# VTMoney — Control to the user

> Neo-banking app for instant accounts, global transactions, virtual cards, and bill payments. (iPhone/iPad app by Fxkudi Company Limited.)

- Source: https://appshunter.io/ios/app/vtmoney/id6449646369 (this page in markdown: same URL + `.md`)
- Developer: [Fxkudi Company Limited](https://appshunter.io/developer/1549550518)
- Category: Finance
- Price: Free
- Rating: 2.30/5 from 3 App Store ratings · 3 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 52 MB
- Languages: American English
- Released: 2023-06-23
- Data updated: 2026-06-05
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/vtmoney/id6449646369/reviews.md

## What is VTMoney?

Welcome to VTMoney, the revolutionary neo-bank app that puts you in control of your finances like never before. With our cutting-edge technology and user-friendly interface, managing your money has never been easier.
Features:
1. Instant Account Setup: Open your personalized bank account (NGN, GHS, USD, GBP) in minutes, with no paperwork or branch visits required. Say goodbye to long waiting times and hello to instant financial access.
2. Seamless Transactions: Send and receive money effortlessly from 25+ countries with our intuitive cross-border payment features.
3. Virtual Cards: Get the best of online shopping with our virtual card options. Shop online securely with a virtual card.
4. Bill Payment: You can purchase airtime, data, cable TV, and electricity using VTMoney.
5. Send with Username.
Join thousands of satisfied customers who have embraced the power of neo-banking.
Download the app today and take control of your financial future!

## Key features

- Instant account setup (NGN, GHS, USD, GBP)
- Cross-border payments to 25+ countries
- Virtual card for secure online shopping
- Bill payments (airtime, data, cable TV, electricity)
- Send money with username

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/vtmoney/id6449646369/reviews.md

### 1/5 — Scam

*2026-02-11*

My money is stuck due to a failed transaction. I attempted to pay my cable bill, but the payment was unsuccessful, and the fees were deducted twice after several attempts. It has been over 45 days now, and I have still not received any refund.

### 1/5 — Money stuck

*2025-08-11*

My money has been stuck for some months now. The haven’t refunded my money to me and their emails are not going through

### 5/5 — Transfer

*2025-04-04*

This app is mostly absolutely perfect app ever bro keep it up

## Frequently asked questions about VTMoney

### What currencies can I open an account with in VTMoney?

VTMoney allows you to open accounts in Nigerian Naira (NGN), Ghanaian Cedi (GHS), United States Dollar (USD), and British Pound Sterling (GBP). This provides flexibility for users dealing with multiple currencies.

### How secure is VTMoney?

While the app description doesn't detail specific security measures, it emphasizes secure online shopping with virtual cards. As a finance app, users generally expect robust security protocols to be in place.

### Can I use VTMoney for international money transfers?

Yes, VTMoney facilitates seamless transactions, allowing you to send and receive money effortlessly from over 25 countries. This feature is designed for convenient cross-border payments.

### What kind of bills can I pay with VTMoney?

VTMoney supports various bill payments, including purchasing airtime, data bundles, cable TV subscriptions, and electricity bills. This makes it a convenient tool for managing recurring expenses.

### What devices does VTMoney support?

VTMoney is available on Apple devices, specifically iPhones, iPads, and iPods. Users with these devices can access its financial management features.

### How often is VTMoney updated?

The latest version of VTMoney is 1.2.4, and it was last updated on November 19, 2025. This indicates a recent update, suggesting ongoing development and maintenance.

### Does VTMoney have ads?

Yes, VTMoney contains advertisements. Users should be aware that advertisements may be displayed within the app during usage.

### What is the user sentiment for VTMoney?

Based on the provided data, VTMoney has a rating of 2.3 stars from 3 ratings. This suggests a mixed to negative user sentiment, with potential areas for improvement.

## Version history (last 5 releases)

### 1.2.4 — 2025-11-19

- Bug Fixes & Performance Improvement

### 1.2.1 — 2025-03-07

- Bug Fixes & Performance Improvement

### 1.2.0 — 2025-03-06

- Push Notification
- Receipt Sharing
- Performance Improvement

### 1.1.6 — 2024-06-05

Welcome to VTMoney, the revolutionary neo-bank app that puts you in control of your finances like never before. With our cutting-edge technology and user-friendly interface, managing your money has never been easier.
Features:
1. Instant Account Setup: Open your personalized bank account (NGN, GHS, USD, GBP) in minutes, with no paperwork or branch visits required. Say goodbye to long waiting times and hello to instant financial access.
2. Seamless Transactions: Send and receive money effortlessly from 25+ countries with our intuitive cross-border payment features.
3. Virtual Cards: Get the best of online shopping with our virtual card options. Shop online securely with a virtual card.
4. Bill Payment: You can purchase airtime, data, cable TV, and electricity using VTMoney.
5. Send with Username.
Join thousands of satisfied customers who have embraced the power of neo-banking.
Download the app today and take control of your financial future!

### 1.1.5 — 2024-05-21

Welcome to VTMoney, the revolutionary neo-bank app that puts you in control of your finances like never before. With our cutting-edge technology and user-friendly interface, managing your money has never been easier.
Features:
1. Instant Account Setup: Open your personalized bank account in minutes, with no paperwork or branch visits required. Say goodbye to long waiting times and hello to instant financial access.
2. Seamless Transactions: Send and receive money effortlessly from 25+ countries with our intuitive cross-border payment features.
3. Virtual Cards: Get the best of online shopping with our virtual card options. Shop online securely with a virtual card.
4. Bill Payment: You can purchase airtime, data, cable TV, and electricity using VTMoney.
5. Send with Username.
Join thousands of satisfied customers who have embraced the power of neo-banking.
Download the app today and take control of your financial future!

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## More apps by Fxkudi Company Limited

- [FXKUDI](https://appshunter.io/ios/app/fxkudi/id1549550516)
- [BILLSSPOTSTORE](https://appshunter.io/ios/app/billsspotstore/id1549837564)
- [Awavoucher](https://appshunter.io/ios/app/awavoucher/id1604965901)
- [Salma Delivery](https://appshunter.io/ios/app/salma-delivery/id1621304405)
- [Clozar App](https://appshunter.io/ios/app/clozar-app/id6738913044)

All apps by Fxkudi Company Limited: https://appshunter.io/developer/1549550518

## Related topics

[vtmoney](https://appshunter.io/ios/topics/vtmoney) · [vt money](https://appshunter.io/ios/topics/vt-money)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-05.*