# VIVA Finance: Personal Loans — Borrow Money & Credit Tracking > Employee credit building and loan access app with financial insights. (iPhone/iPad app by VIVA Finance Inc..) - Source: https://appshunter.io/ios/app/viva-finance-personal-loans/id6759071330 (this page in markdown: same URL + `.md`) - Developer: [VIVA Finance Inc.](https://appshunter.io/developer/1876636525) - Category: Finance, Lifestyle - Price: Free - Rating: 4.70/5 from 12 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 37 MB - Languages: American English, European Spanish - Released: 2026-04-24 - Data updated: 2026-09-15 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/viva-finance-personal-loans/id6759071330/reviews.md ## What is VIVA Finance? Where Employees Can Build & Access Credit for a Better Future The VIVA Finance app helps you track your credit score, monitor your loan information in one simple, easy-to-use dashboard, and receive recommendations on ways to unlock savings. Whether you're paying off your loan, monitoring your credit, or planning your next financial move, VIVA gives you the tools to stay in control and stay informed. KEY FEATURES CREDIT TRACKING FOR WORKERS Monitor your credit score and get actionable insights to help it grow. LOAN OPTIONS BASED ON EMPLOYMENT See if you prequalify for loan options from VIVA or its partners. PERSONALIZED FINANCIAL OFFERS Receive recommendations on ways to unlock savings and build credit. SECURE, FAST ACCESS View your VIVA account details and manage your outstanding account all in one place. WAYS TO EARN $ Earn cash by referring other friends and co-workers to VIVA. WHY CUSTOMERS LOVE VIVA FINANCE ● Build and track your credit while managing your loan ● Loan options designed around your job, not just your credit score ● Transparent insights, no surprises, actionable guidance ● Fast funding, as soon as same business day Thousands of users trust VIVA to help them track progress, build credit, and stay financially empowered. ## Key features - Credit score tracking - Loan information monitoring - Savings recommendations - Personalized financial offers - Secure account access - Referral rewards ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/viva-finance-personal-loans/id6759071330/reviews.md ### 5/5 — LOVE VIVA *2026-05-11* I love Viva and I’m so glad they have an app now. I had some troubles with my credit in the past but I was able to get a loan with Viva when I really needed it. That loan was such a lifesaver and it’s helped me repair my credit history and get back on track with my finances. So grateful to viva for what they do and I’ll definitely be continuing to watch my credit improve with the app ### 5/5 — Handy credit tracker *2026-05-07* I used their free credit tracker to track my credit leading up to a mortgage application. The sign up was simple, they give you good insights on your credit, and it’s free! ### 5/5 — Great for credit tracking *2026-04-28* This app is so great for credit tracking! I can see the full history of how my credit score has changed at the touch of a button. Very clear and easy to use ### 5/5 — Loans for Workers *2026-04-28* I took out a VIVA Finance loan and loved the experience! Payments are so convenient directly through your paycheck. You just set it and forget it. My credit score increased by 40 points by the time I had paid off the loan and I never had to even think about my payments. Thank you VIVA! ### 5/5 — Slick! *2026-04-28* Love this for tracking my credit for free. ### 5/5 — Love this app! *2026-04-27* I’ve been waiting for this mobile app! It has made tracking my credit and loans so much easier to manage on the go. I’ve been using it every single day since I downloaded it. So glad you guys finally launched this, it’s exactly what I needed. Five stars! ## Frequently asked questions about VIVA Finance ### How does VIVA Finance help build credit? VIVA Finance helps users build credit by allowing them to track their credit score and providing actionable insights to improve it. It also offers loan options designed around employment, which can contribute to credit building. ### What kind of loan options does VIVA Finance offer? VIVA Finance provides loan options based on employment, not solely on credit score. Users can see if they prequalify for loans from VIVA or its partners, with fast funding available as soon as the same business day. ### Is VIVA Finance secure? Yes, VIVA Finance offers secure and fast access to your account details. Users can manage their outstanding accounts and view their VIVA account information all in one place. ### Can I earn money with VIVA Finance? Yes, VIVA Finance offers ways to earn cash by referring friends and co-workers to the platform. This feature allows users to be rewarded for expanding the VIVA community. ### What devices does VIVA Finance support? Currently, VIVA Finance is supported on iPhone devices. Information regarding Android or other platform availability is not specified in the provided data. ### How often is VIVA Finance updated? The latest version of VIVA Finance is 1.1.7, last updated on June 26, 2026. This indicates a recent update, suggesting the app is actively maintained. ### Does VIVA Finance have ads? Yes, VIVA Finance contains advertisements. Users should expect to see ads while using the application. ### What is the age rating for VIVA Finance? VIVA Finance has an age rating of 4+. This means it is suitable for users aged 4 and above. ## Version history (last 5 releases) ### 1.1.75 — 2026-09-10 Behind-the-scenes improvements ### 1.1.66 — 2026-09-05 Bug fixes and improvements ### 1.1.61 — 2026-08-28 Bug fixes and performance improvements. ### 1.1.57 — 2026-08-26 Minor UI bug fix ### 1.1.54 — 2026-08-14 Bug fixes and performance improvements. ## Related topics [personal finance track](https://appshunter.io/ios/topics/personal-finance-track) · [viva finance](https://appshunter.io/ios/topics/viva-finance) · [vedas finance](https://appshunter.io/ios/topics/vedas-finance) · [y viva](https://appshunter.io/ios/topics/y-viva) · [wiva](https://appshunter.io/ios/topics/wiva) · [vndly](https://appshunter.io/ios/topics/vndly) · [amur equipment finance](https://appshunter.io/ios/topics/amur-equipment-finance) · [oiko finance](https://appshunter.io/ios/topics/oiko-finance) · [steelhead finance app](https://appshunter.io/ios/topics/steelhead-finance-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-15.*