# VULT: Budget & Expense Tracker — Money Planner, Bills & Savings

> Money Planner, Bills & Savings (iPhone/iPad app by Neetu Rao Lote.)

- Source: https://appshunter.io/ios/app/vult-budget-and-expense-tracker/id6799336006 (this page in markdown: same URL + `.md`)
- Developer: [Neetu Rao Lote](https://appshunter.io/developer/6799336009)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 12+
- Requires: iOS 15.5 · 78 MB
- Languages: American English
- Released: 2026-08-26
- Data updated: 2026-09-10
- User reviews in markdown: https://appshunter.io/ios/app/vult-budget-and-expense-tracker/id6799336006/reviews.md

## What is VULT?

Most budgeting apps feel like homework. VULT is built so that keeping track of your money is something you actually want to do.

YOUR MONTH IN THREE BARS
Open VULT and see it immediately: money in, money out, and what is left to spend. Tap any bar to jump straight to where that number comes from.

BUDGET IN YOUR OWN RHYTHM
Weekly, monthly or yearly — choose the one you actually think in, and the whole app follows. Build your own groups, add line items, roll money over, and see what each group has left at a glance.

SCAN A RECEIPT AND KEEP WALKING
Point the camera and put your phone away. VULT reads the receipt on your device while you get on with your day, then tells you when it is ready to check. Confirm or adjust it in a tap. Bank statements come in too, as PDF or CSV.

SEE WHAT YOU ARE ACTUALLY WORTH
Accounts, savings, investments and property in one net position. Add a debt and VULT shows you the finish line — compare avalanche against snowball and watch the payoff date move as you put more in.

REWARDS THAT BUILD THE HABIT
Earn XP for the small things that compound: showing up, logging a purchase, answering the daily Money Check. Build a streak, grow your tree, unlock achievements. Rewards recognise consistency — they never change what your money is worth.

SHARE THE PART THAT MATTERS
Talk about a specific purchase with a partner or housemate, with the entry attached so nobody has to explain which $80 they meant.

YOUR MONEY STAYS YOURS
No bank connections and no ads, ever. You enter your own figures or scan them in, and everything works offline. Receipts are read on your device. Lock VULT behind Face ID, and sync across your devices only if you want to.

MADE IN AUSTRALIA
Built for Australian users, in Australian dollars, with dates the way you write them.

SUBSCRIPTION
VULT is A$3.99/month or A$34.99/year. Any introductory free trial is created by the App Store and belongs to your Apple Account. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and you can manage or cancel it in your Apple Account settings at any time.

Terms of Use: https://getvult.club/terms/
Privacy Policy: https://getvult.club/privacy/

VULT provides general budgeting information, not personal financial advice.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| VULT Subscription - Monthly | $2.99 | per month |
| VULT Subscription - Annual | $22.99 | per year |



## Version history (last 2 releases)

### 7.16.1 — 2026-08-31

The biggest update since VULT arrived.

BUDGET BY THE FORTNIGHT
Most of us are paid fortnightly, so VULT now budgets that way too — starting
on whichever day your pay lands. Pick Fortnight on the Plan screen, choose
your start day, and every group, chart and total follows it.

KNOW WHAT IS LEFT BEFORE YOU COMMIT
Planning your next period now shows the arithmetic while you do it: your
income, what you have given out, and what is still left to budget. It updates
as you type, and when the groups add up to more than you earn it says so
plainly instead of letting you find out at the end of the month.

CHANGE THIRTY ENTRIES IN ONE GO
Long press any entry in Activity and choose Select. Pick as many as you like,
or tap All. Delete the lot, or move them all into another budget group and
line item at once. One Undo puts them back.

RECEIPTS WAIT FOR YOU
A Receipt inbox on Overview keeps every unfinished scan visible until you have
checked it, so nothing goes quietly missing between pointing the camera and
saving the entry.

SETTING UP STAYS SET UP
Creating an account no longer sends you back to the start of setup. Your
answers are saved as you go, so a restart picks up where you left off, and you
can confirm your email with a code without leaving VULT.

ALSO IN THIS UPDATE
The home screen greets you by your own name. Setup can no longer finish early
and leave your details half filled. Feedback and the VULT web app are both a
tap away in Settings.

### 7.11.2 — 2026-08-26

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*