# Visa Commercial Pay — Create and send virtual cards

> Mobile app for creating and managing virtual payment cards for business expenses. (iPhone/iPad app by Visa.)

- Source: https://appshunter.io/ios/app/visa-commercial-pay/id1543368018 (this page in markdown: same URL + `.md`)
- Developer: [Visa](https://appshunter.io/developer/392883760)
- Category: Finance, Travel
- Price: Free
- Rating: 3.00/5 from 163 App Store ratings · 74 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 88 MB
- Languages: American English, French (France), German (Germany), Italian, Japanese, European Portuguese, European Spanish, Chinese (Traditional, Hong Kong SAR China)
- Released: 2020-12-14
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/visa-commercial-pay/id1543368018/reviews.md

## What is Visa Commercial Pay?

VISA COMMERCIAL PAY
Visa Commercial Pay brings secure, virtual payment cards to your mobile device for business purchases. 
Create or request virtual cards that can be used for online, in-app, or contactless payments via Apple Pay.
Manage business expenses efficiently, including travel bookings, and capture receipts on-the-go… all within one app.

WHO IS VISA COMMERCIAL PAY FOR?
Ideal for businesses of all sizes, Visa Commercial Pay lets colleagues, contractors or anyone in the business use virtual payment cards for any approved business expense.

CREATE OR REQUEST VIRTUAL CARDS
With Visa Commercial Pay, virtual cards can be securely created or requested in accordance with your company’s pre-defined policies. Push notifications immediately notify finance managers or approvers of new virtual card requests. Once approved, virtual cards are sent directly to your mobile device.
Alternatively, finance managers or approvers can create and send pre-defined cards directly to team members, without the need for individual requests. 

REVIEW SPENDING
Snap and upload pictures of receipts, and review transactions which are color-coded by type.

Notifications remind you to upload your receipts, which are then matched and attached to your transactions. No more paper. 

VISIBILITY OF CORPORATE SPEND
With Visa Commercial Pay all spend data securely flows back to a single centralized account, enabling complete visibility of virtual card creation and usage. With support for custom data fields such as employee, department or project references, finance managers can efficiently track, review and report on company spend.

## Key features

- Create virtual payment cards
- Request virtual cards
- Online, in-app, and contactless payments
- Apple Pay integration
- On-the-go receipt capture
- Manage business expenses
- Track corporate spend

## Recent user reviews (10 of 74)

All indexed reviews: https://appshunter.io/ios/app/visa-commercial-pay/id1543368018/reviews.md

### 1/5 — Kein Nutzen

*2025-11-10, version 5.13.1*

Man kann seine Visa Karte nicht hinterlegen. Somit bringt die App nichts. Die Anmeldung kann man sich sparen

### 5/5 — 한국어 없나요ㅜ

*2025-10-09, version 5.12*

제베원이 광고해서 쓰고 싶은데 한국어가 없어서 모르겠어요ㅜ

### 1/5 — Sms code

*2025-09-22, version 5.11.1*

There is no sms code. SCAM

### 1/5 — time wasted

*2025-09-17, version 5.11.1*

took me about 15minutes to put my deatails in and it wouldn’t even let me add my card in the end??

### 1/5 — Desastre

*2025-08-08, version 5.10*

no se puede ingresar por fallas y no da opciones

### 1/5 — Waste of time

*2025-07-31*

You can’t even create a new card.

### 1/5 — No funciona

*2025-05-27, version 5.8*

Pésima. No se puede terminar el proceso de registro porque no reconoce la contraseña

### 1/5 — Registro

*2025-04-17, version 5.8*

No funciona da error al poner la contraseña dice q no es válida

### 1/5 — Colo el ajo

*2025-02-21, version 5.7*

Otra mentira de visa vale callampa

### 5/5 — A. J. J. A.

*2025-02-10*

Thank you for your quick review!

## Frequently asked questions about Visa Commercial Pay

### What does Visa Commercial Pay do?

Visa Commercial Pay allows businesses to create and manage secure virtual payment cards directly from a mobile device. These cards can be used for various business expenses, including online purchases, in-app transactions, and contactless payments via Apple Pay. The app also helps in managing expenses and capturing receipts.

### How can I create or request virtual cards?

You can create or request virtual cards within the app according to your company's policies. Finance managers or approvers receive push notifications for new requests and can approve them, sending the virtual card directly to the mobile device. Alternatively, approvers can create and send pre-defined cards directly to team members.

### Is there a cost to use Visa Commercial Pay?

Based on the provided information, the app is available for free. There are no mentions of subscription fees or in-app purchases for core functionalities.

### What are the main benefits of using this app for business expenses?

The app provides enhanced security with virtual cards, streamlines expense management by allowing on-the-go receipt capture, and offers centralized visibility of all corporate spend. This helps in efficient tracking, review, and reporting of company expenditures without the need for paper receipts.

### Who is the target audience for Visa Commercial Pay?

This app is designed for businesses of any size. It allows colleagues, contractors, or any authorized individuals within a business to utilize virtual payment cards for approved business expenses, providing a controlled and trackable spending solution.

## Version history (last 5 releases)

### 5.16.2 — 2026-08-19

Mobile Application v5.16.2 contains improvements to the log in process and bug fixes.

### 5.16.1 — 2026-07-30

Bug fixes and performance improvements.

### 5.16 — 2026-07-08

Mobile Application v5.16 contains various performance and user interface improvements.

### 5.15.1 — 2026-05-26

This release contains bug fixes and performance improvements.

### 5.15 — 2026-05-20

Mobile Application v5.15 includes bug fixes and performance improvements.

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## More apps by Visa

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All apps by Visa: https://appshunter.io/developer/392883760

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*