# VPBank Smart OTP

> Mobile app for generating secure OTPs for VPBank Online transactions. (iPhone/iPad app by VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK.)

- Source: https://appshunter.io/ios/app/vpbank-smart-otp/id1469495219 (this page in markdown: same URL + `.md`)
- Developer: [VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK](https://appshunter.io/developer/680504034)
- Category: Finance, Utilities
- Price: Free
- Rating: 2.00/5 from 4 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 38 MB
- Languages: English, Vietnamese
- Released: 2019-06-28
- Data updated: 2026-06-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/vpbank-smart-otp/id1469495219/reviews.md

## What is VPBank Smart OTP?

VPBank Smart OTP là ứng dụng được phát triển bởi Ngân hàng TMCP Việt Nam Thịnh Vượng, được cài đặt trên thiết bị di động để tạo ra mã xác thực (OTP) bảo mật hơn khi thực hiện giao dịch trên VPBank Online. VPBank Smart OTP giúp khách hàng:
• Mã hóa OTP tới thiết bị do đó tăng tính bảo mật.
• Xác thực những giao dịch có hạn mức từ 100 triệu/ ngày trở lên.
• Ổn định, sử dụng được ngay cả khi không có sóng điện thoại - khi đi công tác nước ngoài.

## Key features

- Generates secure OTPs
- Encrypts OTPs for enhanced security
- Verifies transactions over 100 million VND
- Works offline without mobile signal
- Supports VPBank Online

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/vpbank-smart-otp/id1469495219/reviews.md

### 1/5 — Complete joke

*2023-01-01*

This thing is a complete joke. You get the OTP, tap it in and it locks, says it’s wrong code and you did it three times even if it’s the first time. Doesn’t matter what you do. What a complete waste of time. I’m going to be switching banks..

## Frequently asked questions about VPBank Smart OTP

### What is VPBank Smart OTP used for?

VPBank Smart OTP is used to generate secure One-Time Passwords (OTP) for authenticating transactions on VPBank Online. It enhances security by encrypting OTPs and is essential for verifying transactions above 100 million VND per day.

### How does VPBank Smart OTP improve security?

VPBank Smart OTP encrypts OTPs directly to your device, making them more secure than SMS-based OTPs. This encryption helps protect your transactions from interception.

### Can I use VPBank Smart OTP when I don't have a mobile signal?

Yes, VPBank Smart OTP is designed to work even without a mobile signal. This feature is particularly useful when you are traveling abroad or in areas with poor network coverage.

### What is the rating of VPBank Smart OTP?

VPBank Smart OTP has a rating of 2.0 stars based on 4 user ratings. This indicates a mixed reception from its user base.

### Is VPBank Smart OTP available on Android and iOS?

VPBank Smart OTP is available for iPhone and iPad devices. The provided data does not specify Android compatibility.

### When was VPBank Smart OTP last updated?

VPBank Smart OTP was last updated on October 31, 2023, with version 1.0.8. This suggests the app receives periodic maintenance and updates.

### Does VPBank Smart OTP have ads?

No, VPBank Smart OTP does not contain advertisements. The app is free to use and does not display any ads.

### What is the age rating for VPBank Smart OTP?

VPBank Smart OTP has an age rating of 4+. This means it is considered suitable for users aged 4 and above.

## Version history (last 5 releases)

### 1.0.8 — 2023-10-31

• Tối ưu và tăng tính tương thích.

### 1.0.7 — 2022-05-20

- Cập nhật tính năng đồng bộ token
- Bổ sung tính năng: Kiểm tra trạng thái người dùng

### 1.0.6 — 2020-09-05

- Cập nhật tính năng đồng bộ token
- Bổ sung tính năng: Kiểm tra trạng thái người dùng

### 1.0.5 — 2019-10-12

Sửa một số lỗi về hiển thị.

### 1.0.4 — 2019-07-24

- Thêm thông tin cảnh báo về việc bảo mật OTP

## Apps similar to VPBank Smart OTP

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [BIDV Smart OTP](https://appshunter.io/ios/app/bidv-smart-otp/id1406211054) | 1.4 (16) | Free | Finance |
| [M-eMobile (Corporate)](https://appshunter.io/ios/app/m-emobile-corporate/id1019422701) | 2.5 (2) | Free | Finance |
| [VCB DigiBiz](https://appshunter.io/ios/app/vcb-digibiz/id1592900514) | 3.4 (5) | Free | Finance |
| [BIZ MBBANK](https://appshunter.io/ios/app/biz-mbbank/id1424005630) | 3.1 (23) | Free | Finance |
| [ACB ONE Biz](https://appshunter.io/ios/app/acb-one-biz/id1555676479) | 3.8 (4) | Free | Finance |
| [SHB Smart OTP](https://appshunter.io/ios/app/shb-smart-otp/id1593848102) | 1.0 (1) | Free | Finance |

## More apps by VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK

- [VPBank NEO](https://appshunter.io/ios/app/vpbank-neo/id1209349510)
- [YOLO - By VPBank](https://appshunter.io/ios/app/yolo-by-vpbank/id1390524439)
- [CAKE - Digital Bankin‪g](https://appshunter.io/ios/app/cake-digital-banking/id1551907051)
- [VPBank Money](https://appshunter.io/ios/app/vpbank-money/id1572248198)
- [VPBank NEOBiz](https://appshunter.io/ios/app/vpbank-neobiz/id1589207653)

All apps by VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK: https://appshunter.io/developer/680504034

## Related topics

[vpbank smart otp](https://appshunter.io/ios/topics/vpbank-smart-otp)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*