# Volta: Upgrade Your Wallet

> Financial tool for managing credit card debt and finding better borrowing rates. (iPhone/iPad app by Io Financial Inc..)

- Source: https://appshunter.io/ios/app/volta-upgrade-your-wallet/id1628364303 (this page in markdown: same URL + `.md`)
- Developer: [Io Financial Inc.](https://appshunter.io/developer/1628364305)
- Category: Shopping, Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 12.4 · 31 MB
- Languages: English
- Released: 2023-03-26
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/volta-upgrade-your-wallet/id1628364303/reviews.md

## What is Volta?

Supercharge your wallet and tackle your credit card balances with the confidence of Volta. Get started in minutes:

- Download & open Volta

- Connect cards & accounts to upgrade

Activating Volta is completely free and has no impact on your credit score. Plus, we work with all the cards and accounts you already have - connect and we’ll take care of the rest.

- Shop with confidence 

Expenses piling-up? Volta alerts you when refinancing a balance into a fixed monthly payment loan could save you big and our network of lenders compete to give you the best rate. 

And unlike BNPL or other Pay in 4 options, Volta works with the cards you already have so you get to keep earning your points, miles and cashback - all while saving big with Volta whenever you need to borrow.

Welcome to Volta: Your Money HQ

## Key features

- Connect cards and accounts
- Alerts for refinancing opportunities
- Network of lenders compete for best rates
- Earn rewards on existing cards
- Fixed monthly payment loans
- No impact on credit score


## Frequently asked questions about Volta

### How does Volta help with credit card debt?

Volta alerts you when refinancing a balance into a fixed monthly payment loan could save you money. It connects you with a network of lenders who compete to offer you the best rates.

### Does Volta impact my credit score?

No, activating Volta is completely free and has no impact on your credit score. You can connect your cards and accounts with confidence.

### Can I still earn rewards with Volta?

Yes, unlike some other borrowing options, Volta works with the cards you already have. This allows you to continue earning your points, miles, and cashback while saving money.

### What devices is Volta available on?

Volta is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is Volta updated?

The latest version is 1.2.1, and the app was last updated on May 13, 2023. This indicates regular updates to improve functionality and security.

### What is the age rating for Volta?

Volta has an age rating of 4+, making it suitable for a wide range of users.

### Is Volta free to use?

Yes, Volta is completely free to activate and use. There are no costs associated with downloading or connecting your accounts.

### What kind of accounts can I connect to Volta?

Volta works with all the cards and accounts you already have. You can connect your existing credit cards and bank accounts to manage your finances.

## Version history (last 1 release)

### 1.2.1 — 2023-05-13

- Updated chat interface

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*