# VyajPay: Udhar Khata Book — user reviews

> 4 indexed App Store user reviews of VyajPay by Vijaysinh Zala, rated 5.00/5 from 2 ratings.

- Source: https://appshunter.io/ios/app/vyajpay-udhar-khata-book/id6756029709/reviews
- App overview in markdown: https://appshunter.io/ios/app/vyajpay-udhar-khata-book/id6756029709.md
- Rating breakdown: 5★ 2 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 0

## Most critical reviews (4 lowest-rated)

### 5/5 — nice app

*2026-05-27*

nice app

### 5/5 — Best Loan and khata tracking app

*2026-05-17*

I’ve been using Vyajpay for few weeks now to mange my borrower and it’s made tracking loans and repayments super easy. The offline-first approach is perfect for my business I can check and update ledgers even without Internet.
The WhatsApp reminder ensure I never miss any collection date. UI is clean and easy to use

### 5/5 — Professional & Trustworthy

*2025-12-29*

VyajPay is an excellent app for lenders to manage borrowers, loans, and khata digitally. The interface is clean, reports are detailed, and features like PDF/Excel export and WhatsApp reminders make daily tracking effortless. It has significantly reduced manual work for me. Highly recommended for small and medium lenders.

### 5/5 — Best app for lenders

*2025-12-24*

This is the best app which I found out of all ledger apps. Features digital locker option, WhatsApp reminders , cloud backup and no ads that’s also without any subscription is the best one could ask for!! Highly recommend!!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*