# Vivapay by LA VIVA PAY INC > Secure and flexible payment and money transfer app for Nigerians. (iPhone/iPad app by LA VIVA PAY INC.) - Source: https://appshunter.io/ios/app/vivapay-by-la-viva-pay-inc/id6742904891 (this page in markdown: same URL + `.md`) - Developer: [LA VIVA PAY INC](https://appshunter.io/developer/1800507409) - Category: Finance - Price: Free - Rating: 3.50/5 from 4 App Store ratings · 4 written reviews indexed - Age rating: 17+ - Requires: iOS 15.0 · 37 MB - Languages: American English - Released: 2025-06-11 - Data updated: 2026-08-17 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/vivapay-by-la-viva-pay-inc/id6742904891/reviews.md ## What is Vivapay by LA VIVA PAY INC? About VivaPay Your Everyday Payments, Transfers—Seamless and Secure with VivaPay VivaPay is a smart payment solution designed for Nigerians at home and abroad. Whether you’re making everyday payments within Nigeria or sending money from abroad to loved ones back home, VivaPay gives you the speed, flexibility, and convenience you need. From daily bills to business transactions; VivaPay makes it easy for users to stay connected financially, no matter where they are. What You Can Do with VivaPay ---------------------------- Send Money from Abroad to Nigeria Living abroad? VivaPay lets you send money directly to any Nigerian bank account—fast, secure, and at competitive rates. You can also schedule transfers using our smart delay feature, ensuring you send funds when it suits you best. Payments & Transfers Within Nigeria ----------------------------------- Pay bills, send money to family, top-up airtime, and fund your favorite services right from your VivaPay app. Enjoy smooth, reliable transactions within Nigeria, whether you’re at home, on the go, or managing business payments. Built for Trust, Built for You ------------------------------ VivaPay operates with full licensing and regulatory compliance, including a Money Services Business (MSB) license in Canada. Your transactions are protected with advanced security technology, giving you peace of mind with every payment. Why People Love VivaPay ----------------------- * Easy payments—whether you're in Nigeria or abroad * Fast, secure, and transparent transfers * Send money to Nigeria * Flexible delay transfer feature for remittances * One app for bills, airtime, other utilities * Transparent fees—no hidden charges Stay connected, stay in control. Whether you're supporting family, funding your lifestyle, or running your business, VivaPay is the smarter way to pay. Visit us at: www.vivapayltd.com ## Key features - Send money from abroad to Nigeria - Payments and transfers within Nigeria - Pay bills and top-up airtime - Schedule transfers with delay feature - Transparent fees - Advanced security technology ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/vivapay-by-la-viva-pay-inc/id6742904891/reviews.md ### 5/5 — Fast *2025-10-21* So fast and reliable ### 5/5 — Next option ❤️❤️ *2025-07-14, version 1.1.0* Sharp navigation and interface ,payment transaction options,best rates, customer service experience,No cap ! You will love it!!! ### 1/5 — SCAM SCAM!!!! *2025-07-11, version 1.0.1* This app is a scam don't use it You going to lose money Don't waste time ### 5/5 — Great! *2025-06-21, version 1.0.1* This app is very easy to navigate, the customer service is prompt and helpful. No issues since download. ## Frequently asked questions about Vivapay by LA VIVA PAY INC ### How does VivaPay ensure the security of my transactions? VivaPay utilizes advanced security technology to protect your transactions. The app operates with full licensing and regulatory compliance, including a Money Services Business (MSB) license in Canada, providing users with peace of mind. ### Can I send money from countries other than Canada using VivaPay? The description mentions sending money from abroad to Nigeria and highlights a Money Services Business (MSB) license in Canada. While specific country limitations aren't detailed, the core functionality is designed for international remittances to Nigeria. ### What types of payments can I make within Nigeria using VivaPay? Within Nigeria, VivaPay allows users to pay bills, send money to family, top up airtime, and fund favorite services. It supports daily bills, business transactions, and general utility payments. ### Does VivaPay have any hidden charges for transfers? No, VivaPay emphasizes transparent fees with no hidden charges. Users can expect clarity on the costs associated with their payments and transfers. ### What is the smart delay feature in VivaPay? The smart delay feature allows users to schedule transfers when it suits them best. This is particularly useful for remittances, giving flexibility in when funds are sent to loved ones. ### On which devices can I use VivaPay? VivaPay is available on iPhone, iPad, and iPod devices. The app is designed for iOS users looking for a convenient financial tool. ### How often is VivaPay updated? The latest version of VivaPay is 2.0.4, which was last updated on November 25, 2025. This indicates a relatively active development cycle for the application. ### What is the user sentiment for VivaPay based on ratings? VivaPay has a rating of 3.0 stars from 3 ratings. This suggests a mixed reception from its current user base, with room for improvement in user satisfaction. ## Version history (last 5 releases) ### 3.0.0 — 2026-08-11 * NGN to CAD transfer * Improved UI ### 2.0.4 — 2025-11-25 Improved app performance ### 2.0.3 — 2025-11-18 Improve app functionalities ### 2.0.2 — 2025-10-16 Fixed some display issues Quick Amount Inputs Improved app performance ### 2.0.1 — 2025-10-09 Remittance Beneficiary Name Auto Completion Improved app performance ## Apps similar to Vivapay by LA VIVA PAY INC | App | Rating | Price | Category | | --- | --- | --- | --- | | [Upesa](https://appshunter.io/ios/app/upesa/id6480348587) | 4.3 (7) | Free | Finance | | [FLEX - Instant Payments](https://appshunter.io/ios/app/flex-instant-payments/id6740035091) | 4.7 (11) | Free | Finance | | [Duffle](https://appshunter.io/ios/app/duffle/id6739775801) | 5.0 (4) | Free | Finance | | [KongaPay](https://appshunter.io/ios/app/kongapay/id1105457515) | 4.4 (152) | Free | Finance | | [Blayzz](https://appshunter.io/ios/app/blayzz/id6469538525) | 5.0 (1) | Free | Finance | | [Peniwallet](https://appshunter.io/ios/app/peniwallet/id6473462922) | 4.5 (43) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*