# VIVA Finance: Personal Loans — user reviews

> 6 indexed App Store user reviews of VIVA Finance by VIVA Finance Inc., rated 4.70/5 from 12 ratings.

- Source: https://appshunter.io/ios/app/viva-finance-personal-loans/id6759071330/reviews
- App overview in markdown: https://appshunter.io/ios/app/viva-finance-personal-loans/id6759071330.md
- Rating breakdown: 5★ 11 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 1

## Most critical reviews (6 lowest-rated)

### 5/5 — LOVE VIVA

*2026-05-11*

I love Viva and I’m so glad they have an app now. I had some troubles with my credit in the past but I was able to get a loan with Viva when I really needed it. That loan was such a lifesaver and it’s helped me repair my credit history and get back on track with my finances. So grateful to viva for what they do and I’ll definitely be continuing to watch my credit improve with the app

### 5/5 — Handy credit tracker

*2026-05-07*

I used their free credit tracker to track my credit leading up to a mortgage application. The sign up was simple, they give you good insights on your credit, and it’s free!

### 5/5 — Great for credit tracking

*2026-04-28*

This app is so great for credit tracking! I can see the full history of how my credit score has changed at the touch of a button. Very clear and easy to use

### 5/5 — Loans for Workers

*2026-04-28*

I took out a VIVA Finance loan and loved the experience! Payments are so convenient directly through your paycheck. You just set it and forget it. My credit score increased by 40 points by the time I had paid off the loan and I never had to even think about my payments. Thank you VIVA!

### 5/5 — Slick!

*2026-04-28*

Love this for tracking my credit for free.

### 5/5 — Love this app!

*2026-04-27*

I’ve been waiting for this mobile app! It has made tracking my credit and loans so much easier to manage on the go. I’ve been using it every single day since I downloaded it. So glad you guys finally launched this, it’s exactly what I needed. Five stars!

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-15.*