# VinHub: Finanzas y Gastos IA — Finanzas y gastos con IA

> Finanzas y gastos con IA (iPhone/iPad app by Daniel Steevin Hernandez Carvajal.)

- Source: https://appshunter.io/ios/app/vinhub-finanzas-y-gastos-ia/id6781144820 (this page in markdown: same URL + `.md`)
- Developer: [Daniel Steevin Hernandez Carvajal](https://appshunter.io/developer/6781144822)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 31 MB
- Languages: American English, European Spanish
- Released: 2026-06-20
- Data updated: 2026-09-02
- User reviews in markdown: https://appshunter.io/ios/app/vinhub-finanzas-y-gastos-ia/id6781144820/reviews.md

## What is VinHub?

VinHub is your control center for understanding, organizing, and improving your personal finances.

Track income, expenses, transfers, accounts, budgets, goals, debts, receivables, and subscriptions in one app. VinHub helps you see what is happening with your money, which commitments are coming up, and which actions can help you make better decisions.

With VinHub, you can:

• See a clear summary of your balance, income, expenses, and net worth.
• Organize transactions by account, category, date, and type.
• Create monthly budgets and track how much you have used.
• Set savings goals and measure your progress.
• Manage debts, credit cards, installments, extra principal payments, and receivables.
• Track subscriptions and upcoming recurring payments.
• Review a financial calendar with payments, receivables, and renewals.
• Detect risks such as overspending, exceeded budgets, or debt pressure.
• Simulate scenarios to estimate the impact of reducing expenses, increasing income, or making extra debt payments.
• Import transactions from bank SMS messages, receipts, voice, or compatible statements.
• Use AI to review your balance, analyze categories, inspect debts, and receive actionable recommendations.
• Export financial reports as PDF.
• Protect access with Face ID or Touch ID, if enabled.

VinHub is designed to give your data context. It does not just record transactions: it connects your accounts, budgets, goals, and commitments to show a more complete picture of your financial life.

The app works local-first and syncs to the cloud when a connection is available, so your information can stay available and up to date.

VinHub does not replace professional financial advice. Recommendations and analysis are based on the information you enter in the app.

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| VinHub Plus Monthly | $3.99 | per month |
| VinHub Plus Annual | $22.99 | per year |
| VinHub Pro Monthly | $7.99 | per month |
| VinHub Pro Annual | $49.99 | per year |



## Version history (last 5 releases)

### 1.4.1 — 2026-09-01

• New financial compass: Discover how much you can spend after covering your commitments.
• Interactive widgets, Live Activities, and actions via Siri, Shortcuts, Spotlight, and Control Center.
• New iPad and Apple Watch experience, featuring complications and Smart Stack.
• Faster onboarding with the option to continue locally.
• Major improvements to accessibility, performance, and stability.
• Removed all ads and ad tracking.

### 1.3.6 — 2026-07-10

Bug fixes, stability improvements, and general optimizations for a smoother experience.

### 1.3.5 — 2026-07-06

Bug fixes, stability improvements, and general optimizations for a smoother experience.

### 1.3.4 — 2026-07-02

What’s New

- New AI-powered transaction entry: type expenses, income, or transfers in natural language and VinHub will prepare a draft for you to review before saving.
- Updated Home Screen quick actions for AI entry, adding expenses, voice entry, and receipt scanning.
- Improved AI assistant with quick answers for subscriptions, debts, interest, and spending categories.
- Cleaner transaction list with clearer dates, times, accounts, merchants, and card details.
- Better Wallet/Shortcuts import, including support for amounts with currency symbols or separators.
- Stability fixes when opening quick actions, returning from the background, and using the assistant across different sections.

### 1.3.3 — 2026-06-30

- AI performance and speed improvements.
- Added a help button with a (?) icon for each screen.
- Created Lock Screen widgets.

## Apps similar to VinHub

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Xaqui \| Finanzas personales](https://appshunter.io/ios/app/xaqui-finanzas-personales/id6759307349) | — | Free | Finance |
| [Fina: AI Finance Assistant](https://appshunter.io/ios/app/fina-ai-finance-assistant/id6761033056) | 5.0 (1) | Free | Finance |
| [Finzito: Finanzas con IA](https://appshunter.io/ios/app/finzito-finanzas-con-ia/id6757243812) | — | Free | Finance |
| [Tregua: Finanzas tranquilas](https://appshunter.io/ios/app/tregua-finanzas-tranquilas/id6756083714) | — | Free | Finance |
| [FinanzApp: Presupuestos e IA](https://appshunter.io/ios/app/finanzapp-presupuestos-e-ia/id6759459216) | — | Free | Finance |
| [MoneyT: AI Expense Tracker](https://appshunter.io/ios/app/moneyt-ai-expense-tracker/id6757993685) | — | Free | Finance |

## More apps by Daniel Steevin Hernandez Carvajal

- [Danly: Your Story in Fragments](https://appshunter.io/ios/app/danly-your-story-in-fragments/id6783036513)

All apps by Daniel Steevin Hernandez Carvajal: https://appshunter.io/developer/6781144822

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*