# VinHub: Personal Finance — See what you can spend today

> See what you can spend today (iPhone/iPad app by Daniel Steevin Hernandez Carvajal.)

- Source: https://appshunter.io/ios/app/vinhub-personal-finance/id6781144820 (this page in markdown: same URL + `.md`)
- Developer: [Daniel Steevin Hernandez Carvajal](https://appshunter.io/developer/6781144822)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 33 MB
- Languages: American English, European Spanish
- Released: 2026-06-20
- Data updated: 2026-10-28

## What is VinHub?

Understand your daily spending and estimate how much you can spend today. VinHub takes into account upcoming payments, the cushion you set, and essential expenses still due. See how your estimate was calculated and what information you need to review.

Organize your accounts, transactions, budgets, savings goals, debts, money owed to you, and subscriptions in one place. See what’s happening with your money, which commitments are coming up, and what actions you can take.

With VinHub, you can:

• See your balance, income, expenses, and net worth.
• Record income, expenses, and transfers, and organize transactions by account, category, and date.
• Create budgets and savings goals, and track your progress.
• Manage debts, credit cards, installments, extra payments, and money owed to you.
• Track subscriptions and view upcoming payments, collections, and renewals on a financial calendar.
• Spot signs of high spending, budgets nearing their limits, and a heavy debt load.
• Explore how reducing expenses, earning more, or making extra debt payments could affect your finances.
• Record transactions by voice or from receipts, paste bank SMS messages, and import supported bank statements.
• Ask the AI assistant about your finances and inspect the data and transactions behind analytical answers.
• Export financial reports as PDFs with an eligible plan.
• Protect access with Face ID or Touch ID if you choose to enable it.

You can use VinHub locally without creating an account. If you sign in, your data syncs through the cloud when a connection is available.

Estimates and recommendations depend on the information you enter and are not a substitute for professional financial advice.

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| VinHub Plus Monthly | $3.99 | per month |
| VinHub Plus Annual | $22.99 | per year |
| VinHub Pro Monthly | $7.99 | per month |
| VinHub Pro Annual | $49.99 | per year |


## Is VinHub safe?

Not enough ratings yet to assess VinHub.

## Is VinHub legit?

VinHub: Personal Finance appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for VinHub is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.5.3 — 2026-10-27

More ways to manage your finances with Siri:

• Record expenses with a description, amount, and account. You can also specify a date and category in Shortcuts.
• If an account is missing, Siri lets you choose one after authentication. The confirmation uses that account’s currency.
• Search transactions by name, merchant, or category from Siri and continue in VinHub.
• Siri AI integration to search for and open transactions on compatible devices running iOS 27.
• Onscreen transaction context and privacy improvements: biometric protection keeps financial data out of Siri’s onscreen context and Spotlight.
• Improved validation prevents saving transactions with invalid amounts or unavailable accounts.

Siri AI requires a compatible device and Apple Intelligence availability in your language and region. Existing shortcuts remain available on earlier iOS versions.

### 1.5.2 — 2026-10-21

Bug fixes

### 1.5.1 — 2026-10-10

Bug fixes

### 1.5.0 — 2026-10-04

• A clearer daily spending estimate: it accounts for upcoming commitments, the cushion you set, and essential expenses still due. You can now review the calculation and see when information is missing.
• Updated navigation with four sections: Home, Transactions, Accounts, and Plan. Plan brings budgets, goals, debts, money owed to you, and subscriptions together.
• Save frequent expenses as favorites and undo a transaction right after recording it.
• Inspect the figures and transactions used in the assistant’s analytical answers.
• Improved handling of accounts in different currencies and a clearer design across the main screens.

### 1.4.5 — 2026-09-16

iOS 27 Support: We've updated the app to ensure full compatibility and take advantage of the latest features in iOS 27.

## Apps similar to VinHub

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| --- | --- | --- | --- |
| [GASTO.](https://appshunter.io/ios/app/gasto/id6773462225) | — | Free | Finance |
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| [Cencopay PY](https://appshunter.io/ios/app/cencopay-py/id6750271710) | — | Free | Finance |
| [Antfolio](https://appshunter.io/ios/app/antfolio/id6752892146) | — | Free | Finance |

## More apps by Daniel Steevin Hernandez Carvajal

- [Vynce: Shared Expenses](https://appshunter.io/ios/app/vynce-shared-expenses/id6781868580)
- [Danly: Your Story in Fragments](https://appshunter.io/ios/app/danly-your-story-in-fragments/id6783036513)
- [Kuentara](https://appshunter.io/ios/app/kuentara/id6809986090)
- [MemoTempo](https://appshunter.io/ios/app/memotempo/id6814040861)

All apps by Daniel Steevin Hernandez Carvajal: https://appshunter.io/developer/6781144822

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*