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VyajPay: Udhar Khata Book

VyajPay: Udhar Khata Book

Customer ledger, hisab & dues

2 ratings
4 reviews
With Ads
💼 Business
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • December 23, 2025
  • August 18, 2026

Features

Developer

Vijaysinh Zala
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About

This app helps individuals and small businesses manage loan records, track payments, and set reminders. It digitizes traditional ledgers, allowing users to organize borrower information, store documents, and generate reports securely.

✓Loan ledger and interest records
✓Borrower management
✓Payment reminders
✓Digital document storage
✓Reports and records
✓Secure and private storage
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What's New in VyajPay

1.2.8

August 18, 2026

What's New in v1.2.8 Customer Auto-Updates: Payment and loan updates now reach your customers on WhatsApp or SMS — with a separate on/off toggle for every customer. New Overdue View: See exactly who is late and by how much, at a glance, across every loan cycle. Payment Proof: Attach a photo receipt to any payment entry and pull it up again from the transaction. Staff Collections: Your staff now see upcoming collections, not only today's list. Reports & Locker: Rebuilt interest reports, a faster Digital Locker, and streak rewards for staying consistent. Native Feel: Screens push and swipe back the way iOS should, with a redesigned home and a new animated splash. Reliability: More dependable notifications, improved Dark Mode, and a batch of crash fixes.

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Subscription plans

VyajPay Pro Monthly

Pro tools for 1 month

$0.991 Month
7 Days trial
How to cancel VyajPay subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

nice app

nice app
pranav jorvekarpranav jorvekar

Best Loan and khata tracking app

I’ve been using Vyajpay for few weeks now to mange my borrower and it’s made tracking loans and repayments super easy. The offline-first approach is perfect for my business I can check and update ledgers even without Internet.
The WhatsApp reminder ensure I never miss any collection date. UI is clean and easy to use
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ZalaVjZalaVj

Professional & Trustworthy

VyajPay is an excellent app for lenders to manage borrowers, loans, and khata digitally. The interface is clean, reports are detailed, and features like PDF/Excel export and WhatsApp reminders make daily tracking effortless. It has significantly reduced manual work for me. Highly recommended for small and medium lenders.
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Hiten 15Hiten 15

Best app for lenders

This is the best app which I found out of all ledger apps. Features digital locker option, WhatsApp reminders , cloud backup and no ads that’s also without any subscription is the best one could ask for!! Highly recommend!!
ZalaVijaysinhZalaVijaysinh

FAQ

What is VyajPay used for?

VyajPay is a digital ledger app designed to help users manage loan records, track borrower payments, record interest, and store related documents. It aims to replace traditional paper notebooks with organized digital entries.

Does VyajPay offer loans or financial services?

No, VyajPay is strictly a bookkeeping and record-keeping application. It does not provide loans, credit, payment processing, or any financial advice.

How does VyajPay help manage borrowers?

VyajPay allows you to create individual records for each borrower, storing their names, contact information, transaction history, outstanding balances, and any notes. This keeps all borrower-specific information organized in one place.

Can I set reminders for payments with VyajPay?

Yes, VyajPay features a payment reminder system. You can set up notifications for upcoming payment due dates to ensure timely follow-ups and avoid missed deadlines.

What kind of reports can I generate with VyajPay?

VyajPay provides borrower-wise records, detailed payment histories, outstanding amounts, and overall loan information. These reports are presented in a clean and simple format for easy review.

Is my data safe with VyajPay?

VyajPay prioritizes security and privacy. It offers an app lock feature, cloud backup options, and privacy-focused storage to protect your financial records.

What are the subscription options for VyajPay Pro?

VyajPay offers a Pro version with monthly and yearly subscription plans. The monthly plan costs $0.99 per month, and the yearly plan is priced at $9.99 per year.

On which devices can I use VyajPay?

VyajPay is available for iPhone and iPad devices, as indicated by its supported devices list.