and then told it may get resolved in 20 days. I’m on day 1.

### 1/5 — AWFUL APP

*2026-06-23*

I read up on Google about this app before downloading to get my Western Union transfer. The description was inaccurate. Customer service is nonexistent and they are now holding my money hostage that was transferred as cash. They won’t let me transfer it to my chime account. They won’t let me transfer it to my Apple Pay saying that I need a physical card in order to do that. I don’t have time to wait for a physical card as the $ was sent for an emergency. using this app was a huge, huge mistake. asked to speak to a real person and all they give you is AI in the AI doesn’t even answer your questions. absolutely horrible app if I could give it less than one star, I would stop lying to people and holding their money hostage.

## Frequently asked questions about Vigo Money

### What does Vigo Money do?

Vigo Money is a financial app that simplifies managing, sending, and receiving funds. It allows for fast and reliable money transfers globally, offers fee-free wallet-to-wallet transfers within the US, and provides a free Visa card for spending.

### What are the key features of Vigo Money?

Key features include sending and receiving money internationally, fee-free Western Union wallet-to-wallet transfers in the US, a free Western Union Visa card, a multi-currency account for holding and converting USD and one foreign currency, and the ability to track transfers and manage finances easily.

### Is Vigo Money free to use?

The app itself is free to download and use, and it offers several free features like fee-free wallet-to-wallet transfers in the US and a free Western Union Visa card. However, Western Union makes money from currency exchange, and other fees may be associated with the card and wallet, which are detailed in the terms and conditions.

### Who is Vigo Money for?

This app is designed for individuals who need to send or receive money internationally or domestically, manage their finances conveniently, and prefer a service with no credit checks, no monthly plan fees, and no minimum balance requirements. It's particularly useful for those sending money to family and friends abroad or making everyday purchases with the provided Visa card.

### What are the requirements to use Vigo Money?

The app is accessible with an account that has an easy and speedy approval process. International passports are accepted, and there are no credit checks or minimum balance requirements. You can get started easily to enjoy sending, receiving, and spending money.

## Version history (last 5 releases)

### 3.7 — 2026-09-03

Minor Performance Improvements

### 3.6 — 2026-07-31

Minor Performance Improvements

### 3.5 — 2026-07-15

Minor Performance Improvements

### 3.4 — 2026-06-29

Performance improvements for the app.

### 3.3 — 2025-10-09

Minor updates

## Apps similar to Vigo Money

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Skrill - Pay & Transfer Money](https://appshunter.io/ios/app/skrill-pay-and-transfer-money/id718248239) | 4.6 (24,157) | Free | Finance |
| [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,457) | Free | Finance |
| [Wise: Global Money Transfer](https://appshunter.io/ios/app/wise-global-money-transfer/id612261027) | 4.6 (109,320) | Free | Finance |
| [Cash App](https://appshunter.io/ios/app/cash-app/id711923939) | 4.8 (8,662,929) | Free | Finance |
| [Xe Money Transfer & Currency](https://appshunter.io/ios/app/xe-money-transfer-and-currency/id315241195) | 4.8 (124,440) | Free | Finance |
| [Western Union: Send Money](https://appshunter.io/ios/app/western-union-send-money/id424716908) | 4.8 (1,300,999) | Free | Finance |

## More apps by Western Union Holdings, Inc.

- [Western Union: Send Money](https://appshunter.io/ios/app/western-union-send-money/id424716908)
- [Dash by Western Union](https://appshunter.io/ios/app/dash-by-western-union/id640036406)
- [Western Union Money Transfer](https://appshunter.io/ios/app/western-union-money-transfer/id1045347175)
- [Western Union Canada](https://appshunter.io/ios/app/western-union-canada/id1110191056)
- [Western Union Australia](https://appshunter.io/ios/app/western-union-australia/id1122288720)
- [Western Union Enviar Dinheiro](https://appshunter.io/ios/app/western-union-enviar-dinheiro/id1148514737)

All apps by Western Union Holdings, Inc.: https://appshunter.io/developer/424716911

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
