# Virgin Money Australia > Digital banking and rewards program for managing accounts, savings, and spending. (iPhone/iPad app by Virgin Money (Australia) Pty Limited.) - Source: https://appshunter.io/ios/app/virgin-money-australia/id1198060050 (this page in markdown: same URL + `.md`) - Developer: [Virgin Money (Australia) Pty Limited](https://appshunter.io/developer/1146321001) - Category: Finance, Lifestyle - Price: Free - Rating: 4.44/5 from 6,372 App Store ratings · 83 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 188 MB - Languages: American English - Released: 2018-12-03 - Data updated: 2026-10-24 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/virgin-money-australia/id1198060050/reviews.md ## What is Virgin Money Australia? Whether you’re spending big, saving hard or simply building better money habits, we’re all for recognising and rewarding you every day, not just some day – with Virgin Money Points, perks and great experiences. Simple banking you’ll love 
• Joining is easy. Sign up for a new Virgin Money transaction or savings account in minutes - literally. • Linking your existing Virgin Money credit card can be just as quick. 
Money however you like 
• Instantly link Apple Pay™ and start spending straight away • Pay your mates and transfer money instantly with PayID & Osko • Set up regular payments or pay your bills with BPAY • Create a joint transaction or savings account Anytime, anywhere • All your money stuff right at your fingertips • View your Virgin Money transaction, savings and credit card accounts in the one spot • Track your spending and see upcoming bills • Set goals and access Virgin Money Rewards on your transaction and savings accounts, from wherever you are • We’re never far away with dedicated in-app customer service chat Making money fitness fun 
• Enjoy $0 monthly fees on our transaction and savings accounts • Keep track of your spending with auto spend categorisation • Set yourself spend budgets • Know when your bills are coming • Get clever insights and real-time alerts to help build good money habits faster • We’ll put a whole virtual cheer squad of encouragement in the palm of your hand Smash your savings goals sooner 
• Get bonus interest on all your Virgin Money savings accounts when you meet the Monthly Criteria • Set personalised savings goals and name them how you want • Create up to 9 savings accounts to manage your money your way • Round up your purchases to the nearest dollar on your Virgin Money transaction account and send it straight to your savings. Boom! Instant savings. Enjoy our seriously rewarding transaction and savings accounts – with Virgin Money Rewards 
• We’re all about recognising and rewarding you for how you spend, save and manage your money, every day • Virgin Money Rewards is our all-new rewards program, available on Virgin Money transaction and savings accounts • It neatly bundles Virgin Money Points, perks and great experiences, all tailored to you • Earn Virgin Money Points on your everyday transactions • Earn bonus Virgin Money Points by accessing great offers from hundreds of our partners • Enjoy exclusive keep-it-in-the-family perks from other Virgin brands • Book your next hotel stay at competitive rates inside the app, and earn bonus points when you do • Use your points your way. Transfer them for cash back into your savings account, redeem a gift card from your favourite brand, even use them to erase a purchase you’ve already made! Now that’s rewarding. Note: if you have one of our Flyer or High Flyer credit cards, you’ll continue to earn Velocity Frequent Flyer Points on your credit card, as you do today. (You can also enjoy Virgin Money Rewards, and earn Virgin Money Points, when you take out a Virgin Money transaction or savings account.) Prepared by Virgin Money Australia, a division of Bank of Queensland Limited ABN 32 009 656 740 Australian Credit Licence AFSL 244616, the issuer of the transaction and savings accounts. Information provided is of general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs, we can’t advise whether the products will suit you and prior to making any decision you should obtain and consider the relevant terms and conditions of each product before making any decision about whether to acquire or continue to hold it. For full terms and conditions, including information on eligibility criteria, fees and charges or Virgin Money Rewards go to www.virginmoney.com.au/banking/termsandconditions ## Key features - Easy account opening - Spending and bill tracking - Savings goal setting - Rewards program with points - In-app customer service - Automated spend categorization ## Is Virgin Money Australia safe? Virgin Money Australia appears safe based on user ratings. The AppsHunter Safety Score for Virgin Money Australia is 89 out of 100. This assessment is based on 6,372 user ratings, with an App Store average of 4.4 out of 5. ## Is Virgin Money Australia legit? Virgin Money Australia appears to be a legitimate app. The AppsHunter Legitimacy Score for Virgin Money Australia is 93 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 83) All indexed reviews: https://appshunter.io/ios/app/virgin-money-australia/id1198060050/reviews.md ### 5/5 — It works *2026-09-23, version 5.9.0* It just works ### 3/5 — Can’t view all transactions on Visa Card *2026-08-28* We recently got a Virgin Money Visa card and I can’t believe that we can only view the pending transactions and it’s the same using the website. How are we to know exactly what has been debited to the Visa card if we can’t see ALL the transactions until we receive the statement? Yes there’s a message saying you’re aware of it for some customers, but that has been there for the past 3 weeks. It really is not good enough. Surely if you’re in the banking game you’d have the app down pat. Not happy. Too bad if a scammer debits the card, we won’t know until the statement arrives so be prepared for reimbursements. ### 2/5 — So many bugs *2026-08-24, version 5.8.2* Honestly I can’t believe no matter how many updates, just how unfunctional this app can be at times. ### 1/5 — Can’t even see transaction history *2026-08-23, version 5.8.2* If you want customers to solely rely on the app for banking, make it usable. Not being able to see any transaction history means you’re not providing basic features for the customers. ### 2/5 — The worst banking app I’ve ever used *2026-08-04, version 5.8.2* A bare bones app made even worse in the past few days, because I can’t even view my transactions without the app crashing. Given Virgin Money have not investigated a fraudulent application on my account for an entire month now, being able to see my transactions is critical. I’ve had to make a formal complaint to AFCA, because I am out of options. Decide what you want for your financial security. ### 1/5 — Constant faults in transferring *2026-07-09, version 5.8.2* For well over a year now customers have experienced the “whoops something went wrong” message when trying to transfer their own funds and nothing has been done about it, it’s not just the app it’s the WHOLE banking system. I have tried transferring it on my laptop and still the same issue. Our money should not be held hostage like it is. The only response we get is “we will raise a ticket” a ticket does not stop our bills, a ticket does not fix the issue. DO BETTER ### 2/5 — Worst app on my phone *2026-07-07, version 5.8.0* Routinely fails to show transactions when clicking through. Just a blank screen. Just the most annoying and definitely the worst performing app on my phone. ### 1/5 — Not happy *2026-07-06, version 5.8.0* So many glitches since the takeover. Not all feature features are the same or usable and it seems to constantly be maintenance issues. ### 1/5 — Don’t get these CC accounts *2026-06-30, version 5.8.0* The app has been buggy since day 1 I started using it, and offline half the time I want to use it. BPay takes multiple days to show up in account. And i only ever receive a warning that the account is overdrawn a day or two after I’ve realised and tried to Bpay some of the balance. ### 1/5 — Dissatisfied *2026-06-28, version 5.7.1* I don’t like the new platform. There is no longer an option to download transactions via csv ## Frequently asked questions about Virgin Money Australia ### What can I do with Virgin Money Australia? Virgin Money Australia allows you to open transaction and savings accounts, link credit cards, track spending, set savings goals, and earn Virgin Money Points through its rewards program. You can also pay bills, transfer money instantly, and access customer service chat within the app. ### Is Virgin Money Australia free to use? Yes, Virgin Money Australia offers $0 monthly fees on its transaction and savings accounts. The app itself is free to download and use for managing your finances. ### How do I earn Virgin Money Points? You can earn Virgin Money Points on your everyday transactions and by accessing offers from hundreds of partners. Bonus points can also be earned on savings accounts when you meet monthly criteria, and when booking hotel stays through the app. ### What are the security features of Virgin Money Australia? While specific security features are not detailed in the description, banking apps typically employ industry-standard security measures to protect user data and transactions. Users can manage their accounts and transactions conveniently and securely through the app. ### Can I create multiple savings accounts with Virgin Money Australia? Yes, you can create up to 9 savings accounts to manage your money in different ways. This allows for personalized goal setting and better organization of your savings. ### How often is Virgin Money Australia updated? The app was last updated on May 18, 2026, indicating regular updates to improve functionality and security. The latest version is 5.7.1. ### What devices support Virgin Money Australia? The app has an age rating of 4+, suggesting it is available on a wide range of mobile devices. It is designed for use on smartphones and tablets. ### How does Virgin Money Australia compare to other banking apps? Virgin Money Australia differentiates itself with its integrated rewards program offering Virgin Money Points and perks, alongside comprehensive banking features like budgeting tools and savings goal management. It aims to make money management more engaging and rewarding. ## Version history (last 5 releases) ### 5.10.1 — 2026-10-19 This update includes bug fixes & minor enhancements. ### 5.10.0 — 2026-10-01 In this update we've introduced a few minor enhancements including greater home screen customisation ### 5.9.0 — 2026-08-31 In this update we have improved bonus rate eligibility tracking + fixed a few bugs & other minor improvements. ### 5.8.2 — 2026-07-08 This update includes bug fixes & minor enhancements. ### 5.8.0 — 2026-06-29 This update includes bug fixes & minor enhancements. ## More apps by Virgin Money (Australia) Pty Limited - [Secure, Virgin Money Australia](https://appshunter.io/ios/app/secure-virgin-money-australia/id1084935975) All apps by Virgin Money (Australia) Pty Limited: https://appshunter.io/developer/1146321001 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*