# VIVA PFM — Trusted finance, peace of mind

> Trusted finance, peace of mind (iPhone/iPad app by Viva Leading Tech Inc..)

- Source: https://appshunter.io/ios/app/viva-pfm/id6756528276 (this page in markdown: same URL + `.md`)
- Developer: [Viva Leading Tech Inc.](https://appshunter.io/developer/1856511337)
- Category: Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 15.0 · 43 MB
- Languages: American English
- Released: 2026-01-15
- Data updated: 2026-09-30
- User reviews in markdown: https://appshunter.io/ios/app/viva-pfm/id6756528276/reviews.md

## What is VIVA PFM?

VIVA is a simple and secure personal finance app designed to help you stay in control of your money, understand your benefits, and protect yourself from scams.

Whether you want to track daily spending, plan, or feel safer from financial fraud, VIVA gives you clear tools and guidance — without complexity.

Key Features

Expense Tracking Made Simple

Easily track your daily expenses in one place

See where your money goes with clear summaries and insights

Stay aware of your spending habits without complicated charts

Maximize Your Benefits

Discover government benefits and programs you may qualify for

Easy-to-understand explanations, no confusing financial language

Helps you make informed decisions about your finances

Scam & Fraud Protection

Get alerts and tips to help recognize common scams

Learn how to protect yourself from fraud calls, emails, and messages

Stay informed with simple, practical guidance

Clear Financial Overview

A clean dashboard that shows your financial situation at a glance

Helpful reminders and insights to support better money decisions

Designed for Ease of Use

Simple navigation and readable design

Built for confidence, not complexity

No financial expertise required


## Version history (last 3 releases)

### 1.0.4 — 2026-09-27

• Quick Entry: say or type "spent 12.50 on lunch with my debit card yesterday" and VIVA records it for you. If a detail is missing it asks a short follow-up, with tap-to-answer suggestions.
• Home at a glance: Money available, what's left this month, income vs. expenses, where your money goes and recent activity, with search across your transactions.
• Budget: set monthly limits per category, copy last month's budget, and see what you have left.
• Expenses and Income: pick any month, filter by category or payment method, and add or edit entries with payment methods.
• Notifications with unread badges, and a guided tour to help you get started.
• Time zone aware dates, so today is always your today.

Improved
• Cleaner layouts on phones and tablets.
• Optional phone number and a simpler profile.
• Stronger privacy protections for your financial data.
• Many fixes and polish throughout.

VIVA is a personal finance companion for tracking everyday income and spending. It does not give financial advice.

### 1.0.2 — 2026-09-03

• Improved app loading experience with smoother skeleton screens.
• Enhanced the guided tour with better card positioning and tablet support.
• Improved transaction history demo data across Expenses, Budget, and Transactions.
• Updated the app to use the staging API environment.
• Improved avatar upload handling and security.
• Various bug fixes and stability improvements.

### 1.0.0 — 2026-01-15

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-30.*