# Vola: Cash Advance & Credit — Instant Cash & Expense Tracker

> Instant cash advances, credit building, and expense tracking for financial health. (iPhone/iPad app by Checler Inc.)

- Source: https://appshunter.io/ios/app/vola-cash-advance-and-credit/id1275913039 (this page in markdown: same URL + `.md`)
- Developer: [Checler Inc](https://appshunter.io/developer/1275913038)
- Category: Finance, Education
- Price: Free
- Rating: 4.60/5 from 37,645 App Store ratings · 412 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 97 MB
- Languages: American English
- Released: 2017-09-03
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/vola-cash-advance-and-credit/id1275913039/reviews.md

## What is Vola?

Vola is the only cash advance app built for Real-Time Payments (RTP). If your bank is eligible, your funds arrive in seconds or minutes, not hours. Best of all? We don’t charge "express fees"—instant transfers are $0.

Instant Cash Advance When You Need It

- Access up to $500 in instant cash advances within seconds or minutes.
- No extra charges for instant delivery
- No interest and no late fees—ever
- A flexible, reliable alternative to payday loans

Free Expense Tracker & Budget Planner

- Track your spending with a free, easy-to-use expense tracker
- Categorize expenses and set budgets that work for you
- Get alerts and insights to stay on top of your finances
- Plan ahead and manage cash flow for yourself or your family

Build Credit, The Smarter Way

- Turn your rent into credit—report payments to credit bureaus and build a stronger credit score over time.
- Track your progress and understand what impacts your score with CreditMap
- Manage all your credit accounts and loans in one simple dashboard

Why Choose Vola?

- Instant approvals and fast access to cash
- No interest, no late fees, and no credit checks
- Tools to help you build credit and improve financial habits
- All-in-one app to manage cash, credit, and expenses

Whether you need a quick cash advance, want to build your credit, or stay on top of your spending, Vola gives you the tools and flexibility to take control of your finances—on your terms.

Download Vola today and take the next step toward better financial health.

Vola Inc,
1 Chestnut Hill Plaza #1019
Newark, Delaware 19713
United States

## Key features

- Instant cash advances up to $500
- No interest, no credit check
- Build credit by reporting rent
- Credit score tracking
- Free expense tracker
- Budget planner

## Chart rankings

- #110 in Top Free · Finance (US App Store)

## What do users think of Vola?

Overall sentiment: negative

**Pros**

- 👍 Helpful for financial emergencies
- 🚀 Quick response from customer service
- 💡 Flexible repayment options

**Cons**

- 🐛 Inconsistent app functionality
- 🔒 Concerns about data privacy and security
- 💤 Slow fund disbursement
- 🤖 Lack of responsive customer support

**Commonly reported bugs**

- Account lockouts and verification issues
- Unauthorized charges and fees
- Inability to repay loans

**Most requested features**

- Instant fund disbursement
- Ability to cancel subscription and remove bank information
- Improved communication and transparency

## Recent user reviews (10 of 412)

All indexed reviews: https://appshunter.io/ios/app/vola-cash-advance-and-credit/id1275913039/reviews.md

### 4/5 — Advance

*2026-08-27, version 4.7.05*

People who need money, need it. Should do away with cool off period

### 1/5 — Wow

*2026-08-27, version 4.7.05*

Bad experience.

### 5/5 — Vola got some Cash

*2026-08-26, version 4.7.05*

It was simple easy quick

### 1/5 — Unsure of reviews posted and the app itself

*2026-08-25, version 4.7.05*

After connecting bank/ debit card they took 3.99 even though it states no up front fees so I thought like most I would be billed at later date end of billing cycle, the
Noticed that even though it states instant transfer of funds it stated after req
 Cash advance that funds would not be available till next business day ????? Several statements misleading and unable to confirm if I will even get the funds I was approved for and requested mind you not near what I needed it was a joke but every penny counts I I needed it . Very weary at this point!!!

### 5/5 — Best Advance App

*2026-08-25, version 4.7.05*

Love that I can advance with no interest.. Vola is always here for me when I need a lil cash!!! Highly recommend!

### 5/5 — Awesome

*2026-08-22, version 4.7.05*

Awesome

### 1/5 — Doesn't support bank card

*2026-08-20, version 4.7.05*

I've had no issues with my bank card until this. It says it can't support. Don't waste your time.

### 5/5 — Wonderful saver!

*2026-08-18, version 4.7.04*

Great app to save you on a low day!!

### 5/5 — Real

*2026-08-17, version 4.7.04*

They give me a money when I needed it real

### 5/5 — Vola Cash Advance & Credit

*2026-08-13, version 4.7.04*

I’m so happy I like my advance I highly recommend this

## Frequently asked questions about Vola

### What does Vola do?

Vola provides instant cash advances up to $500 with no interest or credit checks. It also offers tools to help you build your credit score by reporting rent payments and includes a free expense tracker and budget planner to manage your finances.

### How can I build credit with Vola?

You can build credit by having Vola report your rent payments to credit bureaus. The app also provides a feature called CreditMap to help you track your progress and understand what impacts your credit score.

### Is Vola free to use?

Yes, Vola is a free app. It offers instant cash advances, credit building features, and expense tracking and budgeting tools without charging interest, late fees, or requiring credit checks for the advances.

### Who is Vola for?

Vola is designed for individuals who need quick financial assistance, want to improve their creditworthiness, or are looking for a comprehensive tool to manage their daily spending and create a budget.

### What are the eligibility requirements for a cash advance?

Eligibility and advance limits vary per user. Advances can range from $25 to $500, with initial limits potentially starting lower and increasing with on-time payments. Not all users may qualify, and the service is not available in all states.

## Version history (last 5 releases)

### 4.7.05 — 2026-08-20

Get Cash of up to $500 quickly when you need it.
Start Saving with the Spend Manager.
Track your loans, reduce payments and improve your Credit Score with Vola's CreditMap Dashboard.

### 4.7.04 — 2026-07-21

Get Cash of up to $500 quickly when you need it.
Start Saving with the Spend Manager.
Track your loans, reduce payments and improve your Credit Score with Vola's CreditMap Dashboard.

### 4.7.03 — 2026-07-07

Get Cash of up to $500 quickly when you need it.
Start Saving with the Spend Manager.
Track your loans, reduce payments and improve your Credit Score with Vola's CreditMap Dashboard.

### 4.7.02 — 2026-06-22

Get Cash of up to $500 quickly when you need it.
Start Saving with the Spend Manager.
Track your loans, reduce payments and improve your Credit Score with Vola's CreditMap Dashboard.

### 4.7.01 — 2026-05-29

Get Cash of up to $500 quickly when you need it.
Start Saving with the Spend Manager.
Track your loans, reduce payments and improve your Credit Score with Vola's CreditMap Dashboard.

## Apps similar to Vola

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Brigit: Cash Advance & Credit](https://appshunter.io/ios/app/brigit-cash-advance-and-credit/id1341884073) | 4.8 (552,527) | Free | Finance |
| [FloatMe: Fast Cash Advance App](https://appshunter.io/ios/app/floatme-fast-cash-advance-app/id1395667279) | 4.8 (151,690) | Free | Finance |
| [Klover - Instant Cash Advance](https://appshunter.io/ios/app/klover-instant-cash-advance/id1471211372) | 4.8 (372,419) | Free | Finance |
| [Tilt: Cash Advance & Credit](https://appshunter.io/ios/app/tilt-cash-advance-and-credit/id1136397354) | 4.8 (455,319) | Free | Finance |
| [Dave: Credit, Cash & Money App](https://appshunter.io/ios/app/dave-credit-cash-and-money-app/id1193801909) | 4.8 (881,655) | Free | Finance |
| [Possible: Fast Cash & Credit](https://appshunter.io/ios/app/possible-fast-cash-and-credit/id1380384597) | 4.8 (134,258) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*