# ViNoi AI Voice Expense Tracker — Shared Wallets & Split Bills

> Shared Wallets & Split Bills (iPhone/iPad app by Huyen Nguyen Thi Le.)

- Source: https://appshunter.io/ios/app/vinoi-ai-voice-expense-tracker/id6797407650 (this page in markdown: same URL + `.md`)
- Developer: [Huyen Nguyen Thi Le](https://appshunter.io/developer/1564546236)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 15 MB
- Languages: American English, Vietnamese
- Released: 2026-08-05
- Data updated: 2026-10-09

## What is ViNoi AI Voice Expense Tracker?

Everyday expense tracking, without the typing.

Just say: "Morning coffee four dollars and gas thirty dollars." ViNoi AI instantly extracts your expenses, categorizes them, and prepares them for review — all in a single sentence.

No complicated spreadsheets. No tedious manual number tapping. And absolutely no bank account linking required.

WHY YOU WILL LOVE VINOI AI:

SPEAK IN NATURAL SENTENCES
Log purchases completely hands-free. Whether it is lunch, groceries, or parking, simply speak naturally. Mention multiple expenses in one sentence and watch ViNoi AI separate and categorize them accurately.

ZERO BANK PASSWORDS REQUIRED
Tired of invasive apps demanding your sensitive bank logins? ViNoi AI never asks to link your bank account. Your financial records stay private and securely synced via your personal iCloud.

SHARED WALLETS AND FAIR SPLITS
Manage household budgets with your partner, or split expenses on group trips with roommates. Real-time balance calculations let everyone know who owes whom, with instant settlement links for Venmo and PayPal.

VINOI RECAP AND BENTO INSIGHTS
See where your money actually goes. Review your monthly spending in a sleek, 9:16 story-style recap. Clean visual categories and monthly budget limits help you stay in control without overwhelming numbers.

SMART REMINDERS, WITHOUT THE NOISE
Receive gentle, customizable end-of-day reminders only when you forget to log expenses, keeping your streaks alive without annoying spam.

QUICK SHORTCUTS AND WIDGETS
Log spending in seconds using interactive Home Screen widgets, or configure your iPhone Action Button to trigger instant voice capture.

Speak. Review. Save. Make smart money tracking effortless every single day.

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VINOI PRO UNLOCKS MORE
- Unlimited AI voice parses each month
- Unlimited shared wallets with partner and group sync
- Monthly ViNoi Recap story-style spending reports
- Excel and CSV data export for personal accounting
- Custom monthly budget caps and quiet-hour alerts
- Exclusive premium app icons

Privacy Policy: https://sites.google.com/view/vinoiai/home
Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Payments and Renewal:
    - Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
    - Account will be charged for renewal within 24-hours prior to the end of the current period.
    - You can manage or turn off auto-renew in your Account settings at any time after purchase
    - No cancellation of the current subscription is allowed during the active period.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Weekly Plan | $0.99 | per month |
| Yearly Plan | $7.99 | per year |


## Is ViNoi AI Voice Expense Tracker safe?

Not enough ratings yet to assess ViNoi AI Voice Expense Tracker.

## Is ViNoi AI Voice Expense Tracker legit?

ViNoi AI Voice Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for ViNoi AI Voice Expense Tracker is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.6.0 — 2026-09-29

What's New in Version 1.6.0

This update brings exciting new features to help you track expenses faster, collaborate seamlessly, and personalize your experience:

- Shared Wallets & Fair Split: Track group expenses with roommates, partners, or family. See real-time balances and settle up in 1 tap via Venmo and PayPal links.
- Smart Onboarding & Permissions: A brand-new guided tour to help you get the most out of hands-free voice tracking and privacy-first features.
- Quiet Hours: Customize your notification schedule so reminders never disturb your sleep or focus time.
- Currency Selection: Seamlessly choose between USD ($) and VND (₫) with instant formatting across all screens and widgets.
- Action Button & Widget Enhancements: Faster 1-tap voice capture directly from your Home Screen or iPhone Action Button.
- Performance & Stability: Improved AI speech parsing accuracy and smoother iCloud sync.

Love ViNoi AI? Please leave us a review on the App Store! If you have any feedback or questions, contact us at lhcorpbusiness@gmail.com.

### 1.5.0 — 2026-08-20

Version 1.5.0 introduces major enhancements to voice recognition and a redesigned interactive Home Screen Widget:

1. Smarter Voice Recognition & Multi-item Extraction:
- Accurate detection of regional slang and verbal currency multipliers.
- Automatically splits complex compound spoken sentences into distinct transactions.
- Enhanced noise isolation and seamless recording support for AirPods and Bluetooth headsets.

2. Ultra-responsive Hold-to-Speak Engine:
- Instantaneous touch response with zero lag or gesture freezing.
- Seamless auto-parsing in both hold-to-speak and hands-free modes.

3. Redesigned Interactive Home Screen Widget:
- Clean two-column layout highlighting daily totals and top spending categories.
- High-contrast one-tap shortcuts for Voice Input and Quick Entry.

4. Mascot AI Financial Health Score:
- Dynamic mascot mood and financial wellness quotes in monthly summaries.

5. Performance improvements and bug fixes throughout the app.

### 1.4.1 — 2026-08-18

What’s New in Version 1.4.1:

IMPROVED SUBSCRIPTION STATUS DISPLAY
- Detailed subscription details and renewal/expiration status in Settings.
- Clear status breakdown for Lifetime, Yearly, and Monthly plans.

STREAK HABIT BONUSES AND SYNCHRONIZED AI QUOTAS
- Visual tracker for daily logging streaks with earned bonus AI parses.
- Seamless AI quota synchronization across Home and Settings screens.

STOREKIT 2 ENHANCEMENTS AND SECURITY FIXES
- Improved purchase flow security and App Store connection handling for Pro upgrades.
- General performance optimizations and minor bug fixes.

Thank you for using ViNoi AI.

### 1.4 — 2026-08-18

What's New in Version 1.4:
• SMART HANDS-FREE MODE: Tap "Voice" from your Widget and just speak! The app automatically listens and saves without holding down the screen.
• CUTE VI NOI AI MASCOT: Meet your Smart Wallet Buddy swaying with cool headphones while listening hands-free!
• WIDGET & DEEP LINK FIXES: Lightning-fast 1-tap app launch from Home & Lock Screen Widgets on iOS 17+.
• PERFORMANCE IMPROVEMENTS: Bug fixes and faster AI voice recognition.

### 1.3 — 2026-08-13

What's New in Version 1.3:

Version 1.3 makes expense tracking faster and more effortless than ever with 3 smart minimalist enhancements:

• Hands-Free Auto-Save: Once AI finishes parsing your voice entry, a subtle 3-second countdown automatically saves your expenses without requiring a single tap. Simply touch or scroll anywhere if you wish to review or make edits. 
• Smart Daily Gentle Nudge Widget: Your Home Screen widget now dynamically adapts its contextual reminder messages according to the time of day (Morning, Afternoon, Evening, Night) to keep your financial habits on track. 
• Invisible AI Personal Memory: AI silently learns your unique item vocabulary and category preferences every time you save, making future expense recognitions smarter and tailored specifically to you. 
• Performance improvements and overall stability enhancements.

Thank you for using ViNoi AI Expense Tracker!

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All apps by Huyen Nguyen Thi Le: https://appshunter.io/developer/1564546236

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*